ACTION ALERT (2/12/18): The Trump Administration released its Fiscal Year 2019 Budget Summary. The White House is proposing an $8.8 billion cut representing a massive 18.3% reduction.  Contact your Congresspersons right now and tell them to oppose this proposal.

Affordable Housing In Oneonta
Blount County,Alabama

Jump to:

There are 11 low income housing apartment complexes which contain 658 affordable apartments for rent in Oneonta, Alabama. Many of these rental apartments are income based housing with about 245 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 40 Project-Based Section 8 subsidized apartments in Oneonta. There are 453 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Oneonta is the Oneonta Housing Authority.

Affordable Apartments in Oneonta

101 Ingle Dr
Oneonta, Alabama
Ingle Manor is a 40 unit low income housing apartment community in Oneonta.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
View More
600 6th Ave E
Oneonta, Alabama
Carrolls Country Crossing is a 10 unit low income housing apartment community in Oneonta.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Oneonta.
Low Income Housing Tax Credit
HOME Investment Partnerships Program
Accepts Housing Choice Vouchers
View More
100 Mountain Springs Rd
Oneonta, Alabama
Oneonta Apartments is a 128 unit low income housing apartment community in Oneonta.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Oneonta.
Section 515 Rural Rental Housing
View More
29 Valley Ct
Oneonta, Alabama
Oak Meadows is a 48 unit low income housing apartment community in Oneonta.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Oneonta.
HOME Investment Partnerships Program
View More
2001 Pocota Dr
Oneonta, Alabama
River Oaks Apartments I is a 35 unit low income housing apartment community in Oneonta.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Low Income Housing Tax Credit
Section 515 Rural Rental Housing
Rural Development Rental Assistance
Project Based Rental Assistance
View More

Housing Authorities that serve Oneonta

The Oneonta Housing Authority is a Section 8 and Public Housing public housing agency in Oneonta, Alabama.

Understanding Affordable Housing in Oneonta, Alabama

Oneonta, AL Affordable Housing Snapshot

Total Affordable Apartment Properties11
Total Low Income Apartments658
Total Rent Assisted Apartments245
Percentage of Housing Units Occupied By Renters44.18%
Average Renter Household Size2.16
Total Population6,633
Housing Units2,576
Average Household Size2.41
Median Household Income$36,852 ±$6,268
Median Rent$548 ±$59
Percentage Of Renters Overburdened28.21% ± 10.05pp

Population and Household Demographics

Oneonta is a City in Blount County, Alabama with a population of 6,633. There are 2,576 households in the city with an average household size of 2.41 persons. 44.18% of households in Oneonta are renters.

Income and Rent Overburden in Oneonta

The median gross income for households in Oneonta is $36,852 a year, or $3,071 a month. The median rent for the city is $548 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oneonta, a household making less than $1,827 a month would be considered overburdened when renting an apartment at or above the median rent.28.21% of households who rent are overburdened in Oneonta.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 10.05 percentage points.

Area Median Income In Oneonta

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oneonta, the AMI is calculated from all households within Blount County.

In Oneonta, HUD calculates the Area Median Income for a family of four as $63,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oneonta

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Oneonta HUD Rental Assistance Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$13,300$16,240$20,420$24,600$28,780$32,960$37,140$41,320
50%$22,100$25,250$28,400$31,550$34,100$36,600$39,150$41,650
80%$35,350$40,400$45,450$50,500$54,550$58,600$62,650$66,700

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Oneonta

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2006, 4 low income apartment communities containing 117 rental apartments have been constructed and made affordable to low income persons in Oneonta by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Oneonta by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Oneonta Low Income Housing Tax Credit Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$22,100$25,250$28,400$31,550$34,100$36,600$39,150$41,650
HERA 50%$22,400$25,600$28,800$32,000$34,600$37,150$39,700$42,250
60%$26,520$30,300$34,080$37,860$40,920$43,920$46,980$49,980
HERA 60%$26,880$30,720$34,560$38,400$41,520$44,580$47,640$50,700

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Oneonta is $34,080 a year, or $2,840 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,840 by 30% to get a maximum rent of $852 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
50%$553$592$710$821$915$1,010
60%$663$710$852$985$1,098$1,212
Fair Market Rents in Oneonta

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$692$768$882$1,176$1,315