San Diego a city in San Diego County, California

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About Affordable Housing In San Diego

There are 164 low income housing apartment complexes which contain 16,783 subsidized apartments for rent in San Diego, California. Many of these rental apartments are income based housing with about 4,136 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 3,328 Project-Based Section 8 subsidized apartments in San Diego. There are 12,920 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Fair Market Rents are used to establish the payment standards for the Section 8 Housing Choice Voucher Program. In San Diego, the fair market rents range from $1,212 to $3,068. To learn more about rents for low income apartments in San Diego read the Fair Market Rents section of the Understanding Affordable Housing in San Diego guide.

To qualify for low income housing in San Diego a family of four would generally have to earn less than $45,450. For more detailed income qualification information for affordable apartments in San Diego read the Income section of the Understanding Affordable Housing in San Diego guide.

Housing Authorities that Serve San Diego

The HUD funded Public Housing Agencies that serve San Diego are the San Diego Housing Commission and Housing Authority of the County of San Diego.

  • The San Diego Housing Commission Housing Choice Voucher Waiting List is Open Indefinitely.
  • The Housing Authority of the County of San Diego Housing Choice Voucher Waiting List is Open Indefinitely.
  • The San Diego Housing Commission Public Housing Waiting List is Closed.

The San Diego Housing Commission offers 2 Public Housing complexes containing 76 HUD apartments. The rent at these subsidized apartments are always income based. To find a public housing unit, look for the tag in the apartment list below.

The Housing Authority of the County of San Diego offers 1 Public Housing complexes containing 121 HUD apartments. The rent at these subsidized apartments are always income based. To find a public housing unit, look for the tag in the apartment list below.

Affordable Apartments in San Diego

1476 Imperial Ave
Studio 15 Apartments is a 275 unit low income housing apartment community that provides St. bedroom apartments for rent in San Diego. Rents at Studio 15 Apartments are 758.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in San Diego.
Low Income Housing Tax Credit
5207 52nd Pl
Casa Colina Del Sol is a 75 unit low income housing apartment community that provides 1 bedroom apartments for rent in San Diego.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in San Diego.
Low Income Housing Tax Credit HOME
1471 8th Ave
The Heritage is a low income housing apartment community that provides 1-2 bedroom apartments for rent in San Diego.
4352 Delta Street
Las Serenas Apartments is a 107 unit low income housing apartment community that provides 1-3 bedroom apartments for rent in San Diego.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in San Diego.
Low Income Housing Tax Credit
1551 Saturn Blvd.
Imperial Pacific Village Apartments is a 248 unit low income housing apartment community that provides 2-3 bedroom apartments for rent in San Diego. Rents at Imperial Pacific Village Apartments are Income Based.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in San Diego.
Low Income Housing Tax Credit

Housing Authorities that serve San Diego

The San Diego Housing Commission is a Section 8 and Public Housing public housing agency in San Diego, California.

The Housing Authority of the County of San Diego is a Section 8 and Public Housing public housing agency in San Diego, California.

Other Housing Authorities located in San Diego

Understanding Affordable Housing in San Diego, California

San Diego, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 164
Total Low Income Apartments 16,783
Total Rent Assisted Apartments 4,136
Percentage of Housing Units Occupied By Renters 51.74%
Average Renter Household Size 2.22
Total Population 1,307,402
Housing Units 483,092
Average Household Size 2.33
Median Household Income $65,753 ±$750
Median Rent $1,359 ±$8
Percentage Of Renters Overburdened 52.1% ± 0.93pp

Population and Household Demographics

San Diego is a City in San Diego County, California with a population of 1,307,402. There are 483,092 households in the city with an average household size of 2.33 persons. 51.74% of households in San Diego are renters.

Income and Rent Overburden in San Diego

The median gross income for households in San Diego is $65,753 a year, or $5,479 a month. The median rent for the city is $1,359 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Diego, a household making less than $4,530 a month would be considered overburdened when renting an apartment at or above the median rent. 52.1% of households who rent are overburdened in San Diego.1

Data derived from 2010 Census and 2014 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 0.93 percentage points.

Area Median Income In San Diego

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For San Diego, the AMI is calculated from all households within San Diego County.

