Chatom, Alabama Affordable Housing

Affordable Housing programs support 78 income based apartments in Chatom where households pay rent based on how much they earn.

There are 48 affordable apartments in Chatom that offer reduced rents to low-income households.

Waiting Lists in Chatom, Alabama

There are no open Section 8 Housing Choice Voucher waiting lists in Chatom. Go to the Alabama Section 8 Waiting Lists page for openings near Chatom.

Sunrise Apartments of Chatom

120 Cochran Avenue
Chatom, Alabama
$515-575
1-3 BR

Westgate Apartments

82 East Central Ave
Chatom, Alabama
Call For Rent
1-2 BR
Rent Assisted

Megan Manor

225 Bay Ave
Chatom, Alabama
Affordable

Chatom Apartments

16 Cochran Ave
Chatom, Alabama

Westgate Apartments II ( Chatom )

82 E Central Ave
Chatom, Alabama
Affordable
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Affordable Housing Near Chatom

View affordable apartments and waiting lists in cities near Chatom

City Apartments
Millry, AL Affordable Housing programs support 1 apartment communities in Millry.

Public Housing Agencies Serving Chatom, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Waiting lists for project-based assistance, like the Public Housing program, are open:

Housing Authority Programs
Washington County Housing Authority Public Housing
Go to the Alabama Public Housing and Low-Income Apartments Waiting Lists page for openings near Chatom.

Chatom, Alabama Affordable Housing Data

Income Based Apartments in Chatom, Alabama

Chatom features 78 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Chatom, Alabama

There are 48 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Chatom.

Housing Choice Vouchers in Chatom, Alabama

On average, Section 8 Housing Choice vouchers pay Chatom landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Chatom.

The maximum amount a voucher would pay on behalf of a low-income tenant in Chatom, Alabama for a two-bedroom apartment is between $795 and $971.

2023 Chatom, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Chatom, Alabama Fair Market Rent $661 $712 $883 $1,075 $1,252
Chatom, Alabama Payment Standard Range $595 to $727 $641 to $783 $795 to $971 $968 to $1,183 $1,127 to $1,377

Sourced from federal housing data and AffordableHousingOnline.com research.

Chatom, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 126
Total Housing Units with Rental Assistance 78
Percentage of Housing Units Occupied By Renters 38.82%
Average Renter Household Size 2.03
Average Household Size 2.14
Median Household Income $35,365 ±$5,790
Median Rent $510 ±$107
Percentage Of Renters Overburdened 30.38% ± 23.09pp
Total Population 1,006

Population and Household Demographics

Chatom is a city in Washington County, Alabama with a population of 1,006. There are 407 households in the city with an average household size of 2.14 persons. 38.82% of households in Chatom are renters.

Income and Rent Overburden in Chatom

The median gross income for households in Chatom is $35,365 a year, or $2,947 a month. The median rent for the city is $510 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chatom, a household making less than $1,700 a month would be considered overburdened when renting an apartment at or above the median rent. 30.38% of households who rent are overburdened in Chatom.

Area Median Income In Chatom

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Chatom, the AMI is calculated from all households within Washington County.

In Chatom, HUD calculates the Area Median Income for a family of four as $58,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chatom

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Chatom

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Chatom AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $35,750 $38,200 $40,700
50% AMI Income Limits
Renters earning up to 50% of the Chatom AMI may qualify for rental assistance programs that target Very Low Income households.
$21,600 $24,650 $27,750 $30,800 $33,300 $35,750 $38,200 $40,700
80% AMI Income Limits
Renters earning up to 80% of the Chatom AMI may qualify for rental assistance programs that target Low Income households.
$34,550 $39,450 $44,400 $49,300 $53,250 $57,200 $61,150 $65,100