Low Income Apartments and Affordable Housing For Rent in St Joseph County, IN

Discover affordable housing in St Joseph County where there are 107+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Image of Laurel Woods

Laurel Woods

5110 Lindenwood Dr W, South Bend, Indiana 46637

bed 1-3
payment Subsidized
Image of La Salle Park Homes

La Salle Park Homes

102 S Falcon St, South Bend, Indiana 46619

bed 1
payment Subsidized
elderly Senior
accessibility Accessible
Image of William C. Ellison Residence

William C. Ellison Residence

3505 W Washington St, South Bend, Indiana 46619

bed 1
Image of Parkview Terrace

Parkview Terrace

526 E 13th St, Mishawaka, Indiana 46544

bed 1-3
switch_access_shortcut Short Wait
payment Subsidized
Image of Prairie Apartments

Prairie Apartments

2630 Prairie Ave, South Bend, Indiana 46614

switch_access_shortcut Short Wait
accessibility Accessible
Image of Silver Birch of Mishawaka

Silver Birch of Mishawaka

3630 Hickory Rd, Mishawaka, Indiana 46545

bed Studio-1
switch_access_shortcut Short Wait
accessibility Accessible
Image of The Preserve at Fir Road

The Preserve at Fir Road

2705 Spicer Ln, Mishawaka, Indiana 46545

bed 2-4
switch_access_shortcut Short Wait
accessibility Accessible
Image of Fairington South Bend

Fairington South Bend

1220 E Fairington Cir, South Bend, Indiana 46614

payment Subsidized
Image of Linden House Mishawaka

Linden House Mishawaka

715 E Fulmer Rd, Mishawaka, Indiana 46544

payment Subsidized
elderly Senior
accessibility Accessible
Image of Ahepa Penelope 60 Apartments

Ahepa Penelope 60 Apartments

906 S Merrifield Ave, Mishawaka, Indiana 46544

payment Subsidized
elderly Senior
accessibility Accessible
Image of 100 Center Hi - Rise

100 Center Hi - Rise

100 N Center St, Mishawaka, Indiana 46544

payment Subsidized
Image of Saint Joseph Towers

Saint Joseph Towers

316 S Saint Joseph St, South Bend, Indiana 46601

payment Subsidized
Image of Ahepa 100

Ahepa 100

53871 Generations Dr, South Bend, Indiana 46635

payment Subsidized
elderly Senior
accessibility Accessible
Image of Eastgate Apartments

Eastgate Apartments

900 Roosevelt Dr, Mishawaka, Indiana 46544

payment Subsidized
Image of Chicago Trail Village

Chicago Trail Village

31891 Chicago Trl, New Carlisle, Indiana 46552

switch_access_shortcut Short Wait
Image of Carriage House Mishawaka I

Carriage House Mishawaka I

220 Portsmouth Ct, Mishawaka, Indiana 46545

payment Subsidized
Image of Bittersweet Pointe, L.P.

Bittersweet Pointe, L.P.

406 Honeysuckle Lane, Mishawaka, Indiana 46544

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible
Image of The Meadows

The Meadows

635 Meadow Drive , North Liberty, Indiana 46554

bed 1-3
payment Subsidized
Image of Pin Oak Manor Apartments

Pin Oak Manor Apartments

121 Pin Oak Cir, Mishawaka, Indiana 46545

bed 1-2
payment $730-805/mo.
Image of Indian Springs Apartments

Indian Springs Apartments

2609 Bow Ct, South Bend, Indiana 46628

bed 1-2
payment $844-899/mo.

How To Identify Affordable Housing in St Joseph County, Indiana

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

BadgeDescription
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In St Joseph County, Indiana
$19.26/hour
$12.01 (+166%) more than Indiana minimum wage and $12.01 (+166%) more than the Federal minimum wage.
Learn More About St Joseph County, Indiana Affordable Housing ↓

What HUD offices serve St Joseph County, Indiana?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for St Joseph County, Indiana.

Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near St Joseph County.

How many renters live in St Joseph County, Indiana?

The County of St Joseph County has people living in households.

There are renters living in renter households in this County. Renters make up 28.99 percent of the population living in St Joseph County.

What is the rental market like in St Joseph County, Indiana?

There are an estimated housing units in the St Joseph County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in St Joseph County, Indiana, there are 1.09 rental units.

What is the vacancy rate for rentals in St Joseph County?

The rental vacancy rate in St Joseph County is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in St Joseph County for each bedroom size?

Occupied Rental Units by Size in St Joseph County
StudioOne-BedroomTwo-BedroomThree-BedroomFour+ Bedrooms
1,0879,36414,4237,7032,080
Occupied Rental Units by Size in St Joseph County

A large number of apartments in St Joseph County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in St Joseph County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $689 to $1,354. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size2024 Fair Market Rents
Studio$689
One BR$862
Two BR$1,017
Three BR$1,267
Four BR$1,354
2024 Fair Market Rents in St Joseph County, Indiana

How many units are rented at Fair Market Rent (FMR) in St Joseph County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit SizeCount of Units Below FMRPercentage of Total Units Below FMR
Studio23121 percent
One BR4,63049 percent
Two BR7,85554 percent
Rental Units Below FMR in St Joseph County, Indiana

How many affordable rental units are in St Joseph County?

There are a variety of federal affordable housing programs serving households in St Joseph County, Indiana including the following:

Federal ProgramUnit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in St Joseph County, Indiana

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in St Joseph County, Indiana

St Joseph County features 3,173 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St Joseph County, Indiana

There are 1,722 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St Joseph County.

Housing Choice Vouchers in St Joseph County, Indiana

On average, Section 8 Housing Choice vouchers pay St Joseph County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in St Joseph County.

The maximum amount a voucher would pay on behalf of a low-income tenant in St Joseph County, Indiana for a two-bedroom apartment is between $915 and $1,119.

Sourced from federal housing data and AffordableHousingOnline.com research.

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