Affordable Housing In Middlesex County
Connecticut

29 Low Income Apartment Communities In Middlesex County

Wharfside Commons

60 Ferry St
Middletown, CT
$1,105-1,503
1-3 BR
HCV Welcome

South Green Apartments

65 Church Street
Middletown, CT
Call For Rent
1-2 BR
62+
Subsidized

Wharfside Commons

60 Ferry St
Middletown, CT
$1,105-1,503
1-3 BR
HCV Welcome

Lafayette Green

122 E Main St
Clinton, CT

Bayberry Crest

192 Plaza Dr
Middletown, CT
$900
1 BR
Subsidized

Old Middletown High

251 Court St
Middletown, CT
62+
Accessible
Subsidized

Luther Ridge at Middletown

628 Congdon St W
Middletown, CT
62+
Accessible
Elderly Supportive Housing
Subsidized

Oak Grove

48 William F Palmer Rd
Moodus, CT
Subsidized

Newfield Towers

220 Newfield St
Middletown, CT
Subsidized

High Meadow

25 High Meadow Pl
Haddam, CT
62+
Accessible
Elderly Supportive Housing
Subsidized

There are 29 low income housing apartment complexes which contain 2,199 affordable apartments for rent in Middlesex County. Many of these rental apartments are income based housing with 1,686 apartments that set rent based on your income. In Middlesex County, HUD housing programs support 834 rental assistance apartments through programs like Project-based Section 8. There are 513 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Other Housing Authorities located in Middlesex County

Housing Authority Programs
Middletown Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Housing Authority of the Town of Portland Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Middlesex County, Connecticut

Middlesex County, CT Affordable Housing Snapshot

Total Affordable Apartment Properties 29
Total Low Income Apartments 2,199
Total Rent Assisted Apartments 1,686
Percentage of Housing Units Occupied By Renters 24.9%
Average Renter Household Size 2.06
Total Population 165,165
Housing Units 66,117
Average Household Size 2.40
Median Household Income $79,893 ±$2,048
Median Rent $1,095 ±$31
Percentage Of Renters Overburdened 44.86% ± 3.14pp

Population and Household Demographics

Middlesex County is a County in Connecticut with a population of 165,165. There are 66,117 households in the county with an average household size of 2.40 persons. 24.9% of households in Middlesex County are renters.

Income and Rent Overburden in Middlesex County

The median gross income for households in Middlesex County is $79,893 a year, or $6,658 a month. The median rent for the county is $1,095 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Middlesex County, a household making less than $3,650 a month would be considered overburdened when renting an apartment at or above the median rent. 44.86% of households who rent are overburdened in Middlesex County.1

Area Median Income In Middlesex County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Middlesex County, HUD calculates the Area Median Income for a family of four as $97,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Middlesex County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Middlesex County HUD Rental Assistance in Middlesex County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,200 $24,200 $27,250 $30,250 $32,700 $35,100 $39,010 $43,430
50% of Median $35,350 $40,400 $45,450 $50,450 $54,500 $58,550 $62,600 $66,600
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Middlesex County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2007, 3 low income apartment communities containing 391 rental apartments have been constructed and made affordable to low income persons in Middlesex County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Middlesex County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $35,350 $40,400 $45,450 $50,450 $54,500 $58,550 $62,600 $66,600
60% of Median $42,420 $48,480 $54,540 $60,540 $65,400 $70,260 $75,120 $79,920

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Middlesex County is $54,540 a year, or $4,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,545 by 30% to get a maximum rent of $1,364 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $884 $947 $1,136 $1,312 $1,464 $1,615
60% $1,061 $1,136 $1,364 $1,574 $1,757 $1,938
Fair Market Rents in Middlesex County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Town/Area Studio One BR Two BR Three BR Four BR
Chester town $768 $960 $1,194 $1,496 $1,674
Clinton town $917 $1,079 $1,427 $2,063 $2,506
Cromwell town $768 $960 $1,194 $1,496 $1,674
Deep River town $917 $1,079 $1,427 $2,063 $2,506
Durham town $768 $960 $1,194 $1,496 $1,674
East Haddam town $768 $960 $1,194 $1,496 $1,674
East Hampton town $768 $960 $1,194 $1,496 $1,674
Essex town $917 $1,079 $1,427 $2,063 $2,506
Haddam town $768 $960 $1,194 $1,496 $1,674
Killingworth town $917 $1,079 $1,427 $2,063 $2,506
Middlefield town $768 $960 $1,194 $1,496 $1,674
Middletown town $768 $960 $1,194 $1,496 $1,674
Old Saybrook town $917 $1,079 $1,427 $2,063 $2,506
Portland town $768 $960 $1,194 $1,496 $1,674
Westbrook town $917 $1,079 $1,427 $2,063 $2,506

Cities In Middlesex County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Middletown 18 The HUD funded Public Housing Agency that serves Middletown is the Middletown Housing Authority.
Chester 2
Westbrook 1
Cromwell 2 The HUD funded Public Housing Agency that serves Cromwell is the Housing Authority of the Town of Portland.
Old Saybrook 1
Clinton 1
Durham 1
Moodus 1
Haddam 1
East Haddam 0
Portland 1 The HUD funded Public Housing Agency that serves Portland is the Housing Authority of the Town of Portland.
Deep River 0
East Hampton 0
Essex 0
Killingworth 0
Middlefield 0
Chester Center 0
Deep River Center 0
Essex Village 0
Fenwick 0
Higganum 0
Lake Pocotopaug 0
Old Saybrook Center 0
Saybrook Manor 0
Westbrook Center 0