Affordable Housing In Whitney
Hill County, Texas

4 Low Income Apartment Communities In Whitney

Creekside Apartments

401 E. Polk Avenue
Whitney, TX
Call For Rent
2 BR
Accepts Vouchers

Whitney Place Apartments

1107 W. Whitney Place Drive
Whitney, TX
Call For Rent
1-2 BR

Whitney Retirement Village

39 Circle Drive
Whitney, TX
Call For Rent
1-2 BR
Accepts Vouchers

510 W Roosevelt Ave

510 W Roosevelt Ave
Whitney, TX
  • «
  • 1
  • »

Housing Authorities that serve Whitney

Housing Authority Programs
Housing Authority of Whitney Public Housing
Hill County Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Whitney, Texas

There are 4 low income housing apartment communities offering 110 affordable apartments for rent in Whitney, Texas. Whitney features 44 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 66 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Whitney.

Sourced from federal housing data and research.

Whitney, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 110
Total Housing Units with Rental Assistance 44
Percentage of Housing Units Occupied By Renters 41.37%
Average Renter Household Size 2.95
Average Household Size 2.81
Median Household Income $38,625 ±$8,700
Median Rent $596 ±$64
Percentage Of Renters Overburdened 35.83% ± 12.12pp
Total Population 2,349

Population and Household Demographics

Whitney is a City in Hill County, Texas with a population of 2,349. There are 776 households in the city with an average household size of 2.81 persons. 41.37% of households in Whitney are renters.

Income and Rent Overburden in Whitney

The median gross income for households in Whitney is $38,625 a year, or $3,219 a month. The median rent for the city is $596 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Whitney, a household making less than $1,987 a month would be considered overburdened when renting an apartment at or above the median rent. 35.83% of households who rent are overburdened in Whitney.1

Area Median Income In Whitney

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Whitney, the AMI is calculated from all households within Hill County.

In Whitney, HUD calculates the Area Median Income for a family of four as $56,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Whitney

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Whitney HUD Rental Assistance in Whitney

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Fair Market Rents in Whitney

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$490 $594 $752 $957 $1,019