Affordable Housing In Ottumwa
Wapello County, Iowa

10 Low Income Apartment Communities In Ottumwa

Oak Terrace

561 Ottumwa Street
Ottumwa, Iowa
Call For Rent
3-4 BR

Washington Apartments

539 W 4th St
Ottumwa, Iowa
Market Rate

Hillside Apartments ~ Ottumwa

118 S Union St
Ottumwa, Iowa
Subsidized

Steller Woods Village

720 N Fellows Ave
Ottumwa, Iowa
Subsidized

Southoak Towers

102 W Finley Ave
Ottumwa, Iowa

Camelot Westgate Towers

827 Albia Rd
Ottumwa, Iowa

Family Sites

1102 Elm Ct
Ottumwa, Iowa

Emerald Hill Apartments

1600 Steller Ave
Ottumwa, Iowa

Washington Apartments

539 W 4th St
Ottumwa, Iowa
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Section 8 Vouchers, Apartments, and Waiting Lists in Ottumwa, Iowa

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Ottumwa, Iowa

Housing Authority Programs
Ottumwa Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Area XV Multi-County Housing Agency Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Ottumwa, Iowa

There are 10 low income housing apartment communities offering 620 affordable apartments for rent in Ottumwa, Iowa.

Income Based Apartments in Ottumwa, Iowa

Ottumwa features 449 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Ottumwa, Iowa

There are 119 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ottumwa.

Housing Choice Vouchers in Ottumwa, Iowa

On average, Section 8 Housing Choice vouchers pay Ottumwa landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Ottumwa.

The maximum amount a voucher would pay on behalf of a low-income tenant in Ottumwa, Iowa for a two-bedroom apartment is between $683 and $835.

2021 Ottumwa, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Ottumwa, Iowa Fair Market Rent $563 $576 $759 $967 $1,134
Ottumwa, Iowa Payment Standard Range $507 to $619 $518 to $634 $683 to $835 $870 to $1,064 $1,021 to $1,247

Sourced from federal housing data and AffordableHousingOnline.com research.

Ottumwa, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 620
Total Housing Units with Rental Assistance 449
Percentage of Housing Units Occupied By Renters 32.22%
Average Renter Household Size 2.23
Average Household Size 2.38
Median Household Income $38,570 ±$3,000
Median Rent $614 ±$28
Percentage Of Renters Overburdened 48.67% ± 5.48pp
Total Population 24,758

Population and Household Demographics

Ottumwa is a city in Wapello County, Iowa with a population of 24,758. There are 10,068 households in the city with an average household size of 2.38 persons. 32.22% of households in Ottumwa are renters.

Income and Rent Overburden in Ottumwa

The median gross income for households in Ottumwa is $38,570 a year, or $3,214 a month. The median rent for the city is $614 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ottumwa, a household making less than $2,047 a month would be considered overburdened when renting an apartment at or above the median rent. 48.67% of households who rent are overburdened in Ottumwa.

Area Median Income In Ottumwa

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ottumwa, the AMI is calculated from all households within Wapello County.

In Ottumwa, HUD calculates the Area Median Income for a family of four as $60,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ottumwa

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Ottumwa

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Ottumwa AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,100 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Ottumwa AMI may qualify for rental assistance programs that target Very Low Income households.
$25,150 $28,750 $32,350 $35,900 $38,800 $41,650 $44,550 $47,400
80% AMI Income Limits
Renters earning up to 80% of the Ottumwa AMI may qualify for rental assistance programs that target Low Income households.
$40,250 $46,000 $51,750 $57,450 $62,050 $66,650 $71,250 $75,850