Affordable Housing programs support 1,002 income based apartments in Cullman County where households pay rent based on how much they earn.
There are 671 affordable apartments in Cullman County that offer reduced rents to low-income households.
There are no open Section 8 Housing Choice Voucher waiting lists in Cullman County. Go to the Alabama Section 8 Waiting Lists page for openings near Cullman County.
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
|Arab Housing Authority||Section 8 Housing Choice Voucher (HCV); Public Housing|
Cullman County features 1,002 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
There are 671 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cullman County.
On average, Section 8 Housing Choice vouchers pay Cullman County landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Cullman County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Cullman County, Alabama for a two-bedroom apartment is between $734 and $897.
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Cullman County, Alabama Fair Market Rent||$627||$655||$815||$1,097||$1,125|
|Cullman County, Alabama Payment Standard Range||$564 to $690||$590 to $721||$734 to $897||$987 to $1,207||$1,013 to $1,238|
Sourced from federal housing data and AffordableHousingOnline.com research.
|Total Affordable Apartment Properties||32|
|Total Low Income Apartments||1,673|
|Total Housing Units with Rental Assistance||1,002|
|Percentage of Housing Units Occupied By Renters||24.74%|
|Average Renter Household Size||2.45|
|Average Household Size||2.55|
|Median Household Income||$38,971 ±$1,526|
|Median Rent||$625 ±$19|
|Percentage Of Renters Overburdened||39.32% ± 4.7pp|
Cullman County is a county in Alabama with a population of 80,965. There are 31,287 households in the county with an average household size of 2.55 persons. 24.74% of households in Cullman County are renters.
The median gross income for households in Cullman County is $38,971 a year, or $3,248 a month. The median rent for the county is $625 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cullman County, a household making less than $2,083 a month would be considered overburdened when renting an apartment at or above the median rent. 39.32% of households who rent are overburdened in Cullman County.
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Cullman County, HUD calculates the Area Median Income for a family of four as $67,700
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the Cullman County AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the Cullman County AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the Cullman County AMI may qualify for rental assistance programs that target Low Income households.