Affordable Housing In San Mateo County
California

95 Low Income Apartment Communities In San Mateo County

Redwood Court

635 Spruce Ave
Redwood City, CA
Income Based
2-3 BR
Subsidized

Runnymede Gardens

2301 Cooley Ave
East Palo Alto, CA
Income Based
1 BR
Subsidized

Peninsula Station

2901 S El Camino Real
San Mateo, CA
Income Based
1-2 BR
HCV Welcome

Bay Oaks

2400 Gloria Way
East Palo Alto, CA
Income Based
2-4 BR
HCV Welcome

Sweeney Lane Apartments

6800 Mission St
Daly City, CA
Call For Rent
1-3 BR
HCV Welcome

Main Street Park

1101 Main St
Half Moon Bay, CA
Income Based
1-4 BR
HCV Welcome

Mosaic Garden at Friendly Acres Apartments

3752 Rolison Rd
Redwood City, CA
Call For Rent
Studio-1 BR
HCV Welcome

City Center Plaza Apartments

950 Main St
Redwood City, CA
Call For Rent
1-4 BR
HCV Welcome

Delaware Pacific

1990 S Delaware St
San Mateo, CA
Call For Rent
1-3 BR
HCV Welcome

Moonridge

2001 Miramontes Point Rd
Half Moon Bay, CA
Income Based
2-4 BR
HCV Welcome

Housing Authorities that serve San Mateo County

Housing Authority Programs
Housing Authority of the County of San Mateo Section 8 Housing Choice Voucher (HCV); Moving to Work

Other Housing Authorities located in San Mateo County

Housing Authority Programs
City of South San Francisco Housing Authority Public Housing

Guide To Affordable Housing in San Mateo County, California

There are 95 low income housing apartment communities offering 6,308 affordable apartments for rent in San Mateo County, California. San Mateo County features 2,231 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 3,683 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in San Mateo County.

Sourced from federal housing data and AffordableHousingOnline.com research.

San Mateo County, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 95
Total Low Income Apartments 6,308
Total Housing Units with Rental Assistance 2,231
Percentage of Housing Units Occupied By Renters 40.93%
Average Renter Household Size 2.78
Average Household Size 2.85
Median Household Income $93,623 ±$1,412
Median Rent $1,728 ±$17
Percentage Of Renters Overburdened 48.97% ± 1.28pp
Total Population 748,731

Population and Household Demographics

San Mateo County is a County in California with a population of 748,731. There are 259,711 households in the county with an average household size of 2.85 persons. 40.93% of households in San Mateo County are renters.

Income and Rent Overburden in San Mateo County

The median gross income for households in San Mateo County is $93,623 a year, or $7,802 a month. The median rent for the county is $1,728 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Mateo County, a household making less than $5,760 a month would be considered overburdened when renting an apartment at or above the median rent. 48.97% of households who rent are overburdened in San Mateo County.1

Area Median Income In San Mateo County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In San Mateo County, HUD calculates the Area Median Income for a family of four as $136,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in San Mateo County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for San Mateo County HUD Rental Assistance in San Mateo County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $33,850 $38,700 $43,550 $48,350 $52,250 $56,100 $60,000 $63,850
50% of Median $56,450 $64,500 $72,550 $80,600 $87,050 $93,500 $99,950 $106,400
80% of Median $90,450 $103,350 $116,250 $129,150 $139,500 $149,850 $160,150 $170,500
Low Income Housing Tax Credits in San Mateo County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2010, 33 low income apartment communities containing 2,324 rental apartments have been constructed and made affordable to low income persons in San Mateo County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in San Mateo County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $56,450 $64,500 $72,550 $80,600 $87,050 $93,500 $99,950 $106,400
60% of Median $67,740 $77,400 $87,060 $96,720 $104,460 $112,200 $119,940 $127,680

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Mateo County is $87,060 a year, or $7,255 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $7,255 by 30% to get a maximum rent of $2,177 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,411 $1,512 $1,814 $2,096 $2,338 $2,579
60% $1,694 $1,814 $2,177 $2,515 $2,805 $3,095
Fair Market Rents in San Mateo County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$2,197 $2,720 $3,339 $4,365 $4,657