In San Diego, HUD calculates the Area Median Income for a family of four as $79,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in San Diego

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

San Diego Rental Assistance Income Limits
AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $19,100 $21,800 $24,550 $27,250 $29,450 $32,960 $37,140 $41,320
50% $31,850 $36,400 $40,950 $45,450 $49,100 $52,750 $56,400 $60,000
80% $50,950 $58,200 $65,500 $72,750 $78,600 $84,400 $90,250 $96,050

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in San Diego

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 97 low income apartment communities containing 9,623 rental apartments have been constructed and made affordable to low income persons in San Diego by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in San Diego by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

San Diego Low Income Housing Tax Credit Income Limits
AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% $31,850 $36,400 $40,950 $45,450 $49,100 $52,750 $56,400 $60,000
60% $38,220 $43,680 $49,140 $54,540 $58,920 $63,300 $67,680 $72,000

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Diego is $49,140 a year, or $4,095 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,095 by 30% to get a maximum rent of $1,229 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 2 Bed 3 Bed 4 Bed 1 Bed 5 Bed
50% $796 $853 $1,024 $1,182 $1,319 $1,455
60% $956 $1,024 $1,229 $1,418 $1,583 $1,746
Fair Market Rents in San Diego

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance. San Diego has Small Area FMRs, meaning HUD has designated localized payment standards for zip codes within the San Diego-Carlsbad-San Marcos, CA metropolitan area.

