Affordable Housing In Cook County
Illinois

941 Low Income Apartment Communities In Cook County

Sangamon Terrace Apartments

6145 S Sangamon St
Chicago, IL
Call For Rent
1 BR
62+
Elderly Supportive Housing

Wisdom Village Northlake

33 S Wolf Rd
Northlake, IL
Income Based
1-2 BR
HCV Welcome

Martin Luther King Jr. Plaza Apartments

3220 W Madison St
Chicago, IL
Call For Rent
2-4 BR
Subsidized

Dr Lucy Lang Chappell Housing

3222 W Maypole Ave
Chicago, IL
Call For Rent
1-3 BR
Accessible
Disabled Supportive Housing
Subsidized

Haven Towers

7947 S South Chicago Ave
Chicago, IL
Call For Rent
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Beth Anne Extended Living

1143 N LaVergne Ave
Chicago, IL
Income Based
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Beth-Anne Residences

4952 W Thomas St
Chicago, IL
Call For Rent
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Bethel Pace Center

4349 W Washington Blvd
Chicago, IL
Call For Rent
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Northpoint Apartments

7717 North Paulina
Chicago, IL
Income Based
1-4 BR
Subsidized

Bethel Terrace

900 W 63rd Pkwy
Chicago, IL
Call For Rent
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Housing Authorities that serve Cook County

Housing Authority Programs
Housing Authority of Cook County Section 8 Housing Choice Voucher (HCV); Public Housing

Other Housing Authorities located in Cook County

Housing Authority Programs
Chicago Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work; Rental Assistance Demonstration (RAD)
Maywood Housing Authority Section 8 Housing Choice Voucher (HCV)
Oak Park Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Housing Authority of the Town of Cicero Section 8 Housing Choice Voucher (HCV)
Housing Authority of Park Forest Section 8 Housing Choice Voucher (HCV)
Habitat Property Management Corp Public Housing
Illinois Housing Development Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cook County, Illinois

There are 941 low income housing apartment communities offering 104,614 affordable apartments for rent in Cook County, Illinois. Cook County features 66,639 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 37,537 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Cook County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Cook County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 941
Total Low Income Apartments 104,614
Total Housing Units with Rental Assistance 66,639
Percentage of Housing Units Occupied By Renters 43%
Average Renter Household Size 2.46
Average Household Size 2.65
Median Household Income $55,251 ±$327
Median Rent $980 ±$3
Percentage Of Renters Overburdened 48.86% ± 0.44pp
Total Population 5,236,393

Population and Household Demographics

Cook County is a County in Illinois with a population of 5,236,393. There are 1,942,959 households in the county with an average household size of 2.65 persons. 43% of households in Cook County are renters.

Income and Rent Overburden in Cook County

The median gross income for households in Cook County is $55,251 a year, or $4,604 a month. The median rent for the county is $980 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cook County, a household making less than $3,267 a month would be considered overburdened when renting an apartment at or above the median rent. 48.86% of households who rent are overburdened in Cook County.1

Area Median Income In Cook County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cook County, HUD calculates the Area Median Income for a family of four as $89,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cook County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cook County HUD Rental Assistance in Cook County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,750 $21,400 $24,100 $26,750 $30,170 $34,590 $39,010 $43,430
50% of Median $31,200 $35,650 $40,100 $44,550 $48,150 $51,700 $55,250 $58,850
80% of Median $49,950 $57,050 $64,200 $71,300 $77,050 $82,750 $88,450 $94,150
Low Income Housing Tax Credits in Cook County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2009, 378 low income apartment communities containing 39,486 rental apartments have been constructed and made affordable to low income persons in Cook County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cook County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $31,200 $35,650 $40,100 $44,550 $48,150 $51,700 $55,250 $58,850
60% of Median $37,440 $42,780 $48,120 $53,460 $57,780 $62,040 $66,300 $70,620

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cook County is $48,120 a year, or $4,010 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,010 by 30% to get a maximum rent of $1,203 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $780 $836 $1,003 $1,159 $1,293 $1,426
60% $936 $1,003 $1,203 $1,391 $1,551 $1,712
Fair Market Rents in Cook County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$956 $1,076 $1,248 $1,585 $1,888

