Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Ludlow
Windsor County, Vermont

3 Low Income Apartment Communities In Ludlow

Black River Overlook

140 Rublee Ln
Ludlow, Vermont
Income Based
1-3 BR
Accepts Vouchers

Gill Terrace Retirement Apartments II

7 Gill Ter
Ludlow, Vermont
Subsidized
62+
Accessible
Elderly Supportive Housing

Vermont

Dug Rd
Ludlow, Vermont
Accepts Vouchers
  • «
  • 1
  • »

Housing Authorities that serve Ludlow

Housing Authority Programs
Vermont State Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Ludlow, Vermont

There are 3 low income housing apartment communities offering 86 affordable apartments for rent in Ludlow, Vermont.

Income Based Apartments in Ludlow, Vermont

Ludlow features 36 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Ludlow, Vermont

There are 50 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ludlow.

Housing Choice Vouchers in Ludlow, Vermont

On average, Section 8 Housing Choice vouchers pay Ludlow landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Ludlow.

The maximum amount a voucher would pay on behalf of a low-income tenant in Ludlow, Vermont for a two-bedroom apartment is between $916 and $1,120.

2020 Ludlow, Vermont Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $702 $846 $1,018 $1,416 $1,536
Payment Standard Range $632 to $772 $761 to $931 $916 to $1,120 $1,274 to $1,558 $1,382 to $1,690

Sourced from federal housing data and AffordableHousingOnline.com research.

Ludlow, VT Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 86
Total Housing Units with Rental Assistance 36
Percentage of Housing Units Occupied By Renters %
Average Renter Household Size 0.00
Average Household Size 0.00
Median Household Income $0 ±$0
Median Rent $0 ±$0
Total Population 0

Population and Household Demographics

Ludlow is a city in Windsor County, Vermont with a population of 0. There are 0 households in the city with an average household size of 0.00 persons. % of households in Ludlow are renters.

Income and Rent Overburden in Ludlow

The median gross income for households in Ludlow is $0 a year, or $0 a month. The median rent for the city is $0 a month.

Area Median Income In Ludlow

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ludlow, the AMI is calculated from all households within Windsor County.

In Ludlow, HUD calculates the Area Median Income for a family of four as $79,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ludlow

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Ludlow

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,700 $19,050 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $27,800 $31,750 $35,700 $39,650 $42,850 $46,000 $49,200 $52,350
80% of Median $44,450 $50,800 $57,150 $63,450 $68,550 $73,650 $78,700 $83,800