Affordable Housing In Hammond
Lake County, Indiana

12 Low Income Apartment Communities In Hammond

Douglas Pointe Phase I Apartments

5525 Hyles Blvd
Hammond, Indiana

15 Waltham St

15 Waltham St
Hammond, Indiana

Section 8 Vouchers, Apartments, and Waiting Lists in Hammond, Indiana

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Hammond, Indiana

Housing Authority Programs
Hammond Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency

Guide To Affordable Housing in Hammond, Indiana

There are 12 low income housing apartment communities offering 1,529 affordable apartments for rent in Hammond, Indiana.

Income Based Apartments in Hammond, Indiana

Hammond features 1,010 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hammond, Indiana

There are 519 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hammond.

Housing Choice Vouchers in Hammond, Indiana

On average, Section 8 Housing Choice vouchers pay Hammond landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Hammond.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hammond, Indiana for a two-bedroom apartment is between $863 and $1,055.

2022 Hammond, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Hammond, Indiana Fair Market Rent $637 $779 $959 $1,185 $1,338
Hammond, Indiana Payment Standard Range $573 to $701 $701 to $857 $863 to $1,055 $1,067 to $1,304 $1,204 to $1,472

Sourced from federal housing data and research.

Hammond, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 1,529
Total Housing Units with Rental Assistance 1,010
Percentage of Housing Units Occupied By Renters 38.48%
Average Renter Household Size 2.64
Average Household Size 2.76
Median Household Income $39,576 ±$1,527
Median Rent $828 ±$22
Percentage Of Renters Overburdened 50.51% ± 3.27pp
Total Population 78,983

Population and Household Demographics

Hammond is a city in Lake County, Indiana with a population of 78,983. There are 28,282 households in the city with an average household size of 2.76 persons. 38.48% of households in Hammond are renters.

Income and Rent Overburden in Hammond

The median gross income for households in Hammond is $39,576 a year, or $3,298 a month. The median rent for the city is $828 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hammond, a household making less than $2,760 a month would be considered overburdened when renting an apartment at or above the median rent. 50.51% of households who rent are overburdened in Hammond.

Area Median Income In Hammond

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Hammond, the AMI is calculated from all households within Lake County.

In Hammond, HUD calculates the Area Median Income for a family of four as $75,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hammond

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Hammond

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Hammond AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,900 $18,150 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Hammond AMI may qualify for rental assistance programs that target Very Low Income households.
$26,450 $30,200 $34,000 $37,750 $40,800 $43,800 $46,850 $49,850
80% AMI Income Limits
Renters earning up to 80% of the Hammond AMI may qualify for rental assistance programs that target Low Income households.
$42,300 $48,350 $54,400 $60,400 $65,250 $70,100 $74,900 $79,750