Affordable Housing In Monterey County
California

98 Low Income Apartment Communities In Monterey County

Cynara Court

10860 Merritt St
Castroville, CA
Income Based
1-3 BR
HCV Welcome

Van Buren Senior Housing Apartments

669 Van Buren St
Monterey, CA
Call For Rent
1 BR
62+
HCV Welcome

Moon Gate Plaza Apartments

21 Soledad St
Salinas, CA
Call For Rent
Studio-2 BR
62+
HCV Welcome

Geil Street Apartments

11299 Geil St
Castroville, CA
Call For Rent
1-3 BR

Manzanita Place Apartments

17900 Kearny St
Marina, CA
Call For Rent
1-4 BR
HCV Welcome

Terracina Oaks II Apartments

1276 Oak Ave
Greenfield, CA
Call For Rent
2-3 BR
HCV Welcome

La Buena Esperanza

600 Bishop St
King City, CA
Call For Rent
2-4 BR

Las Casitas I-III

11301 Hatteras Street
Valley Village, CA
Call For Rent
3-4 BR

Casa De Oro Apartment

48 C St
Gonzales, CA
Call For Rent
1-2 BR
62+
HCV Welcome

Northridge Park

1667 Madrid Street
Salinas, CA
Call For Rent
1-2 BR

There are 98 low income housing apartment complexes which contain 6,450 affordable apartments for rent in Monterey County. Many of these rental apartments are income based housing with 1,943 apartments that set rent based on your income. In Monterey County, HUD housing programs support 694 rental assistance apartments through programs like Project-based Section 8. There are 4,351 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Monterey County

Housing Authority Programs
Housing Authority of the County of Monterey Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Monterey County

Housing Authority Programs
Housing Authority of the City of Soledad Public Housing

Guide To Affordable Housing in Monterey County, California

Monterey County, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 98
Total Low Income Apartments 6,450
Total Rent Assisted Apartments 1,943
Percentage of Housing Units Occupied By Renters 50.76%
Average Renter Household Size 3.43
Total Population 428,441
Housing Units 125,402
Average Household Size 3.26
Median Household Income $58,783 ±$1,121
Median Rent $1,236 ±$15
Percentage Of Renters Overburdened 54.51% ± 1.63pp

Population and Household Demographics

Monterey County is a County in California with a population of 428,441. There are 125,402 households in the county with an average household size of 3.26 persons. 50.76% of households in Monterey County are renters.

Income and Rent Overburden in Monterey County

The median gross income for households in Monterey County is $58,783 a year, or $4,899 a month. The median rent for the county is $1,236 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Monterey County, a household making less than $4,120 a month would be considered overburdened when renting an apartment at or above the median rent. 54.51% of households who rent are overburdened in Monterey County.1

Area Median Income In Monterey County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Monterey County, HUD calculates the Area Median Income for a family of four as $74,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Monterey County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Monterey County HUD Rental Assistance in Monterey County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,900 $21,600 $24,300 $26,950 $30,170 $34,590 $39,010 $43,430
50% of Median $31,450 $35,950 $40,450 $44,900 $48,500 $52,100 $55,700 $59,300
80% of Median $50,300 $57,500 $64,700 $71,850 $77,600 $83,350 $89,100 $94,850
Low Income Housing Tax Credits in Monterey County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2011, 42 low income apartment communities containing 3,049 rental apartments have been constructed and made affordable to low income persons in Monterey County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Monterey County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $31,450 $35,950 $40,450 $44,900 $48,500 $52,100 $55,700 $59,300
60% of Median $37,740 $43,140 $48,540 $53,880 $58,200 $62,520 $66,840 $71,160

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Monterey County is $48,540 a year, or $4,045 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,045 by 30% to get a maximum rent of $1,214 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $786 $843 $1,011 $1,168 $1,303 $1,438
60% $944 $1,011 $1,214 $1,401 $1,563 $1,725
Fair Market Rents in Monterey County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,089 $1,240 $1,540 $2,219 $2,378

