Affordable Housing In Castroville
Monterey County, California

4 Low Income Apartment Communities In Castroville

Cynara Court

10860 Merritt St
Castroville, CA
Income Based
1-3 BR
HCV Welcome

Geil Street Apartments

11299 Geil St
Castroville, CA
Call For Rent
1-3 BR

El Cerrito Townhomes

8811 Vista de Tierra Cir
Castroville, CA
HCV Welcome

Moro Lindo Townhomes

8700 Sabino Dr
Castroville, CA
HCV Welcome
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Housing Authorities that serve Castroville

Housing Authority Programs
Housing Authority of the County of Monterey Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Castroville, California

According to federal housing data and research, there are 4 low income housing apartment communities offering 159 affordable apartments for rent in Castroville, California. Castroville features 0 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 159 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Castroville.

Castroville, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 159
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 59.69%
Average Renter Household Size 4.71
Average Household Size 4.44
Median Household Income $49,654 ±$5,893
Median Rent $973 ±$62
Percentage Of Renters Overburdened 45.16% ± 12.89pp
Total Population 6,707

Population and Household Demographics

Castroville is a City in Monterey County, California with a population of 6,707. There are 1,506 households in the city with an average household size of 4.44 persons. 59.69% of households in Castroville are renters.

Income and Rent Overburden in Castroville

The median gross income for households in Castroville is $49,654 a year, or $4,138 a month. The median rent for the city is $973 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Castroville, a household making less than $3,243 a month would be considered overburdened when renting an apartment at or above the median rent. 45.16% of households who rent are overburdened in Castroville.1

Area Median Income In Castroville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Castroville, the AMI is calculated from all households within Monterey County.

In Castroville, HUD calculates the Area Median Income for a family of four as $74,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Castroville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Castroville HUD Rental Assistance in Castroville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,900 $21,600 $24,300 $26,950 $30,170 $34,590 $39,010 $43,430
50% of Median $31,450 $35,950 $40,450 $44,900 $48,500 $52,100 $55,700 $59,300
80% of Median $50,300 $57,500 $64,700 $71,850 $77,600 $83,350 $89,100 $94,850
Low Income Housing Tax Credits in Castroville

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2001 to 2011, 3 low income apartment communities containing 145 rental apartments have been constructed and made affordable to low income persons in Castroville by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Castroville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $31,450 $35,950 $40,450 $44,900 $48,500 $52,100 $55,700 $59,300
60% of Median $37,740 $43,140 $48,540 $53,880 $58,200 $62,520 $66,840 $71,160

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Castroville is $48,540 a year, or $4,045 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,045 by 30% to get a maximum rent of $1,214 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $786 $843 $1,011 $1,168 $1,303 $1,438
60% $944 $1,011 $1,214 $1,401 $1,563 $1,725
Fair Market Rents in Castroville

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,334 $1,467 $1,810 $2,606 $2,834