Affordable Housing In Cullman County
Alabama

32 Low Income Apartment Communities In Cullman County

Keystone Apartments

498 College Dr NE
Hanceville, Alabama

Veigl Village I

657 Katie Ln SW
Cullman, Alabama
Subsidized

Crestwood Apartments

500 College Dr NE
Hanceville, Alabama

Sunset Point

101 Ward Ave SW
Cullman, Alabama

Gold Mark Apartments

132 Gold Mark Ct SW
Cullman, Alabama
Subsidized

Quail Ridge Partner

104 8th St NW
Arab, Alabama

Westfield Addn

1309 Logan St SW
Cullman, Alabama

Hilltop

1502 1st St SW
Cullman, Alabama

Mallard Pointe Apartments

110 8th St NW
Arab, Alabama

Section 8 Vouchers, Apartments, and Waiting Lists in Cullman County, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cullman County, Alabama

Housing Authority Programs
Arab Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cullman County, Alabama

There are 32 low income housing apartment communities offering 1,673 affordable apartments for rent in Cullman County, Alabama.

Income Based Apartments in Cullman County, Alabama

Cullman County features 1,002 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cullman County, Alabama

There are 671 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cullman County.

Housing Choice Vouchers in Cullman County, Alabama

On average, Section 8 Housing Choice vouchers pay Cullman County landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Cullman County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cullman County, Alabama for a two-bedroom apartment is between $672 and $822.

2022 Cullman County, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cullman County, Alabama Fair Market Rent $559 $607 $747 $1,009 $1,013
Cullman County, Alabama Payment Standard Range $503 to $615 $546 to $668 $672 to $822 $908 to $1,110 $912 to $1,114

Sourced from federal housing data and AffordableHousingOnline.com research.

Cullman County, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 32
Total Low Income Apartments 1,673
Total Housing Units with Rental Assistance 1,002
Percentage of Housing Units Occupied By Renters 24.74%
Average Renter Household Size 2.45
Average Household Size 2.55
Median Household Income $38,971 ±$1,526
Median Rent $625 ±$19
Percentage Of Renters Overburdened 39.32% ± 4.7pp
Total Population 80,965

Population and Household Demographics

Cullman County is a county in Alabama with a population of 80,965. There are 31,287 households in the county with an average household size of 2.55 persons. 24.74% of households in Cullman County are renters.

Income and Rent Overburden in Cullman County

The median gross income for households in Cullman County is $38,971 a year, or $3,248 a month. The median rent for the county is $625 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cullman County, a household making less than $2,083 a month would be considered overburdened when renting an apartment at or above the median rent. 39.32% of households who rent are overburdened in Cullman County.

Area Median Income In Cullman County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cullman County, HUD calculates the Area Median Income for a family of four as $67,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cullman County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cullman County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cullman County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $37,190 $39,750 $42,350
50% AMI Income Limits
Renters earning up to 50% of the Cullman County AMI may qualify for rental assistance programs that target Very Low Income households.
$22,450 $25,650 $28,850 $32,050 $34,650 $37,200 $39,750 $42,350
80% AMI Income Limits
Renters earning up to 80% of the Cullman County AMI may qualify for rental assistance programs that target Low Income households.
$35,950 $41,050 $46,200 $51,300 $55,450 $59,550 $63,650 $67,750

Cities In Cullman County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Arab The HUD funded Public Housing Agency that serves Arab is the Arab Housing Authority.
Baileyton The HUD funded Public Housing Agency that serves Baileyton is the Arab Housing Authority.
Colony The HUD funded Public Housing Agency that serves Colony is the Arab Housing Authority.
Cullman The HUD funded Public Housing Agencies that serve Cullman are the Cullman Housing Authority and Arab Housing Authority.
Dodge City The HUD funded Public Housing Agency that serves Dodge City is the Arab Housing Authority.
East Point The HUD funded Public Housing Agency that serves East Point is the Arab Housing Authority.
Fairview The HUD funded Public Housing Agency that serves Fairview is the Arab Housing Authority.
Good Hope The HUD funded Public Housing Agency that serves Good Hope is the Arab Housing Authority.
Hanceville The HUD funded Public Housing Agencies that serve Hanceville are the Housing Authority of the Town of Hanceville and Arab Housing Authority.
Holly Pond The HUD funded Public Housing Agency that serves Holly Pond is the Arab Housing Authority.
Joppa The HUD funded Public Housing Agency that serves Joppa is the Arab Housing Authority.
South Vinemont The HUD funded Public Housing Agency that serves South Vinemont is the Arab Housing Authority.
West Point The HUD funded Public Housing Agency that serves West Point is the Arab Housing Authority.