Affordable Housing In Central City
Muhlenberg County, Kentucky

4 Low Income Apartment Communities In Central City

Sandy Hill Apartments

Cleaton Rd
Central City, Kentucky

Tammy Terrace Apartments

803 Cleaton Rd
Central City, Kentucky

Muhlenberg Manor Apts

401 Morehead St
Central City, Kentucky

Hillwood Village Apts

701 N Fifth Street
Central City, Kentucky
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Section 8 Vouchers, Apartments, and Waiting Lists in Central City, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Central City, Kentucky

Housing Authority Programs
Housing Authority of Central City Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Central City, Kentucky

There are 4 low income housing apartment communities offering 135 affordable apartments for rent in Central City, Kentucky.

Income Based Apartments in Central City, Kentucky

Central City features 72 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Central City, Kentucky

There are 63 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Central City.

Housing Choice Vouchers in Central City, Kentucky

On average, Section 8 Housing Choice vouchers pay Central City landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Central City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Central City, Kentucky for a two-bedroom apartment is between $607 and $741.

2022 Central City, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Central City, Kentucky Fair Market Rent $482 $512 $674 $833 $914
Central City, Kentucky Payment Standard Range $434 to $530 $461 to $563 $607 to $741 $750 to $916 $823 to $1,005

Sourced from federal housing data and AffordableHousingOnline.com research.

Central City, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 135
Total Housing Units with Rental Assistance 72
Percentage of Housing Units Occupied By Renters 31.41%
Average Renter Household Size 2.56
Average Household Size 2.53
Median Household Income $33,018 ±$13,286
Median Rent $470 ±$46
Percentage Of Renters Overburdened 33.28% ± 13.12pp
Total Population 5,918

Population and Household Demographics

Central City is a city in Muhlenberg County, Kentucky with a population of 5,918. There are 2,085 households in the city with an average household size of 2.53 persons. 31.41% of households in Central City are renters.

Income and Rent Overburden in Central City

The median gross income for households in Central City is $33,018 a year, or $2,752 a month. The median rent for the city is $470 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Central City, a household making less than $1,567 a month would be considered overburdened when renting an apartment at or above the median rent. 33.28% of households who rent are overburdened in Central City.

Area Median Income In Central City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Central City, the AMI is calculated from all households within Muhlenberg County.

In Central City, HUD calculates the Area Median Income for a family of four as $56,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Central City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Central City

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Central City AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $30,550 $32,800 $35,050 $37,300
50% AMI Income Limits
Renters earning up to 50% of the Central City AMI may qualify for rental assistance programs that target Very Low Income households.
$19,800 $22,600 $25,450 $28,250 $30,550 $32,800 $35,050 $37,300
80% AMI Income Limits
Renters earning up to 80% of the Central City AMI may qualify for rental assistance programs that target Low Income households.
$31,650 $36,200 $40,700 $45,200 $48,850 $52,450 $56,050 $59,700