Affordable Housing In Merrillville
Lake County, Indiana

12 Low Income Apartment Communities In Merrillville

Watertower West

1900 W 79th Pl
Merrillville, IN
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Watertower Place

7900 Grant St
Merrillville, IN
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Bell Towers North

3960 E 80th Pl
Merrillville, IN
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Bell Towers

3995 E 80th Pl
Merrillville, IN
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Ahepa 78 Apartments V

1852 W 79th Pl
Merrillville, IN
Subsidized
62+
Accessible
Elderly Supportive Housing

Ahepa 78 Apartments VI

8000 Madison St
Merrillville, IN
Subsidized
62+
Accessible
Elderly Supportive Housing

Ahepa 78 Apartments IV

1950 W 79th Pl
Merrillville, IN
Subsidized
62+
Accessible
Elderly Supportive Housing

Ahepa 78 Apartments I

2078 W 79th Pl
Merrillville, IN
Subsidized
62+
Accessible
Elderly Supportive Housing

Watertower South

8575 Taft St
Merrillville, IN
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Southlake Center Residential

110 E 73rd Ave
Merrillville, IN
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Housing Authorities that serve Merrillville

Housing Authority Programs
Gary Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Merrillville, Indiana

There are 12 low income housing apartment communities offering 352 affordable apartments for rent in Merrillville, Indiana.

Income Based Apartments in Merrillville, Indiana

Merrillville features 352 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Merrillville, Indiana

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Merrillville.

Housing Choice Vouchers in Merrillville, Indiana

On average, Section 8 Housing Choice vouchers pay Merrillville landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Merrillville.

The maximum amount a voucher would pay on behalf of a low-income tenant in Merrillville, Indiana for a two-bedroom apartment is between $825 and $1,009.

2020 Merrillville, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $597 $746 $917 $1,143 $1,292
Payment Standard Range $537 to $657 $671 to $821 $825 to $1,009 $1,029 to $1,257 $1,163 to $1,421

Sourced from federal housing data and AffordableHousingOnline.com research.

Merrillville, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 352
Total Housing Units with Rental Assistance 352
Percentage of Housing Units Occupied By Renters 35.79%
Average Renter Household Size 2.19
Average Household Size 2.59
Median Household Income $52,810 ±$3,540
Median Rent $926 ±$50
Percentage Of Renters Overburdened 51.45% ± 6.61pp
Total Population 35,322

Population and Household Demographics

Merrillville is a City in Lake County, Indiana with a population of 35,322. There are 13,473 households in the city with an average household size of 2.59 persons. 35.79% of households in Merrillville are renters.

Income and Rent Overburden in Merrillville

The median gross income for households in Merrillville is $52,810 a year, or $4,401 a month. The median rent for the city is $926 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Merrillville, a household making less than $3,087 a month would be considered overburdened when renting an apartment at or above the median rent. 51.45% of households who rent are overburdened in Merrillville.1

Area Median Income In Merrillville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Merrillville, the AMI is calculated from all households within Lake County.

In Merrillville, HUD calculates the Area Median Income for a family of four as $72,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Merrillville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Merrillville HUD Rental Assistance in Merrillville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,300 $17,500 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
80% of Median $40,800 $46,600 $52,450 $58,250 $62,950 $67,600 $72,250 $76,900