Cities In San Mateo County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Redwood City 14 The HUD funded Public Housing Agency that serves Redwood City is the Housing Authority of the County of San Mateo.
San Mateo 14 The HUD funded Public Housing Agency that serves San Mateo is the Housing Authority of the County of San Mateo.
Daly City 8 The HUD funded Public Housing Agency that serves Daly City is the Housing Authority of the County of San Mateo.
Foster City 3 The HUD funded Public Housing Agency that serves Foster City is the Housing Authority of the County of San Mateo.
South San Francisco 11 The HUD funded Public Housing Agencies that serve South San Francisco are the Housing Authority of the County of San Mateo and City of South San Francisco Housing Authority.
East Palo Alto 9 The HUD funded Public Housing Agency that serves East Palo Alto is the Housing Authority of the County of San Mateo.
Belmont 3 The HUD funded Public Housing Agency that serves Belmont is the Housing Authority of the County of San Mateo.
Half Moon Bay 8 The HUD funded Public Housing Agency that serves Half Moon Bay is the Housing Authority of the County of San Mateo.
Pacifica 8 The HUD funded Public Housing Agency that serves Pacifica is the Housing Authority of the County of San Mateo.
Menlo Park 7 The HUD funded Public Housing Agency that serves Menlo Park is the Housing Authority of the County of San Mateo.
San Carlos 1 The HUD funded Public Housing Agency that serves San Carlos is the Housing Authority of the County of San Mateo.
San Bruno 2 The HUD funded Public Housing Agency that serves San Bruno is the Housing Authority of the County of San Mateo.
Colma 6 The HUD funded Public Housing Agency that serves Colma is the Housing Authority of the County of San Mateo.
Burlingame 0 The HUD funded Public Housing Agency that serves Burlingame is the Housing Authority of the County of San Mateo.
Millbrae 0 The HUD funded Public Housing Agency that serves Millbrae is the Housing Authority of the County of San Mateo.
Atherton 0 The HUD funded Public Housing Agency that serves Atherton is the Housing Authority of the County of San Mateo.
Brisbane 1 The HUD funded Public Housing Agency that serves Brisbane is the Housing Authority of the County of San Mateo.
Broadmoor 0 The HUD funded Public Housing Agency that serves Broadmoor is the Housing Authority of the County of San Mateo.
El Granada 0 The HUD funded Public Housing Agency that serves El Granada is the Housing Authority of the County of San Mateo.
Emerald Lake Hills 0 The HUD funded Public Housing Agency that serves Emerald Lake Hills is the Housing Authority of the County of San Mateo.
Highlands Baywood Park 0 The HUD funded Public Housing Agency that serves Highlands Baywood Park is the Housing Authority of the County of San Mateo.
Hillsborough 0 The HUD funded Public Housing Agency that serves Hillsborough is the Housing Authority of the County of San Mateo.
Ladera 0 The HUD funded Public Housing Agency that serves Ladera is the Housing Authority of the County of San Mateo.
La Honda 0 The HUD funded Public Housing Agency that serves La Honda is the Housing Authority of the County of San Mateo.
Loma Mar 0 The HUD funded Public Housing Agency that serves Loma Mar is the Housing Authority of the County of San Mateo.
Montara 0 The HUD funded Public Housing Agency that serves Montara is the Housing Authority of the County of San Mateo.
Moss Beach 0 The HUD funded Public Housing Agency that serves Moss Beach is the Housing Authority of the County of San Mateo.
North Fair Oaks 0 The HUD funded Public Housing Agency that serves North Fair Oaks is the Housing Authority of the County of San Mateo.
Pescadero 0 The HUD funded Public Housing Agency that serves Pescadero is the Housing Authority of the County of San Mateo.
Portola Valley 0 The HUD funded Public Housing Agency that serves Portola Valley is the Housing Authority of the County of San Mateo.
West Menlo Park 0 The HUD funded Public Housing Agency that serves West Menlo Park is the Housing Authority of the County of San Mateo.
Woodside 0 The HUD funded Public Housing Agency that serves Woodside is the Housing Authority of the County of San Mateo.
Highlands-Baywood Park 0 The HUD funded Public Housing Agency that serves Highlands-Baywood Park is the Housing Authority of the County of San Mateo.