Affordable Housing In Whitley County

14 Low Income Apartment Communities In Whitley County

Columbia Senior Apartments

525 E Columbia St
South Whitley, IN
Income Based
1-2 BR

Historic Blue Bell Lofts

307 S Whitley
Columbia City, IN
Call For Rent
1-2 BR
HCV Welcome

Blue River Thompson Building

403 Blue River Dr
Columbia City, IN
Call For Rent
1 BR

Trail Ridge Apartments

675 West Business Hwy 30,#29
Columbia City, IN
HCV Welcome

Blue River Churubusco

235 E Clingerman Ave
Churubusco, IN
Elderly Supportive Housing

Blue River Apartments Walter Building

904 Blue River Dr
Columbia City, IN

Kyler Ridge

214 W. Pleasant Street Churubusco, IN
Churubusco, IN
HCV Welcome

Neighborhood Homes & Apartments of Indiana

306 W. Van Buren Street, Columbia City; Various lots within Fort Wayne Fort Wayne, IN 46725/46805
Columbia City, IN
HCV Welcome

Whitley Meadows Apartments

984 E Hanna St
Columbia City, IN
HCV Welcome

North Ridge Apartments

718 N State Road 9
Columbia City, IN
HCV Welcome

Housing Authorities that serve Whitley County

Housing Authority Programs
Brightpoint Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Whitley County, Indiana

There are 14 low income housing apartment communities offering 366 affordable apartments for rent in Whitley County, Indiana. Whitley County features 76 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 290 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Whitley County.

Sourced from federal housing data and research.

Whitley County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 14
Total Low Income Apartments 366
Total Housing Units with Rental Assistance 76
Percentage of Housing Units Occupied By Renters 17.64%
Average Renter Household Size 2.16
Average Household Size 2.50
Median Household Income $54,389 ±$2,484
Median Rent $624 ±$44
Percentage Of Renters Overburdened 32.59% ± 6.49pp
Total Population 33,330

Population and Household Demographics

Whitley County is a County in Indiana with a population of 33,330. There are 13,152 households in the county with an average household size of 2.50 persons. 17.64% of households in Whitley County are renters.

Income and Rent Overburden in Whitley County

The median gross income for households in Whitley County is $54,389 a year, or $4,532 a month. The median rent for the county is $624 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Whitley County, a household making less than $2,080 a month would be considered overburdened when renting an apartment at or above the median rent. 32.59% of households who rent are overburdened in Whitley County.1

Area Median Income In Whitley County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Whitley County, HUD calculates the Area Median Income for a family of four as $68,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Whitley County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Whitley County HUD Rental Assistance in Whitley County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,500 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,100 $27,550 $31,000 $34,400 $37,200 $39,950 $42,700 $45,450
80% of Median $38,550 $44,050 $49,550 $55,050 $59,500 $63,900 $68,300 $72,700
Low Income Housing Tax Credits in Whitley County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2008, 5 low income apartment communities containing 134 rental apartments have been constructed and made affordable to low income persons in Whitley County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Whitley County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,100 $27,550 $31,000 $34,400 $37,200 $39,950 $42,700 $45,450
60% of Median $28,920 $33,060 $37,200 $41,280 $44,640 $47,940 $51,240 $54,540

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Whitley County is $37,200 a year, or $3,100 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,100 by 30% to get a maximum rent of $930 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $603 $646 $775 $895 $999 $1,102
60% $723 $775 $930 $1,074 $1,199 $1,322
Fair Market Rents in Whitley County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$511 $611 $767 $988 $1,084

Cities In Whitley County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
South Whitley 2 The HUD funded Public Housing Agency that serves South Whitley is the Brightpoint.
Columbia City 10 The HUD funded Public Housing Agency that serves Columbia City is the Brightpoint.
Churubusco 2 The HUD funded Public Housing Agency that serves Churubusco is the Brightpoint.
Larwill 0 The HUD funded Public Housing Agency that serves Larwill is the Brightpoint.
Tri Lakes 0 The HUD funded Public Housing Agency that serves Tri Lakes is the Brightpoint.
Tri-Lakes 0 The HUD funded Public Housing Agency that serves Tri-Lakes is the Brightpoint.