Affordable Housing In Cullman
Cullman County, Alabama

Affordable Housing programs support 688 income based apartments in Cullman where households pay rent based on how much they earn.

There are 399 affordable apartments in Cullman that offer reduced rents to low-income households.

Waiting Lists in Cullman, Alabama

There is one Section 8 Housing Choice Voucher waiting list open in Cullman.

  • is currently open for new Section 8 applications.

Go to the Alabama Section 8 Waiting Lists page for more openings near Cullman.

Westfield Addn

1309 Logan St SW
Cullman, Alabama


1502 1st St SW
Cullman, Alabama

Park Manor Apartments

1607 Lee Ave SW
Cullman, Alabama

Saras Ridge Apartments

1633 Lee Ave SW
Cullman, Alabama

Green Tree Apts I

1500 Green Tree Circle
Cullman, Alabama

Covey Chase Apts

601 Lee Circle
Cullman, Alabama

Green Tree Apts II

1500 Green Tree Circle
Cullman, Alabama

Holly Pond Apts I

8 Handley Lane
Cullman, Alabama
Showing Results 11-18

Affordable Housing Near Cullman

View affordable apartments and waiting lists in cities near Cullman

City Apartments
Affordable Housing In Arab, AL Affordable Housing programs support 8 apartment communities in Arab.
Affordable Housing In Hanceville, AL Affordable Housing programs support 6 apartment communities in Hanceville.

Public Housing Agencies Serving Cullman, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Cullman Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Arab Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the Alabama Public Housing and Low-Income Apartments Waiting Lists page for openings near Cullman.

Cullman, Alabama Affordable Housing Data

Income Based Apartments in Cullman, Alabama

Cullman features 688 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cullman, Alabama

There are 399 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cullman.

Housing Choice Vouchers in Cullman, Alabama

On average, Section 8 Housing Choice vouchers pay Cullman landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Cullman.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cullman, Alabama for a two-bedroom apartment is between $734 and $897.

2023 Cullman, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cullman, Alabama Fair Market Rent $627 $655 $815 $1,097 $1,125
Cullman, Alabama Payment Standard Range $564 to $690 $590 to $721 $734 to $897 $987 to $1,207 $1,013 to $1,238

Sourced from federal housing data and research.

Cullman, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 1,087
Total Housing Units with Rental Assistance 688
Percentage of Housing Units Occupied By Renters 42.22%
Average Renter Household Size 2.21
Average Household Size 2.35
Median Household Income $38,746 ±$2,647
Median Rent $564 ±$37
Percentage Of Renters Overburdened 44.54% ± 9.51pp
Total Population 15,014

Population and Household Demographics

Cullman is a city in Cullman County, Alabama with a population of 15,014. There are 6,120 households in the city with an average household size of 2.35 persons. 42.22% of households in Cullman are renters.

Income and Rent Overburden in Cullman

The median gross income for households in Cullman is $38,746 a year, or $3,229 a month. The median rent for the city is $564 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cullman, a household making less than $1,880 a month would be considered overburdened when renting an apartment at or above the median rent. 44.54% of households who rent are overburdened in Cullman.

Area Median Income In Cullman

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cullman, the AMI is calculated from all households within Cullman County.

In Cullman, HUD calculates the Area Median Income for a family of four as $67,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cullman

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cullman

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cullman AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $37,190 $39,750 $42,350
50% AMI Income Limits
Renters earning up to 50% of the Cullman AMI may qualify for rental assistance programs that target Very Low Income households.
$22,450 $25,650 $28,850 $32,050 $34,650 $37,200 $39,750 $42,350
80% AMI Income Limits
Renters earning up to 80% of the Cullman AMI may qualify for rental assistance programs that target Low Income households.
$35,950 $41,050 $46,200 $51,300 $55,450 $59,550 $63,650 $67,750