Affordable Housing In Cumberland
Barron County, Wisconsin

5 Low Income Apartment Communities In Cumberland

Island City Apartments

1080 3rd Ave
Cumberland, Wisconsin

Lakeview Apartments

1295 6th Ave
Cumberland, Wisconsin

Garden View Townhomes

750 8th Ave
Cumberland, Wisconsin

Mo2 82208.200.01 Wheda Rhd 2529

746 8th Ave
Cumberland, Wisconsin

Heritage Place

1480 Comstock Ave
Cumberland, Wisconsin
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Section 8 Vouchers, Apartments, and Waiting Lists in Cumberland, Wisconsin

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cumberland, Wisconsin

Housing Authority Programs
Housing Authority of Cumberland Public Housing
Barron County Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cumberland, Wisconsin

There are 5 low income housing apartment communities offering 112 affordable apartments for rent in Cumberland, Wisconsin.

Income Based Apartments in Cumberland, Wisconsin

Cumberland features 83 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland, Wisconsin

There are 29 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland.

Housing Choice Vouchers in Cumberland, Wisconsin

On average, Section 8 Housing Choice vouchers pay Cumberland landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cumberland.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland, Wisconsin for a two-bedroom apartment is between $730 and $892.

2022 Cumberland, Wisconsin Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cumberland, Wisconsin Fair Market Rent $574 $616 $811 $1,084 $1,135
Cumberland, Wisconsin Payment Standard Range $517 to $631 $554 to $678 $730 to $892 $976 to $1,192 $1,022 to $1,249

Sourced from federal housing data and research.

Cumberland, WI Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 112
Total Housing Units with Rental Assistance 83
Percentage of Housing Units Occupied By Renters 41.35%
Average Renter Household Size 1.97
Average Household Size 2.20
Median Household Income $41,544 ±$7,158
Median Rent $592 ±$55
Percentage Of Renters Overburdened 46.53% ± 11.47pp
Total Population 2,434

Population and Household Demographics

Cumberland is a city in Barron County, Wisconsin with a population of 2,434. There are 1,081 households in the city with an average household size of 2.20 persons. 41.35% of households in Cumberland are renters.

Income and Rent Overburden in Cumberland

The median gross income for households in Cumberland is $41,544 a year, or $3,462 a month. The median rent for the city is $592 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland, a household making less than $1,973 a month would be considered overburdened when renting an apartment at or above the median rent. 46.53% of households who rent are overburdened in Cumberland.

Area Median Income In Cumberland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cumberland, the AMI is calculated from all households within Barron County.

In Cumberland, HUD calculates the Area Median Income for a family of four as $74,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cumberland AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,900 $19,300 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Cumberland AMI may qualify for rental assistance programs that target Very Low Income households.
$28,150 $32,150 $36,150 $40,150 $43,400 $46,600 $49,800 $53,000
80% AMI Income Limits
Renters earning up to 80% of the Cumberland AMI may qualify for rental assistance programs that target Low Income households.
$45,000 $51,400 $57,850 $64,250 $69,400 $74,550 $79,700 $84,850