Affordable Housing In Middlesex County
Connecticut
29 Low Income Apartment Communities In Middlesex County
Luther Ridge at Middletown
Other Housing Authorities located in Middlesex County
| Housing Authority | Programs |
|---|---|
| Middletown Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
| Housing Authority of the Town of Portland | Section 8 Housing Choice Voucher (HCV); Public Housing |
Guide To Affordable Housing in Middlesex County, Connecticut
There are 29 low income housing apartment communities offering 2,199 affordable apartments for rent in Middlesex County, Connecticut. Middlesex County features 1,686 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 513 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Middlesex County.
Sourced from federal housing data and AffordableHousingOnline.com research.
Middlesex County, CT Affordable Housing Snapshot
| Total Affordable Apartment Properties | 29 |
|---|---|
| Total Low Income Apartments | 2,199 |
| Total Housing Units with Rental Assistance | 1,686 |
| Percentage of Housing Units Occupied By Renters | 24.9% |
| Average Renter Household Size | 2.06 |
| Average Household Size | 2.40 |
| Median Household Income | $79,893 ±$2,048 |
| Median Rent | $1,095 ±$31 |
| Percentage Of Renters Overburdened | 44.86% ± 3.14pp |
| Total Population | 165,165 |
Population and Household Demographics
Middlesex County is a County in Connecticut with a population of 165,165. There are 66,117 households in the county with an average household size of 2.40 persons. 24.9% of households in Middlesex County are renters.
Income and Rent Overburden in Middlesex County
The median gross income for households in Middlesex County is $79,893 a year, or $6,658 a month. The median rent for the county is $1,095 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Middlesex County, a household making less than $3,650 a month would be considered overburdened when renting an apartment at or above the median rent. 44.86% of households who rent are overburdened in Middlesex County.1
Area Median Income In Middlesex County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Middlesex County, HUD calculates the Area Median Income for a family of four as $97,900
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Middlesex County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for Middlesex County HUD Rental Assistance in Middlesex County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 30% of Median | $21,200 | $24,200 | $27,250 | $30,250 | $32,700 | $35,100 | $39,010 | $43,430 |
| 50% of Median | $35,350 | $40,400 | $45,450 | $50,450 | $54,500 | $58,550 | $62,600 | $66,600 |
| 80% of Median | $52,850 | $60,400 | $67,950 | $75,500 | $81,550 | $87,600 | $93,650 | $99,700 |
Low Income Housing Tax Credits in Middlesex County
The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.
From 1992 to 2007, 3 low income apartment communities containing 391 rental apartments have been constructed and made affordable to low income persons in Middlesex County by the Low Income Housing Tax Credit Program.
If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.
Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.
Income Qualifications for Low Income Housing Tax Credit Apartments in Middlesex County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 50% of Median | $35,350 | $40,400 | $45,450 | $50,450 | $54,500 | $58,550 | $62,600 | $66,600 |
| 60% of Median | $42,420 | $48,480 | $54,540 | $60,540 | $65,400 | $70,260 | $75,120 | $79,920 |
For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Middlesex County is $54,540 a year, or $4,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,545 by 30% to get a maximum rent of $1,364 a month.
Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.
| % of AMI | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed | 5 Bed |
|---|---|---|---|---|---|---|
| 50% | $884 | $947 | $1,136 | $1,312 | $1,464 | $1,615 |
| 60% | $1,061 | $1,136 | $1,364 | $1,574 | $1,757 | $1,938 |
Fair Market Rents in Middlesex County
Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.
2020 Fair Market Rents
| Town/Area | Studio | One BR | Two BR | Three BR | Four BR |
|---|---|---|---|---|---|
| Chester town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| Clinton town | $944 | $1,100 | $1,449 | $2,090 | $2,544 |
| Cromwell town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| Deep River town | $944 | $1,100 | $1,449 | $2,090 | $2,544 |
| Durham town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| East Haddam town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| East Hampton town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| Essex town | $944 | $1,100 | $1,449 | $2,090 | $2,544 |
| Haddam town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| Killingworth town | $944 | $1,100 | $1,449 | $2,090 | $2,544 |
| Middlefield town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| Middletown town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| Old Saybrook town | $944 | $1,100 | $1,449 | $2,090 | $2,544 |
| Portland town | $801 | $993 | $1,230 | $1,533 | $1,757 |
| Westbrook town | $944 | $1,100 | $1,449 | $2,090 | $2,544 |
Cities In Middlesex County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Listings | Served By |
|---|---|---|
| Middletown | 18 | The HUD funded Public Housing Agency that serves Middletown is the Middletown Housing Authority. |
| Chester | 2 | |
| Westbrook | 1 | |
| Cromwell | 2 | The HUD funded Public Housing Agency that serves Cromwell is the Housing Authority of the Town of Portland. |
| Old Saybrook | 1 | |
| Clinton | 1 | |
| Durham | 1 | |
| Moodus | 1 | |
| Haddam | 1 | |
| East Haddam | 0 | |
| Portland | 1 | The HUD funded Public Housing Agency that serves Portland is the Housing Authority of the Town of Portland. |
| Deep River | 0 | |
| East Hampton | 0 | |
| Essex | 0 | |
| Killingworth | 0 | |
| Middlefield | 0 | |
| Chester Center | 0 | |
| Deep River Center | 0 | |
| Essex Village | 0 | |
| Fenwick | 0 | |
| Higganum | 0 | |
| Lake Pocotopaug | 0 | |
| Old Saybrook Center | 0 | |
| Saybrook Manor | 0 | |
| Westbrook Center | 0 |
