Affordable Housing In West Point
Cullman County, Alabama

Section 8 Vouchers, Apartments, and Waiting Lists in West Point, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving West Point, Alabama

Housing Authority Programs
Arab Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in West Point, Alabama

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in West Point, Alabama.

Income Based Apartments in West Point, Alabama

West Point features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in West Point, Alabama

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in West Point.

Housing Choice Vouchers in West Point, Alabama

On average, Section 8 Housing Choice vouchers pay West Point landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in West Point.

The maximum amount a voucher would pay on behalf of a low-income tenant in West Point, Alabama for a two-bedroom apartment is between $672 and $822.

2022 West Point, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
West Point, Alabama Fair Market Rent $559 $607 $747 $1,009 $1,013
West Point, Alabama Payment Standard Range $503 to $615 $546 to $668 $672 to $822 $908 to $1,110 $912 to $1,114

Sourced from federal housing data and AffordableHousingOnline.com research.

West Point, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 22.3%
Average Renter Household Size 3.02
Average Household Size 2.33
Median Household Income $50,329 ±$9,917
Median Rent $591 ±$229
Percentage Of Renters Overburdened 23.33% ± 33.97pp
Total Population 626

Population and Household Demographics

West Point is a city in Cullman County, Alabama with a population of 626. There are 269 households in the city with an average household size of 2.33 persons. 22.3% of households in West Point are renters.

Income and Rent Overburden in West Point

The median gross income for households in West Point is $50,329 a year, or $4,194 a month. The median rent for the city is $591 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In West Point, a household making less than $1,970 a month would be considered overburdened when renting an apartment at or above the median rent. 23.33% of households who rent are overburdened in West Point.

Area Median Income In West Point

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For West Point, the AMI is calculated from all households within Cullman County.

In West Point, HUD calculates the Area Median Income for a family of four as $67,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in West Point

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in West Point

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the West Point AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $37,190 $39,750 $42,350
50% AMI Income Limits
Renters earning up to 50% of the West Point AMI may qualify for rental assistance programs that target Very Low Income households.
$22,450 $25,650 $28,850 $32,050 $34,650 $37,200 $39,750 $42,350
80% AMI Income Limits
Renters earning up to 80% of the West Point AMI may qualify for rental assistance programs that target Low Income households.
$35,950 $41,050 $46,200 $51,300 $55,450 $59,550 $63,650 $67,750