Cheap Apartments In San Diego
San Diego County,California

Sorrento Towers

2875 Cowley Way
San Diego, CA
Income Based
Studio-1 BR
Subsidized

Cerro Pueblo

2835 Clairemont Dr
San Diego, CA
Income Based
1 BR
Subsidized

Lions Community Manor

310 Market St
San Diego, CA
Income Based
Studio BR
62+
Accessable
Subsidized

Mason

1345 5th Ave
San Diego, CA
Income Based
Studio BR

Vista La Rosa Apartments

2002 Rimbey Ave
San Diego, CA
Income Based
2-3 BR
Subsidized

There are 176 low income housing apartment complexes which contain 17,999 affordable apartments for rent in San Diego, California. Many of these rental apartments are income based housing with about 6,080 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 4,664 Project-Based Section 8 subsidized apartments in San Diego. There are 12,920 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve San Diego

Other Housing Authorities located in San Diego

The Housing Authority of the County of San Diego is a Section 8 and Public Housing public housing agency in San Diego, California.

Understanding Affordable Housing in San Diego, California

San Diego, CA Affordable Housing Snapshot

Total Affordable Apartment Properties176
Total Low Income Apartments17,999
Total Rent Assisted Apartments6,080
Percentage of Housing Units Occupied By Renters53.15%
Average Renter Household Size2.67
Total Population1,359,791
Housing Units485,091
Average Household Size2.73
Median Household Income$66,116 ±$619
Median Rent$1,377 ±$9
Percentage Of Renters Overburdened51.74% ± 0.87pp

Population and Household Demographics

San Diego is a City in San Diego County, California with a population of 1,359,791. There are 485,091 households in the city with an average household size of 2.73 persons. 53.15% of households in San Diego are renters.

Income and Rent Overburden in San Diego

The median gross income for households in San Diego is $66,116 a year, or $5,510 a month. The median rent for the city is $1,377 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Diego, a household making less than $4,590 a month would be considered overburdened when renting an apartment at or above the median rent.51.74% of households who rent are overburdened in San Diego.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 0.87 percentage points.

Area Median Income In San Diego

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For San Diego, the AMI is calculated from all households within San Diego County.

In San Diego, HUD calculates the Area Median Income for a family of four as $81,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in San Diego

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for San Diego HUD Rental Assistance in San Diego

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$20,450$23,400$26,300$29,200$31,550$33,900$38,060$42,380
50%$34,100$38,950$43,800$48,650$52,550$56,450$60,350$64,250
80%$54,500$62,300$70,100$77,850$84,100$90,350$96,550$102,800

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in San Diego

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 97 low income apartment communities containing 9,623 rental apartments have been constructed and made affordable to low income persons in San Diego by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in San Diego by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in San Diego

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$34,100$38,950$43,800$48,650$52,550$56,450$60,350$64,250
60%$40,920$46,740$52,560$58,380$63,060$67,740$72,420$77,100

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Diego is $52,560 a year, or $4,380 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,380 by 30% to get a maximum rent of $1,314 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
50%$853$913$1,095$1,265$1,411$1,558
60%$1,023$1,096$1,314$1,518$1,694$1,869
Fair Market Rents in San Diego

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$1,257$1,400$1,816$2,612$3,198