Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Rockford
Winnebago County, Illinois

50 Low Income Apartment Communities In Rockford

Terrace

2321 Halsted Rd
Rockford, Illinois
Call For Rent
1 BR
Accessible
62+

Auburn Manor Apartments

4212 Auburn St
Rockford, Illinois
Call For Rent
1-2 BR
Subsidized

Jane Addams Park Apartments

502 Seminary St
Rockford, Illinois
Call For Rent
1 BR
55+
62+
Disabled Supportive Housing
Elderly Supportive Housing

The Grove at Keith Creek

690 S New Towne Dr
Rockford, Illinois
Call For Rent
2-3 BR
Family & Senior

North Main Manor

505 N Main St
Rockford, Illinois
Call For Rent
1-2 BR
62+

Fairgrounds Valley

1031 W Jefferson St
Rockford, Illinois
Call For Rent
1-2 BR
Family & Senior

Park Terrace

1000 Chamberlain St
Rockford, Illinois
Call For Rent
Studio-3 BR
62+
Elderly Supportive Housing

Blackhawk Courts

1518 Seminary St
Rockford, Illinois
Call For Rent
1-4 BR
Family & Senior

Orton Keyes Courts

633 Ranger St
Rockford, Illinois
Call For Rent
1-2 BR
Family & Senior

Olesen Plaza

511 N Church St
Rockford, Illinois
Call For Rent
1 BR
55+
62+
Elderly Supportive Housing

Housing Authorities that serve Rockford

Housing Authority Programs
Rockford Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Winnebago County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Rockford, Illinois

There are 50 low income housing apartment communities offering 4,368 affordable apartments for rent in Rockford, Illinois.

Income Based Apartments in Rockford, Illinois

Rockford features 3,026 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rockford, Illinois

There are 1,342 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rockford.

Housing Choice Vouchers in Rockford, Illinois

On average, Section 8 Housing Choice vouchers pay Rockford landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Rockford.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rockford, Illinois for a two-bedroom apartment is between $745 and $911.

2020 Rockford, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $540 $629 $828 $1,122 $1,222
Payment Standard Range $486 to $594 $566 to $692 $745 to $911 $1,010 to $1,234 $1,100 to $1,344

Sourced from federal housing data and AffordableHousingOnline.com research.

Rockford, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 50
Total Low Income Apartments 4,368
Total Housing Units with Rental Assistance 3,026
Percentage of Housing Units Occupied By Renters 44.46%
Average Renter Household Size 2.45
Average Household Size 2.50
Median Household Income $38,716 ±$1,253
Median Rent $728 ±$12
Percentage Of Renters Overburdened 49.3% ± 1.99pp
Total Population 150,283

Population and Household Demographics

Rockford is a city in Winnebago County, Illinois with a population of 150,283. There are 58,559 households in the city with an average household size of 2.50 persons. 44.46% of households in Rockford are renters.

Income and Rent Overburden in Rockford

The median gross income for households in Rockford is $38,716 a year, or $3,226 a month. The median rent for the city is $728 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rockford, a household making less than $2,427 a month would be considered overburdened when renting an apartment at or above the median rent. 49.3% of households who rent are overburdened in Rockford.

Area Median Income In Rockford

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rockford, the AMI is calculated from all households within Winnebago County.

In Rockford, HUD calculates the Area Median Income for a family of four as $69,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rockford

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rockford

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,650 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $24,400 $27,850 $31,350 $34,800 $37,600 $40,400 $43,200 $45,950
80% of Median $39,000 $44,600 $50,150 $55,700 $60,200 $64,650 $69,100 $73,550