Affordable Housing In Westfield
Hamilton County, Indiana

3 Low Income Apartment Communities In Westfield

Casey Acres

1270 Sabrina Way
Westfield, Indiana
$781-1,218
1-4 BR
Market Rate

The Commons at Spring Mill

17308 Cayuga Dr
Westfield, Indiana
$350-1,019
1-3 BR

Valley Farms Apartments

1001 S Union Street
Westfield, Indiana
Subsidized
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Section 8 Vouchers, Apartments, and Waiting Lists in Westfield, Indiana

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Westfield, Indiana

Housing Authority Programs
Community Action of Greater Indianapolis Section 8 Housing Choice Voucher (HCV)
Noblesville Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Westfield, Indiana

There are 3 low income housing apartment communities offering 416 affordable apartments for rent in Westfield, Indiana.

Income Based Apartments in Westfield, Indiana

Westfield features 92 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Westfield, Indiana

There are 324 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Westfield.

Housing Choice Vouchers in Westfield, Indiana

On average, Section 8 Housing Choice vouchers pay Westfield landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Westfield.

The maximum amount a voucher would pay on behalf of a low-income tenant in Westfield, Indiana for a two-bedroom apartment is between $959 and $1,172.

2023 Westfield, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Westfield, Indiana Fair Market Rent $771 $897 $1,065 $1,397 $1,671
Westfield, Indiana Payment Standard Range $694 to $848 $807 to $987 $959 to $1,172 $1,257 to $1,537 $1,504 to $1,838

Sourced from federal housing data and AffordableHousingOnline.com research.

Westfield, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 416
Total Housing Units with Rental Assistance 92
Percentage of Housing Units Occupied By Renters 19.9%
Average Renter Household Size 2.31
Average Household Size 2.85
Median Household Income $86,025 ±$8,843
Median Rent $975 ±$143
Percentage Of Renters Overburdened 37.62% ± 8.42pp
Total Population 33,744

Population and Household Demographics

Westfield is a city in Hamilton County, Indiana with a population of 33,744. There are 11,794 households in the city with an average household size of 2.85 persons. 19.9% of households in Westfield are renters.

Income and Rent Overburden in Westfield

The median gross income for households in Westfield is $86,025 a year, or $7,169 a month. The median rent for the city is $975 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Westfield, a household making less than $3,250 a month would be considered overburdened when renting an apartment at or above the median rent. 37.62% of households who rent are overburdened in Westfield.

Area Median Income In Westfield

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Westfield, the AMI is calculated from all households within Hamilton County.

In Westfield, HUD calculates the Area Median Income for a family of four as $94,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Westfield

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Westfield

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Westfield AMI may qualify for rental assistance programs that target Extremely Low Income households.
$19,200 $21,950 $24,700 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Westfield AMI may qualify for rental assistance programs that target Very Low Income households.
$32,000 $36,550 $41,100 $45,650 $49,350 $53,000 $56,650 $60,300
80% AMI Income Limits
Renters earning up to 80% of the Westfield AMI may qualify for rental assistance programs that target Low Income households.
$51,150 $58,450 $65,750 $73,050 $78,900 $84,750 $90,600 $96,450