Affordable Housing In Crete
Cook County, Illinois

5 Low Income Apartment Communities In Crete

New Hope Trust Residences

1545 Williams Ct
Crete, Illinois
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Candice House

23810 S Candice Ct
Crete, Illinois
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Deboprah House

23858 S Deborah Ct
Crete, Illinois
Subsidized
Accessible
Accessible
Disabled Supportive Housing

St James Senior Estates II

1251 E Richton Rd
Crete, Illinois

St James Senior Housing

3700 Eagle Nest Dr
Crete, Illinois
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Section 8 Vouchers, Apartments, and Waiting Lists in Crete, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Crete, Illinois

Housing Authority Programs
Housing Authority of Cook County Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Crete, Illinois

There are 5 low income housing apartment communities offering 109 affordable apartments for rent in Crete, Illinois.

Income Based Apartments in Crete, Illinois

Crete features 24 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Crete, Illinois

There are 85 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Crete.

Housing Choice Vouchers in Crete, Illinois

On average, Section 8 Housing Choice vouchers pay Crete landlords $1,300 per month towards rent. The average voucher holder contributes $400 towards rent in Crete.

The maximum amount a voucher would pay on behalf of a low-income tenant in Crete, Illinois for a two-bedroom apartment is between $1,206 and $1,474.

2022 Crete, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Crete, Illinois Fair Market Rent $1,059 $1,161 $1,340 $1,697 $2,018
Crete, Illinois Payment Standard Range $953 to $1,165 $1,045 to $1,277 $1,206 to $1,474 $1,527 to $1,867 $1,816 to $2,220

Sourced from federal housing data and AffordableHousingOnline.com research.

Crete, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 109
Total Housing Units with Rental Assistance 24
Percentage of Housing Units Occupied By Renters 18.43%
Average Renter Household Size 2.32
Average Household Size 2.63
Median Household Income $68,068 ±$8,737
Median Rent $1,003 ±$252
Percentage Of Renters Overburdened 65.73% ± 12.94pp
Total Population 8,246

Population and Household Demographics

Crete is a city in Cook County, Illinois with a population of 8,246. There are 3,103 households in the city with an average household size of 2.63 persons. 18.43% of households in Crete are renters.

Income and Rent Overburden in Crete

The median gross income for households in Crete is $68,068 a year, or $5,672 a month. The median rent for the city is $1,003 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Crete, a household making less than $3,343 a month would be considered overburdened when renting an apartment at or above the median rent. 65.73% of households who rent are overburdened in Crete.

Area Median Income In Crete

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Crete, the AMI is calculated from all households within Cook County.

In Crete, HUD calculates the Area Median Income for a family of four as $107,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Crete

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Crete

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Crete AMI may qualify for rental assistance programs that target Extremely Low Income households.
$21,900 $25,000 $28,150 $31,250 $33,750 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Crete AMI may qualify for rental assistance programs that target Very Low Income households.
$36,500 $41,700 $46,900 $52,100 $56,300 $60,450 $64,650 $68,800
80% AMI Income Limits
Renters earning up to 80% of the Crete AMI may qualify for rental assistance programs that target Low Income households.
$58,350 $66,700 $75,050 $83,350 $90,050 $96,700 $103,400 $110,050