Affordable Housing In Florence
Lauderdale County, Alabama

24 Low Income Apartment Communities In Florence

Creekview Village Senior Apartments

104 Creekview Village Place
Florence, Alabama
Call For Rent
1-2 BR
55+

Southern Oaks Village

1301 Hermitage Drive
Florence, Alabama
$445-520
2-3 BR

Carver Homes

1106 Carver Homes
Florence, Alabama

Magnolia Gardens, III

106 S Cedar St
Florence, Alabama
Subsidized
62+
Accessible
Elderly Supportive Housing

Weeden Heights Apartments

3610 Huntsville Rd
Florence, Alabama
Subsidized

Gresham Hills

200 Gresham Hills Ct
Florence, Alabama
Subsidized
62+
Accessible
Elderly Supportive Housing

Heatherwood Apartments

504 Mars Hill Rd
Florence, Alabama
Subsidized

Montreat Apartments

1850 Darby Dr
Florence, Alabama
Subsidized
62+
Accessible
Elderly Supportive Housing

Courtview Towers

201 N Pine St
Florence, Alabama
Subsidized

Hermitage Knoll Apartments

1271 Hermitage Dr
Florence, Alabama
Subsidized

Section 8 Vouchers, Apartments, and Waiting Lists in Florence, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Florence, Alabama

Housing Authority Programs
Florence Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Florence, Alabama

There are 24 low income housing apartment communities offering 1,668 affordable apartments for rent in Florence, Alabama.

Income Based Apartments in Florence, Alabama

Florence features 1,184 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Florence, Alabama

There are 484 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Florence.

Housing Choice Vouchers in Florence, Alabama

On average, Section 8 Housing Choice vouchers pay Florence landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Florence.

The maximum amount a voucher would pay on behalf of a low-income tenant in Florence, Alabama for a two-bedroom apartment is between $676 and $826.

2022 Florence, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Florence, Alabama Fair Market Rent $525 $575 $751 $935 $1,173
Florence, Alabama Payment Standard Range $473 to $578 $518 to $633 $676 to $826 $842 to $1,029 $1,056 to $1,290

Sourced from federal housing data and AffordableHousingOnline.com research.

Florence, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 24
Total Low Income Apartments 1,668
Total Housing Units with Rental Assistance 1,184
Percentage of Housing Units Occupied By Renters 43.47%
Average Renter Household Size 2.03
Average Household Size 2.16
Median Household Income $35,731 ±$1,888
Median Rent $571 ±$20
Percentage Of Renters Overburdened 46.24% ± 4.36pp
Total Population 39,855

Population and Household Demographics

Florence is a city in Lauderdale County, Alabama with a population of 39,855. There are 17,568 households in the city with an average household size of 2.16 persons. 43.47% of households in Florence are renters.

Income and Rent Overburden in Florence

The median gross income for households in Florence is $35,731 a year, or $2,978 a month. The median rent for the city is $571 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Florence, a household making less than $1,903 a month would be considered overburdened when renting an apartment at or above the median rent. 46.24% of households who rent are overburdened in Florence.

Area Median Income In Florence

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Florence, the AMI is calculated from all households within Lauderdale County.

In Florence, HUD calculates the Area Median Income for a family of four as $68,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Florence

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Florence

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Florence AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,350 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $45,050
50% AMI Income Limits
Renters earning up to 50% of the Florence AMI may qualify for rental assistance programs that target Very Low Income households.
$23,900 $27,300 $30,700 $34,100 $36,850 $39,600 $42,300 $45,050
80% AMI Income Limits
Renters earning up to 80% of the Florence AMI may qualify for rental assistance programs that target Low Income households.
$38,200 $43,650 $49,100 $54,550 $58,950 $63,300 $67,650 $72,050