What HUD offices serve South Bend, Indiana?
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near South Bend.
How many renters live in South Bend, Indiana?
The City of South Bend has 105,984 people living in 41,488 households.
There are 44,220 renters living in 17,620 renter households in this City. Renters make up 41.72 percent of the population living in South Bend.
What is the rental market like in South Bend, Indiana?
There are an estimated 48,918 housing units in the South Bend area. Of these, 19,761 units are rental homes, making up 40 percent of the housing market. For every renter household in South Bend, Indiana, there are 1 rental units.
What is the vacancy rate for rentals in South Bend?
The rental vacancy rate in South Bend is 9 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.
How many rental units are in South Bend for each bedroom size?
Occupied Rental Units by Size in South Bend
| Studio | One-Bedroom | Two-Bedroom | Three-Bedroom | Four+ Bedrooms |
|---|---|---|---|---|
| 791 | 3,372 | 7,763 | 4,022 | 1,370 |
Occupied Rental Units by Size in South Bend
A large number of apartments in South Bend have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.
How many renter households in South Bend are overburdened by housing costs?
Among renter households in this market, 50 percent have housing cost burden. Further, 25 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.
The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.
How Much Is Rent in South Bend
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $689 to $1,354. FMRs are updated annually by HUD for every city and county nationwide.
| Bed Size | 2024 Fair Market Rents |
| Studio | $689 |
| One BR | $862 |
| Two BR | $1,017 |
| Three BR | $1,267 |
| Four BR | $1,354 |
2024 Fair Market Rents in South Bend, Indiana
How many units are rented at Fair Market Rent (FMR) in South Bend?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:
| Unit Size | Count of Units Below FMR | Percentage of Total Units Below FMR |
| Studio | 231 | 29 percent |
| One BR | 1,851 | 55 percent |
| Two BR | 4,423 | 57 percent |
Rental Units Below FMR in South Bend, Indiana
How many affordable rental units are in South Bend?
There are a variety of federal affordable housing programs serving households in South Bend, Indiana including the following:
| Federal Program | Unit Count |
| Low Income Housing Tax Credit | 1,092 |
| Public Housing | 810 |
| Section 8 Project-Based Rental Assistance | 1,198 |
| Section 202 Supportive Housing for the Elderly | 42 |
| Section 811 Supportive Housing for Persons with Disabilities | 42 |
Tracked Units by Federal Program in South Bend, Indiana
Rental units may be funded in part by multiple federal programs.
Income Based Apartments in South Bend, Indiana
South Bend features 2,055 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in South Bend, Indiana
There are 1,078 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in South Bend.
Housing Choice Vouchers in South Bend, Indiana
On average, Section 8 Housing Choice vouchers pay South Bend landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in South Bend.
The maximum amount a voucher would pay on behalf of a low-income tenant in South Bend, Indiana for a two-bedroom apartment is between $915 and $1,119.
Sourced from federal housing data and AffordableHousingOnline.com research.
