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Affordable Housing In Cullman
Cullman County, Alabama

17 Low Income Apartment Communities In Cullman

Villas at Cloverdale

1520 Clover Rd SE
Cullman, Alabama
3-4 BR
Accepts Vouchers

Perkins Place

1511 McNabb Dr SW
Cullman, Alabama
Disabled Supportive Housing

Nesmith Park Apartments

207 McNabb Rd SW
Cullman, Alabama
Elderly Supportive Housing

Twin Creek

1500 Scott St NW
Cullman, Alabama
Elderly Supportive Housing

Cullman Manor

422 Oak Manor Dr SW
Cullman, Alabama

Cullman Village Apartments

107 Ward Ave SW
Cullman, Alabama
Accepts Vouchers

Veigl Village I

657 Katie Ln SW
Cullman, Alabama

Sunset Point

101 Ward Ave SW
Cullman, Alabama
Accepts Vouchers

Gold Mark Apartments

132 Gold Mark Ct SW
Cullman, Alabama

Westfield Addn

1309 Logan St SW
Cullman, Alabama

Housing Authorities that serve Cullman

Housing Authority Programs
Cullman Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Arab Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cullman, Alabama

There are 17 low income housing apartment communities offering 1,031 affordable apartments for rent in Cullman, Alabama.

Income Based Apartments in Cullman, Alabama

Cullman features 688 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cullman, Alabama

There are 343 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cullman.

Housing Choice Vouchers in Cullman, Alabama

On average, Section 8 Housing Choice vouchers pay Cullman landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Cullman.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cullman, Alabama for a two-bedroom apartment is between $581 and $710.

2020 Cullman, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $469 $525 $645 $871 $874
Payment Standard Range $422 to $516 $473 to $578 $581 to $710 $784 to $958 $787 to $961

Sourced from federal housing data and research.

Cullman, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 1,031
Total Housing Units with Rental Assistance 688
Percentage of Housing Units Occupied By Renters 42.22%
Average Renter Household Size 2.21
Average Household Size 2.35
Median Household Income $38,746 ±$2,647
Median Rent $564 ±$37
Percentage Of Renters Overburdened 44.54% ± 9.51pp
Total Population 15,014

Population and Household Demographics

Cullman is a city in Cullman County, Alabama with a population of 15,014. There are 6,120 households in the city with an average household size of 2.35 persons. 42.22% of households in Cullman are renters.

Income and Rent Overburden in Cullman

The median gross income for households in Cullman is $38,746 a year, or $3,229 a month. The median rent for the city is $564 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cullman, a household making less than $1,880 a month would be considered overburdened when renting an apartment at or above the median rent. 44.54% of households who rent are overburdened in Cullman.

Area Median Income In Cullman

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cullman, the AMI is calculated from all households within Cullman County.

In Cullman, HUD calculates the Area Median Income for a family of four as $59,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cullman

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cullman

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,680 $33,250 $35,550 $37,850
50% of Median $20,100 $22,950 $25,800 $28,650 $30,950 $33,250 $35,550 $37,850
80% of Median $32,100 $36,700 $41,300 $45,850 $49,550 $53,200 $56,900 $60,550