Affordable Housing In Steuben County

11 Low Income Apartment Communities In Steuben County

Angola Manor

520 N Williams St
Angola, IN

Pleasant View Apartments

520 N William Street
Angola, IN

Lakeland Apartments

201 W Fox Lake Rd
Angola, IN

Pioneer Lodge II

1418 Beckland Dr
Angola, IN
Disabled Supportive Housing

Terrace Ridge Apartments

Us Hwy 20 And S 290th W
Angola, IN
HCV Welcome

Elliott Manor

617 Williams St
Angola, IN

Brockville Commons

200 W Spring St
Fremont, IN

Orland Manor Deardorf Property

6060 N Market St
Orland, IN

St Charles Apartments Deardorf Property

717 W North St
Fremont, IN

Fairmont Villas

2950 E Follett Ln
Fremont, IN
HCV Welcome

There are 11 low income housing apartment complexes which contain 531 affordable apartments for rent in Steuben County. Many of these rental apartments are income based housing with 377 apartments that set rent based on your income. In Steuben County, HUD housing programs support 71 rental assistance apartments through programs like Project-based Section 8. There are 134 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Steuben County

Housing Authority Programs
Brightpoint Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Steuben County

Housing Authority Programs
Housing Authority of the City of Angola Public Housing
Fremont Housing Authority Public Housing

Guide To Affordable Housing in Steuben County, Indiana

Steuben County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 531
Total Rent Assisted Apartments 377
Percentage of Housing Units Occupied By Renters 22.45%
Average Renter Household Size 2.29
Total Population 34,267
Housing Units 13,485
Average Household Size 2.44
Median Household Income $48,472 ±$2,487
Median Rent $674 ±$42
Percentage Of Renters Overburdened 36.06% ± 6.09pp

Population and Household Demographics

Steuben County is a County in Indiana with a population of 34,267. There are 13,485 households in the county with an average household size of 2.44 persons. 22.45% of households in Steuben County are renters.

Income and Rent Overburden in Steuben County

The median gross income for households in Steuben County is $48,472 a year, or $4,039 a month. The median rent for the county is $674 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Steuben County, a household making less than $2,247 a month would be considered overburdened when renting an apartment at or above the median rent. 36.06% of households who rent are overburdened in Steuben County.1

Area Median Income In Steuben County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Steuben County, HUD calculates the Area Median Income for a family of four as $62,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Steuben County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Steuben County HUD Rental Assistance in Steuben County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,550 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,600
50% of Median $22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
80% of Median $36,150 $41,300 $46,450 $51,600 $55,750 $59,900 $64,000 $68,150
Low Income Housing Tax Credits in Steuben County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2007, 5 low income apartment communities containing 189 rental apartments have been constructed and made affordable to low income persons in Steuben County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Steuben County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
60% of Median $27,120 $30,960 $34,860 $38,700 $41,820 $44,940 $48,000 $51,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Steuben County is $34,860 a year, or $2,905 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,905 by 30% to get a maximum rent of $872 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $565 $605 $726 $839 $936 $1,033
60% $678 $726 $872 $1,007 $1,124 $1,239
Fair Market Rents in Steuben County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$518 $562 $744 $953 $1,057

Cities In Steuben County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Orland 1 The HUD funded Public Housing Agency that serves Orland is the Brightpoint.
Fremont 3 The HUD funded Public Housing Agencies that serve Fremont are the Fremont Housing Authority and Brightpoint.
Angola 7 The HUD funded Public Housing Agencies that serve Angola are the Housing Authority of the City of Angola and Brightpoint.
Clear Lake 0 The HUD funded Public Housing Agency that serves Clear Lake is the Brightpoint.
Hudson 0 The HUD funded Public Housing Agency that serves Hudson is the Brightpoint.