Cities In Cook County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Chicago 751 The HUD funded Public Housing Agency that serves Chicago is the Chicago Housing Authority.
Elgin 14 The HUD funded Public Housing Agency that serves Elgin is the Housing Authority of Elgin.
University Park 2 The HUD funded Public Housing Agency that serves University Park is the Housing Authority of Cook County.
Steger 3 The HUD funded Public Housing Agency that serves Steger is the Housing Authority of Cook County.
Wheeling 2 The HUD funded Public Housing Agency that serves Wheeling is the Housing Authority of Cook County.
Elmhurst 1 The HUD funded Public Housing Agency that serves Elmhurst is the Housing Authority of Cook County.
Chicago Heights 5 The HUD funded Public Housing Agency that serves Chicago Heights is the Housing Authority of Cook County.
Schaumburg 2 The HUD funded Public Housing Agency that serves Schaumburg is the Housing Authority of Cook County.
Des Plaines 3 The HUD funded Public Housing Agency that serves Des Plaines is the Housing Authority of Cook County.
Oak Forest 2 The HUD funded Public Housing Agency that serves Oak Forest is the Housing Authority of Cook County.
Morton Grove 1 The HUD funded Public Housing Agency that serves Morton Grove is the Housing Authority of Cook County.
Roselle 3 The HUD funded Public Housing Agency that serves Roselle is the Housing Authority of Cook County.
Oak Brook 2 The HUD funded Public Housing Agency that serves Oak Brook is the Housing Authority of Cook County.
Palatine 7 The HUD funded Public Housing Agency that serves Palatine is the Housing Authority of Cook County.
Northlake 2 The HUD funded Public Housing Agency that serves Northlake is the Housing Authority of Cook County.
Prospect Heights 1 The HUD funded Public Housing Agency that serves Prospect Heights is the Housing Authority of Cook County.
Evanston 10 The HUD funded Public Housing Agency that serves Evanston is the Housing Authority of Cook County.
Chicago Ridge 0 The HUD funded Public Housing Agency that serves Chicago Ridge is the Housing Authority of Cook County.
Wilmette 2 The HUD funded Public Housing Agency that serves Wilmette is the Housing Authority of Cook County.
Cicero 3 The HUD funded Public Housing Agency that serves Cicero is the Housing Authority of the Town of Cicero.
Orland Hills 2 The HUD funded Public Housing Agency that serves Orland Hills is the Housing Authority of Cook County.
Calumet City 6 The HUD funded Public Housing Agency that serves Calumet City is the Housing Authority of Cook County.
Niles 1 The HUD funded Public Housing Agency that serves Niles is the Housing Authority of Cook County.
Lyons 4 The HUD funded Public Housing Agency that serves Lyons is the Housing Authority of Cook County.
Melrose Park 4 The HUD funded Public Housing Agency that serves Melrose Park is the Housing Authority of Cook County.
Skokie 5 The HUD funded Public Housing Agency that serves Skokie is the Housing Authority of Cook County.
Maywood 5 The HUD funded Public Housing Agency that serves Maywood is the Maywood Housing Authority.
Alsip 1 The HUD funded Public Housing Agency that serves Alsip is the Housing Authority of Cook County.
Arlington Heights 5 The HUD funded Public Housing Agency that serves Arlington Heights is the Housing Authority of Cook County.
Harvey 7 The HUD funded Public Housing Agency that serves Harvey is the Housing Authority of Cook County.
Mount Prospect 3 The HUD funded Public Housing Agency that serves Mount Prospect is the Housing Authority of Cook County.
Justice 2 The HUD funded Public Housing Agency that serves Justice is the Housing Authority of Cook County.
Crestwood 1 The HUD funded Public Housing Agency that serves Crestwood is the Housing Authority of Cook County.
Tinley Park 1 The HUD funded Public Housing Agency that serves Tinley Park is the Housing Authority of Cook County.
Matteson 1 The HUD funded Public Housing Agency that serves Matteson is the Housing Authority of Cook County.
Oak Park 5 The HUD funded Public Housing Agency that serves Oak Park is the Oak Park Housing Authority.
Phoenix 1 The HUD funded Public Housing Agency that serves Phoenix is the Housing Authority of Cook County.
Crete 5 The HUD funded Public Housing Agency that serves Crete is the Housing Authority of Cook County.
