Affordable Housing In Cairo
Alexander County, Illinois

6 Low Income Apartment Communities In Cairo

Delta Apartments

1207 Commercial Ave
Cairo, IL
Disabled Supportive Housing

Little Egypt Housing CO Keyhole to Oppo

1600 Yost Drive
Cairo, IL

Little Egypt Apartments

310 18th St
Cairo, IL
HCV Welcome

Mc Bride Place

700 Elmwood Pl
Cairo, IL

Scattered Sites

430 14th St
Cairo, IL

Connell F Smith Bldg

1101 Ohio St
Cairo, IL
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Housing Authorities that serve Cairo

Housing Authority Programs
Alexander County Housing Authority Public Housing

Guide To Affordable Housing in Cairo, Illinois

There are 6 low income housing apartment communities offering 627 affordable apartments for rent in Cairo, Illinois. Cairo features 627 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 0 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Cairo.

Sourced from federal housing data and research.

Cairo, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 627
Total Housing Units with Rental Assistance 627
Percentage of Housing Units Occupied By Renters 46.71%
Average Renter Household Size 2.15
Average Household Size 2.30
Median Household Income $21,705 ±$6,199
Median Rent $240 ±$60
Percentage Of Renters Overburdened 32.47% ± 11.64pp
Total Population 2,758

Population and Household Demographics

Cairo is a City in Alexander County, Illinois with a population of 2,758. There are 1,154 households in the city with an average household size of 2.30 persons. 46.71% of households in Cairo are renters.

Income and Rent Overburden in Cairo

The median gross income for households in Cairo is $21,705 a year, or $1,809 a month. The median rent for the city is $240 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cairo, a household making less than $800 a month would be considered overburdened when renting an apartment at or above the median rent. 32.47% of households who rent are overburdened in Cairo.1

Area Median Income In Cairo

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cairo, the AMI is calculated from all households within Alexander County.

In Cairo, HUD calculates the Area Median Income for a family of four as $63,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cairo

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cairo HUD Rental Assistance in Cairo

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,400 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,000
50% of Median $22,300 $25,450 $28,650 $31,800 $34,350 $36,900 $39,450 $42,000
80% of Median $35,650 $40,750 $45,850 $50,900 $55,000 $59,050 $63,150 $67,200

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cairo

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,300 $25,450 $28,650 $31,800 $34,350 $36,900 $39,450 $42,000
60% of Median $26,760 $30,540 $34,380 $38,160 $41,220 $44,280 $47,340 $50,400

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cairo is $34,380 a year, or $2,865 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,865 by 30% to get a maximum rent of $860 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $558 $597 $716 $827 $923 $1,018
60% $669 $716 $860 $992 $1,107 $1,222
Fair Market Rents in Cairo

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$542 $587 $773 $1,115 $1,188