Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Monterey
Monterey County, California

6 Low Income Apartment Communities In Monterey

Van Buren Senior Housing Apartments

669 Van Buren Street
Monterey, California
Call For Rent
1 BR

Portola Vista

20 Del Monte Ave
Monterey, California

Dela Vina Apartments

345 Dela Vina Ave
Monterey, California
Disabled Supportive Housing

El Estero Senior Apartments

151 Park Ave
Monterey, California
Elderly Supportive Housing

Scattered Sites

531 Watson St
Monterey, California

Casa De Los Robles

504 W Franklin St
Monterey, California
  • «
  • 1
  • »

Housing Authorities that serve Monterey

Housing Authority Programs
Housing Authority of the County of Monterey Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Monterey, California

There are 6 low income housing apartment communities offering 142 affordable apartments for rent in Monterey, California.

Income Based Apartments in Monterey, California

Monterey features 117 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Monterey, California

There are 25 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Monterey.

Housing Choice Vouchers in Monterey, California

On average, Section 8 Housing Choice vouchers pay Monterey landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Monterey.

The maximum amount a voucher would pay on behalf of a low-income tenant in Monterey, California for a two-bedroom apartment is between $1,629 and $1,991.

2020 Monterey, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $1,334 $1,467 $1,810 $2,606 $2,834
Payment Standard Range $1,201 to $1,467 $1,320 to $1,614 $1,629 to $1,991 $2,345 to $2,867 $2,551 to $3,117

Sourced from federal housing data and research.

Monterey, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 142
Total Housing Units with Rental Assistance 117
Percentage of Housing Units Occupied By Renters 65.62%
Average Renter Household Size 2.20
Average Household Size 2.21
Median Household Income $66,166 ±$3,586
Median Rent $1,460 ±$39
Percentage Of Renters Overburdened 50.6% ± 4.36pp
Total Population 28,283

Population and Household Demographics

Monterey is a city in Monterey County, California with a population of 28,283. There are 11,785 households in the city with an average household size of 2.21 persons. 65.62% of households in Monterey are renters.

Income and Rent Overburden in Monterey

The median gross income for households in Monterey is $66,166 a year, or $5,514 a month. The median rent for the city is $1,460 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Monterey, a household making less than $4,867 a month would be considered overburdened when renting an apartment at or above the median rent. 50.6% of households who rent are overburdened in Monterey.

Area Median Income In Monterey

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Monterey, the AMI is calculated from all households within Monterey County.

In Monterey, HUD calculates the Area Median Income for a family of four as $81,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Monterey

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Monterey

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $20,350 $23,250 $26,150 $29,050 $31,400 $35,160 $39,640 $44,120
50% of Median $33,950 $38,800 $43,650 $48,450 $52,350 $56,250 $60,100 $64,000
80% of Median $54,250 $62,000 $69,750 $77,500 $83,700 $89,900 $96,100 $102,300