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Affordable Housing In Rochester
Fulton County, Indiana

2 Low Income Apartment Communities In Rochester

Arbor Woods Apartments

500 Mitchell Dr
Rochester, Indiana

Oakwood Apartments Landmark Management

433 E 18th St
Rochester, Indiana
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Housing Authorities that serve Rochester

Housing Authority Programs
Fulton County Housing Authority Section 8 Housing Choice Voucher (HCV)
Brightpoint Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Rochester, Indiana

There are 2 low income housing apartment communities offering 80 affordable apartments for rent in Rochester, Indiana.

Income Based Apartments in Rochester, Indiana

Rochester features 24 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rochester, Indiana

There are 56 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rochester.

Housing Choice Vouchers in Rochester, Indiana

On average, Section 8 Housing Choice vouchers pay Rochester landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Rochester.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rochester, Indiana for a two-bedroom apartment is between $659 and $805.

2021 Rochester, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $512 $626 $732 $910 $993
Payment Standard Range $461 to $563 $563 to $689 $659 to $805 $819 to $1,001 $894 to $1,092

Sourced from federal housing data and research.

Rochester, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 80
Total Housing Units with Rental Assistance 24
Percentage of Housing Units Occupied By Renters 39.2%
Average Renter Household Size 1.84
Average Household Size 2.10
Median Household Income $36,692 ±$4,807
Median Rent $614 ±$34
Percentage Of Renters Overburdened 52.87% ± 13.29pp
Total Population 6,123

Population and Household Demographics

Rochester is a city in Fulton County, Indiana with a population of 6,123. There are 2,842 households in the city with an average household size of 2.10 persons. 39.2% of households in Rochester are renters.

Income and Rent Overburden in Rochester

The median gross income for households in Rochester is $36,692 a year, or $3,058 a month. The median rent for the city is $614 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rochester, a household making less than $2,047 a month would be considered overburdened when renting an apartment at or above the median rent. 52.87% of households who rent are overburdened in Rochester.

Area Median Income In Rochester

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rochester, the AMI is calculated from all households within Fulton County.

In Rochester, HUD calculates the Area Median Income for a family of four as $62,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rochester

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rochester

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,750 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $43,100
50% of Median $22,900 $26,150 $29,400 $32,650 $35,300 $37,900 $40,500 $43,100
80% of Median $36,600 $41,800 $47,050 $52,250 $56,450 $60,650 $64,800 $69,000