Affordable Housing In Chatom
Washington County, Alabama

5 Low Income Apartment Communities In Chatom

Sunrise Apartments of Chatom

120 Cochran Avenue
Chatom, Alabama
1-3 BR

Westgate Apartments

82 East Central Ave
Chatom, Alabama
Call For Rent
1-2 BR

Megan Manor

225 Bay Ave
Chatom, Alabama

Chatom Apartments

16 Cochran Ave
Chatom, Alabama

Westgate Apartments II ( Chatom )

82 E Central Ave
Chatom, Alabama
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Section 8 Vouchers, Apartments, and Waiting Lists in Chatom, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Chatom, Alabama

Housing Authority Programs
Washington County Housing Authority Public Housing

Guide To Affordable Housing in Chatom, Alabama

There are 5 low income housing apartment communities offering 126 affordable apartments for rent in Chatom, Alabama.

Income Based Apartments in Chatom, Alabama

Chatom features 78 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Chatom, Alabama

There are 48 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Chatom.

Housing Choice Vouchers in Chatom, Alabama

On average, Section 8 Housing Choice vouchers pay Chatom landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Chatom.

The maximum amount a voucher would pay on behalf of a low-income tenant in Chatom, Alabama for a two-bedroom apartment is between $635 and $776.

2022 Chatom, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Chatom, Alabama Fair Market Rent $543 $566 $705 $901 $956
Chatom, Alabama Payment Standard Range $489 to $597 $509 to $623 $635 to $776 $811 to $991 $860 to $1,052

Sourced from federal housing data and research.

Chatom, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 126
Total Housing Units with Rental Assistance 78
Percentage of Housing Units Occupied By Renters 38.82%
Average Renter Household Size 2.03
Average Household Size 2.14
Median Household Income $35,365 ±$5,790
Median Rent $510 ±$107
Percentage Of Renters Overburdened 30.38% ± 23.09pp
Total Population 1,006

Population and Household Demographics

Chatom is a city in Washington County, Alabama with a population of 1,006. There are 407 households in the city with an average household size of 2.14 persons. 38.82% of households in Chatom are renters.

Income and Rent Overburden in Chatom

The median gross income for households in Chatom is $35,365 a year, or $2,947 a month. The median rent for the city is $510 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chatom, a household making less than $1,700 a month would be considered overburdened when renting an apartment at or above the median rent. 30.38% of households who rent are overburdened in Chatom.

Area Median Income In Chatom

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Chatom, the AMI is calculated from all households within Washington County.

In Chatom, HUD calculates the Area Median Income for a family of four as $58,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chatom

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Chatom

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Chatom AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $35,750 $38,200 $40,700
50% AMI Income Limits
Renters earning up to 50% of the Chatom AMI may qualify for rental assistance programs that target Very Low Income households.
$21,600 $24,650 $27,750 $30,800 $33,300 $35,750 $38,200 $40,700
80% AMI Income Limits
Renters earning up to 80% of the Chatom AMI may qualify for rental assistance programs that target Low Income households.
$34,550 $39,450 $44,400 $49,300 $53,250 $57,200 $61,150 $65,100