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Affordable Housing In Naco
Cochise County, Arizona

Housing Authorities that serve Naco

Housing Authority Programs
Housing Authority of Cochise County Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Housing Opportunities for Persons with AIDS (HOPWA)

Guide To Affordable Housing in Naco, Arizona

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Naco, Arizona.

Income Based Apartments in Naco, Arizona

Naco features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Naco, Arizona

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Naco.

Housing Choice Vouchers in Naco, Arizona

On average, Section 8 Housing Choice vouchers pay Naco landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Naco.

The maximum amount a voucher would pay on behalf of a low-income tenant in Naco, Arizona for a two-bedroom apartment is between $787 and $961.

2021 Naco, Arizona Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Naco, Arizona Fair Market Rent $663 $667 $874 $1,251 $1,513
Naco, Arizona Payment Standard Range $597 to $729 $600 to $734 $787 to $961 $1,126 to $1,376 $1,362 to $1,664

Sourced from federal housing data and AffordableHousingOnline.com research.

Naco, AZ Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 32.42%
Average Renter Household Size 4.12
Average Household Size 3.10
Median Household Income $33,393 ±$8,533
Median Rent $619 ±$87
Percentage Of Renters Overburdened 43.4% ± 31.26pp
Total Population 1,013

Population and Household Demographics

Naco is a city in Cochise County, Arizona with a population of 1,013. There are 327 households in the city with an average household size of 3.10 persons. 32.42% of households in Naco are renters.

Income and Rent Overburden in Naco

The median gross income for households in Naco is $33,393 a year, or $2,783 a month. The median rent for the city is $619 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Naco, a household making less than $2,063 a month would be considered overburdened when renting an apartment at or above the median rent. 43.4% of households who rent are overburdened in Naco.

Area Median Income In Naco

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Naco, the AMI is calculated from all households within Cochise County.

In Naco, HUD calculates the Area Median Income for a family of four as $66,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Naco

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Naco

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Naco AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,760 $17,240 $21,720 $26,200 $30,680 $34,750 $37,150 $39,550
50% AMI Income Limits
Renters earning up to 50% of the Naco AMI may qualify for rental assistance programs that target Very Low Income households.
$21,000 $24,000 $27,000 $29,950 $32,350 $34,750 $37,150 $39,550
80% AMI Income Limits
Renters earning up to 80% of the Naco AMI may qualify for rental assistance programs that target Low Income households.
$33,550 $38,350 $43,150 $47,900 $51,750 $55,600 $59,400 $63,250