2017 San Diego-Carlsbad-San Marcos, CA Metropolitan Area Fair Market Rents
Zip Studio One BR Two BR Three BR Four BR
91901 $1,060 $1,170 $1,520 $2,190 $2,360
91902 $1,360 $1,510 $1,960 $2,820 $3,050
91903 $1,110 $1,230 $1,600 $2,300 $2,490
91905 $530 $590 $760 $1,090 $1,180
91906 $730 $810 $1,050 $1,510 $1,630
91908 $1,110 $1,230 $1,600 $2,300 $2,490
91910 $1,000 $1,100 $1,430 $2,060 $2,220
91911 $1,020 $1,130 $1,470 $2,120 $2,280
91912 $1,110 $1,230 $1,600 $2,300 $2,490
91913 $1,510 $1,670 $2,170 $3,130 $3,370
91914 $1,670 $1,850 $2,400 $3,460 $3,730
91915 $1,670 $1,850 $2,400 $3,460 $3,730
91916 $900 $1,000 $1,300 $1,870 $2,020
91917 $1,110 $1,230 $1,600 $2,300 $2,490
91921 $1,110 $1,230 $1,600 $2,300 $2,490
91931 $1,110 $1,230 $1,600 $2,300 $2,490
91932 $990 $1,090 $1,420 $2,050 $2,210
91933 $1,110 $1,230 $1,600 $2,300 $2,490
91934 $1,110 $1,230 $1,600 $2,300 $2,490
91935 $1,340 $1,490 $1,930 $2,780 $3,000
91941 $1,020 $1,130 $1,460 $2,100 $2,270
91942 $1,050 $1,160 $1,510 $2,170 $2,350
91943 $1,110 $1,230 $1,600 $2,300 $2,490
91944 $1,110 $1,230 $1,600 $2,300 $2,490
91945 $970 $1,080 $1,400 $2,020 $2,180
91946 $1,110 $1,230 $1,600 $2,300 $2,490
91948 $1,110 $1,230 $1,600 $2,300 $2,490
91950 $840 $930 $1,200 $1,730 $1,860
91951 $1,110 $1,230 $1,600 $2,300 $2,490
91962 $1,110 $1,230 $1,600 $2,300 $2,490
91963 $470 $520 $680 $980 $1,060
91976 $1,110 $1,230 $1,600 $2,300 $2,490
91977 $1,010 $1,120 $1,450 $2,090 $2,250
91978 $1,290 $1,430 $1,850 $2,660 $2,870
91979 $1,110 $1,230 $1,600 $2,300 $2,490
91980 $1,110 $1,230 $1,600 $2,300 $2,490
92003 $1,040 $1,150 $1,490 $2,150 $2,310
92004 $820 $910 $1,180 $1,700 $1,830
92007 $1,520 $1,690 $2,190 $3,150 $3,400
92008 $1,230 $1,360 $1,770 $2,550 $2,750
92009 $1,480 $1,630 $2,120 $3,050 $3,290
92010 $1,480 $1,630 $2,120 $3,050 $3,290
92011 $1,550 $1,720 $2,230 $3,210 $3,460
92013 $1,110 $1,230 $1,600 $2,300 $2,490
92014 $1,590 $1,760 $2,280 $3,280 $3,540
92018 $1,110 $1,230 $1,600 $2,300 $2,490
92019 $1,180 $1,310 $1,700 $2,450 $2,640
92020 $930 $1,030 $1,330 $1,920 $2,070
92021 $950 $1,050 $1,360 $1,960 $2,110
92022 $1,110 $1,230 $1,600 $2,300 $2,490
92023 $1,110 $1,230 $1,600 $2,300 $2,490
92024 $1,430 $1,580 $2,050 $2,950 $3,180
92025 $950 $1,050 $1,360 $1,960 $2,110
92026 $1,070 $1,190 $1,540 $2,220 $2,390
92027 $990 $1,090 $1,420 $2,050 $2,210
92028 $930 $1,030 $1,330 $1,920 $2,070
92029 $1,160 $1,290 $1,670 $2,410 $2,590
92030 $1,110 $1,230 $1,600 $2,300 $2,490
92033 $1,110 $1,230 $1,600 $2,300 $2,490
92036 $1,110 $1,230 $1,600 $2,300 $2,490
92037 $1,450 $1,600 $2,080 $3,000 $3,230
92038 $1,110 $1,230 $1,600 $2,300 $2,490
92039 $1,110 $1,230 $1,600 $2,300 $2,490
92040 $980 $1,090 $1,410 $2,030 $2,190
92046 $1,110 $1,230 $1,600 $2,300 $2,490
92049 $1,110 $1,230 $1,600 $2,300 $2,490
92051 $1,110 $1,230 $1,600 $2,300 $2,490
92052 $1,110 $1,230 $1,600 $2,300 $2,490
92054 $1,040 $1,160 $1,500 $2,160 $2,330
92055 $1,520 $1,680 $2,180 $3,140 $3,390
92056 $1,290 $1,430 $1,860 $2,680 $2,890
92057 $1,320 $1,460 $1,890 $2,720 $2,940
92058 $1,400 $1,550 $2,010 $2,890 $3,120
92059 $640 $710 $920 $1,320 $1,430
92060 $1,110 $1,230 $1,600 $2,300 $2,490
92061 $1,110 $1,230 $1,590 $2,290 $2,470
92064 $1,210 $1,340 $1,740 $2,510 $2,700
92065 $1,050 $1,160 $1,510 $2,170 $2,350
92066 $1,130 $1,250 $1,620 $2,330 $2,520
92067 $1,670 $1,850 $2,400 $3,460 $3,730
92068 $1,110 $1,230 $1,600 $2,300 $2,490
92069 $1,030 $1,140 $1,480 $2,130 $2,300
92070 $740 $820 $1,060 $1,530 $1,650
