San Francisco County a county in California

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About Affordable Housing In San Francisco County

There are 236 low income housing apartment complexes which contain 25,829 subsidized apartments for rent in San Francisco County, California. Many of these rental apartments are income based housing with about 9,490 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 7,045 Project-Based Section 8 subsidized apartments in San Francisco County. There are 11,815 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Fair Market Rents are used to establish the payment standards for the Section 8 Housing Choice Voucher Program. In San Francisco County, the fair market rents range from $1,915 to $4,829. To learn more about rents for low income apartments in San Francisco County read the Fair Market Rents section of the Understanding Affordable Housing in San Francisco County guide.

To qualify for low income housing in San Francisco County a family of four would generally have to earn less than $61,500. For more detailed income qualification information for affordable apartments in San Francisco County read the Income section of the Understanding Affordable Housing in San Francisco County guide.

Affordable Apartments in San Francisco County

441 Ellis Street
Lassen Apartments is a 81 unit low income housing apartment community that provides St.-1 bedroom apartments for rent in San Francisco.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Low Income Housing Tax Credit Project Based Rental Assistance
1086 Golden Gate Avenue
Thomas Paine Apartments is a 98 unit low income housing apartment community that provides St.-4 bedroom apartments for rent in San Francisco.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
65 Navy Rd
All Hallows is a 157 unit low income housing apartment community in San Francisco.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
711 Eddy St
Eastern Park Apartments is a 202 unit low income housing apartment community in San Francisco.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly Project Based Rental Assistance Senior (62+) Accessible Units
3290 25th St
Colosimo Apartments is a 11 unit low income housing apartment community in San Francisco.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance

Understanding Affordable Housing in San Francisco County, California

San Francisco County, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 236
Total Low Income Apartments 25,829
Total Rent Assisted Apartments 9,490
Percentage of Housing Units Occupied By Renters 64.24%
Average Renter Household Size 1.82
Total Population 805,235
Housing Units 345,811
Average Household Size 1.95
Median Household Income $78,378 ±$1,490
Median Rent $1,533 ±$18
Percentage Of Renters Overburdened 43.18% ± 0.84pp

Population and Household Demographics

San Francisco County is a County in California with a population of 805,235. There are 345,811 households in the county with an average household size of 1.95 persons. 64.24% of households in San Francisco County are renters.

Income and Rent Overburden in San Francisco County

The median gross income for households in San Francisco County is $78,378 a year, or $6,532 a month. The median rent for the county is $1,533 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Francisco County, a household making less than $5,110 a month would be considered overburdened when renting an apartment at or above the median rent. 43.18% of households who rent are overburdened in San Francisco County.1

Data derived from 2010 Census and 2014 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 0.84 percentage points.

Fair Market Rents in San Francisco County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,915 $2,411 $3,018 $3,927 $4,829
Area Median Income In San Francisco County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In San Francisco County, HUD calculates the Area Median Income for a family of four as $107,700.

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Low Income Housing Tax Credits in San Francisco County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2011, 112 low income apartment communities containing 10,459 rental apartments have been constructed and made affordable to low income persons in San Francisco County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in San Francisco County by looking for the tag in the apartment list above. View Apartments.

Low Income Housing Tax Credit Income Limits

For affordable apartment communities in San Francisco County that received funding in part through the Low Income Housing Tax Credit (LIHTC) program, monthly rent cannot exceed the Tax Credit maximum rent for the community.

If your income does not exceed 60% of the Area Median Income (AMI), you may qualify to rent a unit that is subject to the rent limits established by the Low Income Housing Tax Credit program.

% of AMI 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
50% $43,050 $49,200 $55,350 $61,500 $66,450 $71,350 $76,300 $81,200
60% $51,660 $59,040 $66,420 $73,800 $79,740 $85,620 $91,560 $97,440
Low Income Housing Tax Credit Rent Limits

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Francisco County is $66,420 a year, or $5,535 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,535 by 30% to get a maximum rent of $1,661 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,076 $1,153 $1,384 $1,599 $1,784 $1,969
60% $1,292 $1,384 $1,661 $1,919 $2,141 $2,363
Rental Assistance in San Francisco County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

HUD Rental Assistance Income Limits

To qualify for most rental assistance programs a renter must earn no more than 50% of the Area Median Income (AMI). In some cases, rental assistance is reserved for renters earning 30% or less of the AMI. In San Francisco County, to qualify for Section 8 assistance, a renter household containing four persons must earn $61,500 or less. For some targeted rental assistance programs, a renter household of four can’t earn more than $36,900.

It’s important to remember that in many rental assistance programs there are minimum rent regulations requiring assistance recipients to make a minimum payment of between $25 and $50 per month no matter how low their income.

% of AMI 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
30% $25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
50% $43,050 $49,200 $55,350 $61,500 $66,450 $71,350 $76,300 $81,200
80% $68,950 $78,800 $88,650 $98,500 $106,400 $114,300 $122,150 $130,050

Cities In San Francisco County

Select A City To View its Listings and Waiting Lists. Use the Search bar to filter.

City Listings Served By
San Francisco 236 The HUD funded Public Housing Agency that serves San Francisco is the San Francisco Housing Authority.