Affordable Housing In Costa Mesa
Orange County, California

5 Low Income Apartment Communities In Costa Mesa

Casa Bella

1840 Park Ave
Costa Mesa, CA
Income Based
1-2 BR
62+
Accessible
Subsidized

The Tower on 19th

678 W 19th Street
Costa Mesa, CA
Call For Rent
1-2 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

St Johns Manor

2031 Orange Ave
Costa Mesa, CA
62+
Accessible
Elderly Supportive Housing
Subsidized

717 and 721 James - Ccbhc

717 James St
Costa Mesa, CA
HCV Welcome

Humanity Housing

1925 Pomona Ave
Costa Mesa, CA
HCV Welcome
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Housing Authorities that serve Costa Mesa

Housing Authority Programs
Orange County Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Costa Mesa, California

There are 5 low income housing apartment communities offering 394 affordable apartments for rent in Costa Mesa, California. Costa Mesa features 380 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 14 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Costa Mesa.

Sourced from federal housing data and AffordableHousingOnline.com research.

Costa Mesa, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 394
Total Housing Units with Rental Assistance 380
Percentage of Housing Units Occupied By Renters 61.83%
Average Renter Household Size 2.68
Average Household Size 2.70
Median Household Income $66,459 ±$2,043
Median Rent $1,570 ±$28
Percentage Of Renters Overburdened 52.55% ± 2.68pp
Total Population 112,377

Population and Household Demographics

Costa Mesa is a City in Orange County, California with a population of 112,377. There are 40,908 households in the city with an average household size of 2.70 persons. 61.83% of households in Costa Mesa are renters.

Income and Rent Overburden in Costa Mesa

The median gross income for households in Costa Mesa is $66,459 a year, or $5,538 a month. The median rent for the city is $1,570 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Costa Mesa, a household making less than $5,233 a month would be considered overburdened when renting an apartment at or above the median rent. 52.55% of households who rent are overburdened in Costa Mesa.1

Area Median Income In Costa Mesa

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Costa Mesa, the AMI is calculated from all households within Orange County.

In Costa Mesa, HUD calculates the Area Median Income for a family of four as $97,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Costa Mesa

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Costa Mesa HUD Rental Assistance in Costa Mesa

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $24,950 $28,500 $32,050 $35,600 $38,450 $41,300 $44,150 $47,000
50% of Median $41,550 $47,500 $53,450 $59,350 $64,100 $68,850 $73,600 $78,350
80% of Median $66,500 $76,000 $85,500 $94,950 $102,550 $110,150 $117,750 $125,350
Low Income Housing Tax Credits in Costa Mesa

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2007 to 2007, 1 low income apartment communities containing 36 rental apartments have been constructed and made affordable to low income persons in Costa Mesa by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Costa Mesa

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $41,550 $47,500 $53,450 $59,350 $64,100 $68,850 $73,600 $78,350
60% of Median $49,860 $57,000 $64,140 $71,220 $76,920 $82,620 $88,320 $94,020

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Costa Mesa is $64,140 a year, or $5,345 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,345 by 30% to get a maximum rent of $1,604 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,039 $1,113 $1,336 $1,543 $1,721 $1,899
60% $1,247 $1,336 $1,604 $1,852 $2,066 $2,279
Fair Market Rents in Costa Mesa

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,563 $1,785 $2,216 $3,098 $3,578