92071 $1,130 $1,250 $1,620 $2,330 $2,520
92072 $1,110 $1,230 $1,600 $2,300 $2,490
92074 $1,110 $1,230 $1,600 $2,300 $2,490
92075 $1,590 $1,760 $2,280 $3,280 $3,540
92078 $1,250 $1,380 $1,790 $2,580 $2,780
92079 $1,110 $1,230 $1,600 $2,300 $2,490
92081 $1,090 $1,200 $1,560 $2,250 $2,420
92082 $950 $1,060 $1,370 $1,970 $2,130
92083 $1,010 $1,120 $1,450 $2,090 $2,250
92084 $1,000 $1,110 $1,440 $2,070 $2,240
92085 $1,110 $1,230 $1,600 $2,300 $2,490
92086 $820 $910 $1,180 $1,700 $1,830
92088 $1,110 $1,230 $1,600 $2,300 $2,490
92091 $1,670 $1,850 $2,400 $3,460 $3,730
92101 $1,220 $1,360 $1,760 $2,530 $2,730
92102 $890 $990 $1,280 $1,840 $1,990
92103 $1,010 $1,120 $1,450 $2,090 $2,250
92104 $880 $980 $1,270 $1,830 $1,970
92105 $830 $920 $1,190 $1,710 $1,850
92106 $1,290 $1,430 $1,860 $2,680 $2,890
92107 $1,080 $1,200 $1,550 $2,230 $2,410
92108 $1,430 $1,580 $2,050 $2,950 $3,180
92109 $1,170 $1,300 $1,680 $2,420 $2,610
92110 $1,130 $1,250 $1,620 $2,330 $2,520
92111 $1,130 $1,260 $1,630 $2,350 $2,530
92112 $1,110 $1,230 $1,600 $2,300 $2,490
92113 $840 $930 $1,200 $1,730 $1,860
92114 $1,050 $1,160 $1,510 $2,170 $2,350
92115 $960 $1,060 $1,380 $1,990 $2,140
92116 $900 $1,000 $1,300 $1,870 $2,020
92117 $1,150 $1,270 $1,650 $2,380 $2,560
92118 $1,670 $1,850 $2,400 $3,460 $3,730
92119 $1,210 $1,340 $1,740 $2,510 $2,700
92120 $1,230 $1,360 $1,770 $2,550 $2,750
92121 $1,410 $1,570 $2,030 $2,920 $3,150
92122 $1,450 $1,610 $2,090 $3,010 $3,250
92123 $1,450 $1,610 $2,090 $3,010 $3,250
92124 $1,650 $1,830 $2,370 $3,410 $3,680
92126 $1,410 $1,570 $2,030 $2,920 $3,150
92127 $1,480 $1,640 $2,130 $3,070 $3,310
92128 $1,480 $1,630 $2,120 $3,050 $3,290
92129 $1,440 $1,600 $2,070 $2,980 $3,220
92130 $1,670 $1,850 $2,400 $3,460 $3,730
92131 $1,670 $1,850 $2,400 $3,460 $3,730
92132 $1,110 $1,230 $1,600 $2,300 $2,490
92134 $1,110 $1,230 $1,600 $2,300 $2,490
92135 $1,110 $1,230 $1,600 $2,300 $2,490
92137 $1,110 $1,230 $1,600 $2,300 $2,490
92138 $1,110 $1,230 $1,600 $2,300 $2,490
92139 $1,160 $1,280 $1,660 $2,390 $2,580
92140 $1,110 $1,230 $1,600 $2,300 $2,490
92142 $1,110 $1,230 $1,600 $2,300 $2,490
92143 $1,110 $1,230 $1,600 $2,300 $2,490
92145 $1,040 $1,150 $1,490 $2,150 $2,310
92147 $1,110 $1,230 $1,600 $2,300 $2,490
92149 $1,110 $1,230 $1,600 $2,300 $2,490
92150 $1,110 $1,230 $1,600 $2,300 $2,490
92153 $1,110 $1,230 $1,600 $2,300 $2,490
92154 $1,140 $1,260 $1,640 $2,360 $2,550
92155 $1,110 $1,230 $1,600 $2,300 $2,490
92159 $1,110 $1,230 $1,600 $2,300 $2,490
92160 $1,110 $1,230 $1,600 $2,300 $2,490
92163 $1,110 $1,230 $1,600 $2,300 $2,490
92165 $1,110 $1,230 $1,600 $2,300 $2,490
92166 $1,110 $1,230 $1,600 $2,300 $2,490
92167 $1,110 $1,230 $1,600 $2,300 $2,490
92168 $1,110 $1,230 $1,600 $2,300 $2,490
92169 $1,110 $1,230 $1,600 $2,300 $2,490
92170 $1,110 $1,230 $1,600 $2,300 $2,490
92171 $1,110 $1,230 $1,600 $2,300 $2,490
92172 $1,110 $1,230 $1,600 $2,300 $2,490
92173 $840 $930 $1,210 $1,740 $1,880
92174 $1,110 $1,230 $1,600 $2,300 $2,490
92175 $1,110 $1,230 $1,600 $2,300 $2,490
92176 $1,110 $1,230 $1,600 $2,300 $2,490
92177 $1,110 $1,230 $1,600 $2,300 $2,490
92178 $1,110 $1,230 $1,600 $2,300 $2,490
92191 $1,110 $1,230 $1,600 $2,300 $2,490
92192 $1,110 $1,230 $1,600 $2,300 $2,490
92193 $1,110 $1,230 $1,600 $2,300 $2,490
92195 $1,110 $1,230 $1,600 $2,300 $2,490
92196 $1,110 $1,230 $1,600 $2,300 $2,490
92198 $1,110 $1,230 $1,600 $2,300 $2,490
92536 $1,110 $1,230 $1,600 $2,300 $2,490
92592 $1,110 $1,230 $1,600 $2,300 $2,490
92672 $1,310 $1,570 $2,060 $2,790 $3,140