Cities In Monterey County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Salinas 40 The HUD funded Public Housing Agency that serves Salinas is the Housing Authority of the County of Monterey.
Soledad 8 The HUD funded Public Housing Agencies that serve Soledad are the Housing Authority of the County of Monterey and Housing Authority of the City of Soledad.
King City 3 The HUD funded Public Housing Agency that serves King City is the Housing Authority of the County of Monterey.
Castroville 4 The HUD funded Public Housing Agency that serves Castroville is the Housing Authority of the County of Monterey.
Pajaro 0 The HUD funded Public Housing Agency that serves Pajaro is the Housing Authority of the County of Monterey.
Monterey 6 The HUD funded Public Housing Agency that serves Monterey is the Housing Authority of the County of Monterey.
Gonzales 4 The HUD funded Public Housing Agency that serves Gonzales is the Housing Authority of the County of Monterey.
Carmel Valley 2 The HUD funded Public Housing Agency that serves Carmel Valley is the Housing Authority of the County of Monterey.
Seaside 4 The HUD funded Public Housing Agency that serves Seaside is the Housing Authority of the County of Monterey.
Marina 4 The HUD funded Public Housing Agency that serves Marina is the Housing Authority of the County of Monterey.
Valley Village 13 The HUD funded Public Housing Agency that serves Valley Village is the Housing Authority of the County of Monterey.
Pacific Grove 1 The HUD funded Public Housing Agency that serves Pacific Grove is the Housing Authority of the County of Monterey.
Carmel 1 The HUD funded Public Housing Agency that serves Carmel is the Housing Authority of the County of Monterey.
Aromas 0 The HUD funded Public Housing Agency that serves Aromas is the Housing Authority of the County of Monterey.
Boronda 0 The HUD funded Public Housing Agency that serves Boronda is the Housing Authority of the County of Monterey.
Bradley 0 The HUD funded Public Housing Agency that serves Bradley is the Housing Authority of the County of Monterey.
Carmel by the Sea 0 The HUD funded Public Housing Agency that serves Carmel by the Sea is the Housing Authority of the County of Monterey.
Carmel Valley Village 0 The HUD funded Public Housing Agency that serves Carmel Valley Village is the Housing Authority of the County of Monterey.
Chualar 0 The HUD funded Public Housing Agency that serves Chualar is the Housing Authority of the County of Monterey.
Del Monte Forest 0 The HUD funded Public Housing Agency that serves Del Monte Forest is the Housing Authority of the County of Monterey.
Del Rey Oaks 0 The HUD funded Public Housing Agency that serves Del Rey Oaks is the Housing Authority of the County of Monterey.
Elkhorn 1 The HUD funded Public Housing Agency that serves Elkhorn is the Housing Authority of the County of Monterey.
Greenfield 6 The HUD funded Public Housing Agency that serves Greenfield is the Housing Authority of the County of Monterey.
Las Lomas 0 The HUD funded Public Housing Agency that serves Las Lomas is the Housing Authority of the County of Monterey.
Lockwood 0 The HUD funded Public Housing Agency that serves Lockwood is the Housing Authority of the County of Monterey.
Moss Landing 0 The HUD funded Public Housing Agency that serves Moss Landing is the Housing Authority of the County of Monterey.
Pine Canyon 0 The HUD funded Public Housing Agency that serves Pine Canyon is the Housing Authority of the County of Monterey.
Prunedale 0 The HUD funded Public Housing Agency that serves Prunedale is the Housing Authority of the County of Monterey.
San Ardo 0 The HUD funded Public Housing Agency that serves San Ardo is the Housing Authority of the County of Monterey.
Sand City 0 The HUD funded Public Housing Agency that serves Sand City is the Housing Authority of the County of Monterey.
San Lucas 0 The HUD funded Public Housing Agency that serves San Lucas is the Housing Authority of the County of Monterey.
Spreckels 0 The HUD funded Public Housing Agency that serves Spreckels is the Housing Authority of the County of Monterey.
Carmel-by-the-Sea 0 The HUD funded Public Housing Agency that serves Carmel-by-the-Sea is the Housing Authority of the County of Monterey.