Affordable Housing In Cartersville
Bartow County, Georgia

12 Low Income Apartment Communities In Cartersville

Huntwood Terrace

71 Center Rd SE
Cartersville, GA
62+
Accessible
Elderly Supportive Housing
Subsidized

Cartersville Gardens

376 Old Mill Rd
Cartersville, GA
Subsidized

Railroad Street Fairview Circle Homes

55 Fairview St
Cartersville, GA

Crossfield Apartments, Phase II

7 Crossfield Cir
Cartersville, GA
HCV Welcome

Cass Towne Apartments

1341 Cassville Rd NW
Cartersville, GA
HCV Welcome

Stonewall Homes

8 Postelle St
Cartersville, GA

Shangri - La Park

69 Gilreath Rd NW
Cartersville, GA
HCV Welcome

Pace Etowah Village

Old Mill Rd
Cartersville, GA
HCV Welcome

Pace Etowah Village Apartments

366 Old Mill Rd
Cartersville, GA
HCV Welcome

Somerset Club Apartments

90 Somerset Club Dr
Cartersville, GA
HCV Welcome

There are 12 low income housing apartment complexes which contain 1,112 affordable apartments for rent in Cartersville. Many of these rental apartments are income based housing with 550 apartments that set rent based on your income. In Cartersville, HUD housing programs support 151 rental assistance apartments through programs like Project-based Section 8. There are 562 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Cartersville

Housing Authority Programs
Georgia Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Cartersville

Housing Authority Programs
Etowah Area Consolidated Public Housing

Guide To Affordable Housing in Cartersville, Georgia

Cartersville, GA Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 1,112
Total Rent Assisted Apartments 550
Percentage of Housing Units Occupied By Renters 48.19%
Average Renter Household Size 2.74
Total Population 19,964
Housing Units 7,226
Average Household Size 2.66
Median Household Income $47,611 ±$3,976
Median Rent $834 ±$54
Percentage Of Renters Overburdened 41.38% ± 7.02pp

Population and Household Demographics

Cartersville is a City in Bartow County, Georgia with a population of 19,964. There are 7,226 households in the city with an average household size of 2.66 persons. 48.19% of households in Cartersville are renters.

Income and Rent Overburden in Cartersville

The median gross income for households in Cartersville is $47,611 a year, or $3,968 a month. The median rent for the city is $834 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cartersville, a household making less than $2,780 a month would be considered overburdened when renting an apartment at or above the median rent. 41.38% of households who rent are overburdened in Cartersville.1

Area Median Income In Cartersville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cartersville, the AMI is calculated from all households within Bartow County.

In Cartersville, HUD calculates the Area Median Income for a family of four as $79,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cartersville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cartersville HUD Rental Assistance in Cartersville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,750 $19,150 $21,550 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $27,900 $31,900 $35,900 $39,850 $43,050 $46,250 $49,450 $52,650
80% of Median $44,650 $51,000 $57,400 $63,750 $68,850 $73,950 $79,050 $84,150
Low Income Housing Tax Credits in Cartersville

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 2011, 6 low income apartment communities containing 426 rental apartments have been constructed and made affordable to low income persons in Cartersville by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cartersville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $27,900 $31,900 $35,900 $39,850 $43,050 $46,250 $49,450 $52,650
60% of Median $33,480 $38,280 $43,080 $47,820 $51,660 $55,500 $59,340 $63,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cartersville is $43,080 a year, or $3,590 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,590 by 30% to get a maximum rent of $1,077 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $698 $748 $898 $1,036 $1,156 $1,276
60% $837 $897 $1,077 $1,244 $1,388 $1,532
Fair Market Rents in Cartersville

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$942 $966 $1,106 $1,427 $1,752