Affordable Housing In San Diego
San Diego County, California

Jump to:

There are 156 low income housing apartment complexes which contain 15,887 affordable apartments for rent in San Diego, California. Many of these rental apartments are income based housing with about 6,080 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 4,664 Project-Based Section 8 subsidized apartments in San Diego. There are 12,920 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agencies that serve San Diego are the San Diego Housing Commission and Housing Authority of the County of San Diego.

Affordable Apartments in San Diego

Image of Studio 15 Apartments
1476 Imperial Ave
San Diego, California
Studio 15 Apartments is a 275 unit low income housing apartment community that provides St. bedroom apartments for rent in San Diego. Rents at Studio 15 Apartments are 758.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in San Diego.
Low Income Housing Tax Credit
Image of Casa Colina Del Sol
5207 52nd Pl
San Diego, California
Casa Colina Del Sol is a 75 unit low income housing apartment community that provides 1 bedroom apartments for rent in San Diego.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in San Diego.
Low Income Housing Tax Credit HOME
Image of The Heritage
1471 8th Ave
San Diego, California
The Heritage is a low income housing apartment community that provides 1-2 bedroom apartments for rent in San Diego.
Image of Imperial Pacific Village Apartments
1551 Saturn Blvd.
San Diego, California
Imperial Pacific Village Apartments is a 248 unit low income housing apartment community that provides 2-3 bedroom apartments for rent in San Diego. Rents at Imperial Pacific Village Apartments are Income Based.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in San Diego.
Low Income Housing Tax Credit
Image of Del Sol Apartments
3690 Del Sol Blvd.
San Diego, California
Del Sol Apartments is a 92 unit low income housing apartment community that provides 1-3 bedroom apartments for rent in San Diego.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in San Diego.
Low Income Housing Tax Credit

Housing Authorities that serve San Diego

The San Diego Housing Commission is a Section 8 and Public Housing public housing agency in San Diego, California.

The Housing Authority of the County of San Diego is a Section 8 and Public Housing public housing agency in San Diego, California.

Understanding Affordable Housing in San Diego, California

San Diego, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 156
Total Low Income Apartments 15,887
Total Rent Assisted Apartments 6,080
Percentage of Housing Units Occupied By Renters 53.15%
Average Renter Household Size 2.67
Total Population 1,359,791
Housing Units 485,091
Average Household Size 2.73
Median Household Income $66,116 ±$619
Median Rent $1,377 ±$9
Percentage Of Renters Overburdened 51.74% ± 0.87pp

Population and Household Demographics

San Diego is a City in San Diego County, California with a population of 1,359,791. There are 485,091 households in the city with an average household size of 2.73 persons. 53.15% of households in San Diego are renters.

Income and Rent Overburden in San Diego

The median gross income for households in San Diego is $66,116 a year, or $5,510 a month. The median rent for the city is $1,377 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Diego, a household making less than $4,590 a month would be considered overburdened when renting an apartment at or above the median rent. 51.74% of households who rent are overburdened in San Diego.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 0.87 percentage points.

Area Median Income In San Diego

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For San Diego, the AMI is calculated from all households within San Diego County.

In San Diego, HUD calculates the Area Median Income for a family of four as $79,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in San Diego

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

San Diego HUD Rental Assistance Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $19,100 $21,800 $24,550 $27,250 $29,450 $32,960 $37,140 $41,320
50% $31,850 $36,400 $40,950 $45,450 $49,100 $52,750 $56,400 $60,000
80% $50,950 $58,200 $65,500 $72,750 $78,600 $84,400 $90,250 $96,050

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in San Diego

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 97 low income apartment communities containing 9,623 rental apartments have been constructed and made affordable to low income persons in San Diego by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in San Diego by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

San Diego Low Income Housing Tax Credit Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% $31,850 $36,400 $40,950 $45,450 $49,100 $52,750 $56,400 $60,000
60% $38,220 $43,680 $49,140 $54,540 $58,920 $63,300 $67,680 $72,000

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Diego is $49,140 a year, or $4,095 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,095 by 30% to get a maximum rent of $1,229 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 2 Bed 3 Bed 4 Bed 1 Bed 5 Bed
50% $796 $853 $1,024 $1,182 $1,319 $1,455
60% $956 $1,024 $1,229 $1,418 $1,583 $1,746
Fair Market Rents in San Diego

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,212 $1,342 $1,741 $2,507 $3,068