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Affordable Housing In Half Moon Bay
San Mateo County, California

7 Low Income Apartment Communities In Half Moon Bay

Lesley Gardens

701 Arnold Way
Half Moon Bay, California
Income Based
1 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Main Street Park

1101 Main St
Half Moon Bay, California
Income Based
1-4 BR
Accepts Vouchers

Moonridge

2001 Miramontes Point Rd
Half Moon Bay, California
Income Based
2-4 BR
Accepts Vouchers

Half Moon Village

801 Arnold Way
Half Moon Bay, California
Income Based
1-2 BR
62+

Coatside Senior Housing

925 Main St
Half Moon Bay, California
Income Based
1 BR
Accepts Vouchers

Ocean View Plaza

1001 Main St
Half Moon Bay, California
Subsidized
62+
Accessible
Elderly Supportive Housing

Main Street Phase II

1131 Main St
Half Moon Bay, California
Accepts Vouchers
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Housing Authorities that serve Half Moon Bay

Housing Authority Programs
Housing Authority of the County of San Mateo Section 8 Housing Choice Voucher (HCV); Moving to Work

Guide To Affordable Housing in Half Moon Bay, California

There are 7 low income housing apartment communities offering 538 affordable apartments for rent in Half Moon Bay, California.

Income Based Apartments in Half Moon Bay, California

Half Moon Bay features 114 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Half Moon Bay, California

There are 264 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Half Moon Bay.

Housing Choice Vouchers in Half Moon Bay, California

On average, Section 8 Housing Choice vouchers pay Half Moon Bay landlords $1,500 per month towards rent. The average voucher holder contributes $300 towards rent in Half Moon Bay.

The maximum amount a voucher would pay on behalf of a low-income tenant in Half Moon Bay, California for a two-bedroom apartment is between $3,005 and $3,673.

2020 Half Moon Bay, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $2,197 $2,720 $3,339 $4,365 $4,657
Payment Standard Range $1,977 to $2,417 $2,448 to $2,992 $3,005 to $3,673 $3,929 to $4,802 $4,191 to $5,123

Sourced from federal housing data and AffordableHousingOnline.com research.

Half Moon Bay, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 538
Total Housing Units with Rental Assistance 114
Percentage of Housing Units Occupied By Renters 28.88%
Average Renter Household Size 2.95
Average Household Size 2.63
Median Household Income $103,255 ±$6,851
Median Rent $1,896 ±$165
Percentage Of Renters Overburdened 47.28% ± 10.32pp
Total Population 12,052

Population and Household Demographics

Half Moon Bay is a City in San Mateo County, California with a population of 12,052. There are 4,585 households in the city with an average household size of 2.63 persons. 28.88% of households in Half Moon Bay are renters.

Income and Rent Overburden in Half Moon Bay

The median gross income for households in Half Moon Bay is $103,255 a year, or $8,605 a month. The median rent for the city is $1,896 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Half Moon Bay, a household making less than $6,320 a month would be considered overburdened when renting an apartment at or above the median rent. 47.28% of households who rent are overburdened in Half Moon Bay.1

Area Median Income In Half Moon Bay

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Half Moon Bay, the AMI is calculated from all households within San Mateo County.

In Half Moon Bay, HUD calculates the Area Median Income for a family of four as $136,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Half Moon Bay

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Half Moon Bay

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $33,850 $38,700 $43,550 $48,350 $52,250 $56,100 $60,000 $63,850
50% of Median $56,450 $64,500 $72,550 $80,600 $87,050 $93,500 $99,950 $106,400
80% of Median $90,450 $103,350 $116,250 $129,150 $139,500 $149,850 $160,150 $170,500