Affordable Housing In Cullman
Cullman County, Alabama

18 Low Income Apartment Communities In Cullman

Villas at Cloverdale

1520 Clover Rd SE
Cullman, Alabama
3-4 BR

Village at Bridge Creek

861 County Road 1402
Cullman, Alabama
2 BR

Perkins Place

1511 McNabb Dr SW
Cullman, Alabama
Disabled Supportive Housing

Nesmith Park Apartments

207 McNabb Rd SW
Cullman, Alabama
Elderly Supportive Housing

Twin Creek

1500 Scott St NW
Cullman, Alabama
Elderly Supportive Housing

Cullman Manor

422 Oak Manor Dr SW
Cullman, Alabama

Cullman Village Apartments

107 Ward Ave SW
Cullman, Alabama

Veigl Village I

657 Katie Ln SW
Cullman, Alabama

Sunset Point

101 Ward Ave SW
Cullman, Alabama

Gold Mark Apartments

132 Gold Mark Ct SW
Cullman, Alabama

Section 8 Vouchers, Apartments, and Waiting Lists in Cullman, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cullman, Alabama

Housing Authority Programs
Cullman Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Arab Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cullman, Alabama

There are 18 low income housing apartment communities offering 1,087 affordable apartments for rent in Cullman, Alabama.

Income Based Apartments in Cullman, Alabama

Cullman features 688 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cullman, Alabama

There are 399 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cullman.

Housing Choice Vouchers in Cullman, Alabama

On average, Section 8 Housing Choice vouchers pay Cullman landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Cullman.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cullman, Alabama for a two-bedroom apartment is between $672 and $822.

2022 Cullman, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cullman, Alabama Fair Market Rent $559 $607 $747 $1,009 $1,013
Cullman, Alabama Payment Standard Range $503 to $615 $546 to $668 $672 to $822 $908 to $1,110 $912 to $1,114

Sourced from federal housing data and research.

Cullman, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 1,087
Total Housing Units with Rental Assistance 688
Percentage of Housing Units Occupied By Renters 42.22%
Average Renter Household Size 2.21
Average Household Size 2.35
Median Household Income $38,746 ±$2,647
Median Rent $564 ±$37
Percentage Of Renters Overburdened 44.54% ± 9.51pp
Total Population 15,014

Population and Household Demographics

Cullman is a city in Cullman County, Alabama with a population of 15,014. There are 6,120 households in the city with an average household size of 2.35 persons. 42.22% of households in Cullman are renters.

Income and Rent Overburden in Cullman

The median gross income for households in Cullman is $38,746 a year, or $3,229 a month. The median rent for the city is $564 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cullman, a household making less than $1,880 a month would be considered overburdened when renting an apartment at or above the median rent. 44.54% of households who rent are overburdened in Cullman.

Area Median Income In Cullman

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cullman, the AMI is calculated from all households within Cullman County.

In Cullman, HUD calculates the Area Median Income for a family of four as $67,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cullman

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cullman

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cullman AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $37,190 $39,750 $42,350
50% AMI Income Limits
Renters earning up to 50% of the Cullman AMI may qualify for rental assistance programs that target Very Low Income households.
$22,450 $25,650 $28,850 $32,050 $34,650 $37,200 $39,750 $42,350
80% AMI Income Limits
Renters earning up to 80% of the Cullman AMI may qualify for rental assistance programs that target Low Income households.
$35,950 $41,050 $46,200 $51,300 $55,450 $59,550 $63,650 $67,750