Affordable Housing In La Porte
LaPorte County, Indiana

8 Low Income Apartment Communities In La Porte

Canterbury House Apartments - Michigan City II

1200 Mallard Dr
La Porte, IN
$761-1,612
1-3 BR
HCV Welcome
Market Rate

Maple Tree Apartments

1405 W 18th St
La Porte, IN
Call For Rent
1-4 BR
HCV Welcome

Maple Tree Apartments II

1405 W 18th St
La Porte, IN
Call For Rent
1-4 BR
HCV Welcome
Market Rate

Country Acres Apartments

1701 Country Lane Dr
La Porte, IN
Subsidized

Carriage House Laporte I

1700 Andrew Ave
La Porte, IN
Subsidized

Cambridge Square Laporte

1111 Longwood Dr
La Porte, IN
Subsidized

The Rumely

800 Michigan Ave
La Porte, IN
HCV Welcome

Maple City Square

1204 Andrew Ave
La Porte, IN
62+
Accessible
Elderly Supportive Housing
Subsidized
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There are 8 low income housing apartment complexes which contain 764 affordable apartments for rent in La Porte. Many of these rental apartments are income based housing with 364 apartments that set rent based on your income. In La Porte, HUD housing programs support 334 rental assistance apartments through programs like Project-based Section 8. There are 400 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve La Porte

Housing Authority Programs
Brightpoint Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in La Porte, Indiana

La Porte, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 764
Total Rent Assisted Apartments 364
Percentage of Housing Units Occupied By Renters 43.2%
Average Renter Household Size 2.22
Total Population 22,242
Housing Units 9,339
Average Household Size 2.31
Median Household Income $34,900 ±$3,528
Median Rent $649 ±$30
Percentage Of Renters Overburdened 41.99% ± 5.85pp

Population and Household Demographics

La Porte is a City in LaPorte County, Indiana with a population of 22,242. There are 9,339 households in the city with an average household size of 2.31 persons. 43.2% of households in La Porte are renters.

Income and Rent Overburden in La Porte

The median gross income for households in La Porte is $34,900 a year, or $2,908 a month. The median rent for the city is $649 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In La Porte, a household making less than $2,163 a month would be considered overburdened when renting an apartment at or above the median rent. 41.99% of households who rent are overburdened in La Porte.1

Area Median Income In La Porte

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For La Porte, the AMI is calculated from all households within LaPorte County.

In La Porte, HUD calculates the Area Median Income for a family of four as $70,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in La Porte

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for La Porte HUD Rental Assistance in La Porte

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,150 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,500 $26,850 $30,200 $33,550 $36,250 $38,950 $41,650 $44,300
80% of Median $37,600 $42,950 $48,300 $53,650 $57,950 $62,250 $66,550 $70,850
Low Income Housing Tax Credits in La Porte

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2006 to 2006, 1 low income apartment communities containing 149 rental apartments have been constructed and made affordable to low income persons in La Porte by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in La Porte

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,500 $26,850 $30,200 $33,550 $36,250 $38,950 $41,650 $44,300
60% of Median $28,200 $32,220 $36,240 $40,260 $43,500 $46,740 $49,980 $53,160

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in La Porte is $36,240 a year, or $3,020 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,020 by 30% to get a maximum rent of $906 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $588 $629 $755 $873 $974 $1,074
60% $705 $755 $906 $1,047 $1,169 $1,289
Fair Market Rents in La Porte

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$497 $594 $774 $986 $1,046