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Affordable Housing In Blaine
Lawrence County, Kentucky

Housing Authorities that serve Blaine

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)
Housing Authority of Lawrence County Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Blaine, Kentucky

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Blaine, Kentucky.

Income Based Apartments in Blaine, Kentucky

Blaine features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Blaine, Kentucky

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Blaine.

Housing Choice Vouchers in Blaine, Kentucky

On average, Section 8 Housing Choice vouchers pay Blaine landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Blaine.

The maximum amount a voucher would pay on behalf of a low-income tenant in Blaine, Kentucky for a two-bedroom apartment is between $568 and $694.

2020 Blaine, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $448 $494 $631 $853 $885
Payment Standard Range $403 to $493 $445 to $543 $568 to $694 $768 to $938 $797 to $974

Sourced from federal housing data and research.

Blaine, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 44%
Average Renter Household Size 1.55
Average Household Size 2.76
Median Household Income $24,375 ±$14,353
Median Rent $0 ±$0
Percentage Of Renters Overburdened 54.55% ± 176.02pp
Total Population 69

Population and Household Demographics

Blaine is a city in Lawrence County, Kentucky with a population of 69. There are 25 households in the city with an average household size of 2.76 persons. 44% of households in Blaine are renters.

Income and Rent Overburden in Blaine

The median gross income for households in Blaine is $24,375 a year, or $2,031 a month. The median rent for the city is $0 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Blaine, a household making less than $0 a month would be considered overburdened when renting an apartment at or above the median rent. 54.55% of households who rent are overburdened in Blaine.

Area Median Income In Blaine

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Blaine, the AMI is calculated from all households within Lawrence County.

In Blaine, HUD calculates the Area Median Income for a family of four as $44,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Blaine

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Blaine

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $28,850 $31,000 $33,150 $35,250
50% of Median $18,700 $21,400 $24,050 $26,700 $28,850 $31,000 $33,150 $35,250
80% of Median $29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,400