Bellwood 4 The HUD funded Public Housing Agency that serves Bellwood is the Housing Authority of Cook County.
Lynwood 1 The HUD funded Public Housing Agency that serves Lynwood is the Housing Authority of Cook County.
Deerfield 1 The HUD funded Public Housing Agency that serves Deerfield is the Housing Authority of Cook County.
Bensenville 2 The HUD funded Public Housing Agency that serves Bensenville is the Housing Authority of Cook County.
Forest Park 2 The HUD funded Public Housing Agency that serves Forest Park is the Housing Authority of Cook County.
Lansing 1 The HUD funded Public Housing Agency that serves Lansing is the Housing Authority of Cook County.
Hoffman Estates 1 The HUD funded Public Housing Agency that serves Hoffman Estates is the Housing Authority of Cook County.
Richton Park 3 The HUD funded Public Housing Agency that serves Richton Park is the Housing Authority of Cook County.
La Grange 1 The HUD funded Public Housing Agency that serves La Grange is the Housing Authority of Cook County.
Elk Grove Village 2 The HUD funded Public Housing Agency that serves Elk Grove Village is the Housing Authority of Cook County.
Park Forest 4 The HUD funded Public Housing Agency that serves Park Forest is the Housing Authority of Park Forest.
Elmwood Park 1 The HUD funded Public Housing Agency that serves Elmwood Park is the Housing Authority of Cook County.
Midlothian 1 The HUD funded Public Housing Agency that serves Midlothian is the Housing Authority of Cook County.
Glenview 3 The HUD funded Public Housing Agency that serves Glenview is the Housing Authority of Cook County.
Dolton 1 The HUD funded Public Housing Agency that serves Dolton is the Housing Authority of Cook County.
Rolling Meadows 3 The HUD funded Public Housing Agency that serves Rolling Meadows is the Housing Authority of Cook County.
Homewood 1 The HUD funded Public Housing Agency that serves Homewood is the Housing Authority of Cook County.
Robbins 3 The HUD funded Public Housing Agency that serves Robbins is the Housing Authority of Cook County.
Blue Island 3 The HUD funded Public Housing Agency that serves Blue Island is the Housing Authority of Cook County.
Barrington 3 The HUD funded Public Housing Agency that serves Barrington is the Housing Authority of Cook County.
Country Club Hill 0 The HUD funded Public Housing Agency that serves Country Club Hill is the Housing Authority of Cook County.
Hanover Park 1 The HUD funded Public Housing Agency that serves Hanover Park is the Housing Authority of Cook County.
Bartlett 2 The HUD funded Public Housing Agency that serves Bartlett is the Housing Authority of Cook County.
Riverdale 4 The HUD funded Public Housing Agency that serves Riverdale is the Housing Authority of Cook County.
Streamwood 1 The HUD funded Public Housing Agency that serves Streamwood is the Housing Authority of Cook County.
Countryside 1 The HUD funded Public Housing Agency that serves Countryside is the Housing Authority of Cook County.
South Chicago Heights 1 The HUD funded Public Housing Agency that serves South Chicago Heights is the Housing Authority of Cook County.
Palos Hills 2 The HUD funded Public Housing Agency that serves Palos Hills is the Housing Authority of Cook County.
Calumet Park 0 The HUD funded Public Housing Agency that serves Calumet Park is the Housing Authority of Cook County.
Northbrook 1
Arlington Height 1
Woodridge 1
Hinsdale 1
Buffalo Grove 0
Lincolnwood 0
Burnham 0
Inverness 0
Bridgeview 0
Park Ridge 0
Frankfort 1
Orland Park 0
Barrington Hills 0
Bedford Park 0
Berkeley 0
Berwyn 0
Broadview 0
Brookfield 0
Burbank 0
Burr Ridge 0
Deer Park 0
Dixmoor 0
East Dundee 0 The HUD funded Public Housing Agency that serves East Dundee is the Housing Authority of Elgin.
East Hazel Crest 0
Evergreen Park 0
Flossmoor 0
Ford Heights 2
Forest View 0
Franklin Park 1
Glencoe 0
Glenwood 0
Golf 0
Harwood Heights 0
Hickory Hills 0
Hillside 0
Hodgkins 0
Indian Head Park 0
Kenilworth 0
La Grange Park 0
Lemont 1
McCook 0
Markham 0
Merrionette Park 0
Norridge 0
Northfield 0
Oak Lawn 0
Olympia Fields 0
Palos Heights 0
Palos Park 1
Posen 0
River Grove 0
Riverside 0
Rosemont 0
Sauk Village 0
Schiller Park 0
South Barrington 0
Stickney 0
Stone Park 0
Summit 1
Thornton 0
Westchester 0
Western Springs 0
Willow Springs 0
Worth 0
Country Club Hills 3
Hazel Crest 0
Hometown 0
North Riverside 0
River Forest 0
South Holland 0
Winnetka 0
Proviso Township 1