Affordable Housing In Hardin County
Kentucky

34 Low Income Apartment Communities In Hardin County

Sunset Court Apartments

512-518 Sunset Ct
Muldraugh, KY
$600-800
1-3 BR
HCV Welcome

University Apartments

103 Lincoln Ct
Elizabethtown, KY
Call For Rent
1-3 BR
HCV Welcome
Subsidized

Pine Crest II

513 Vista Dr
Elizabethtown, KY
Subsidized

Cedar Valley Group Home

549 Bellwood Dr
Elizabethtown, KY
62+
Accessible
Elderly Supportive Housing
Subsidized

Steward Manor

490 Fox Ridge Rd
Radcliff, KY
62+
Accessible
Elderly Supportive Housing
Subsidized

Countryside Apartments

653 Westport Rd
Elizabethtown, KY
62+
Accessible
Elderly Supportive Housing
Subsidized

Lincoln Trail Res Group Home

200 Diecks Dr
Elizabethtown, KY
Subsidized

Woodland Residence

1328 Woodland Dr
Elizabethtown, KY
Accessible
Disabled Supportive Housing
Subsidized

Vaughan Village Apartments

100 Crimson Creek Ct
Elizabethtown, KY
HCV Welcome

Willow Creek Apartments

285 Elmwood Dr
Radcliff, KY
Subsidized

Housing Authorities that serve Hardin County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Hardin County

Housing Authority Programs
Housing Authority of Elizabethtown Public Housing
Housing Authority of Radcliff Public Housing

Guide To Affordable Housing in Hardin County, Kentucky

According to federal housing data and AffordableHousingOnline.com research, there are 34 low income housing apartment communities offering 1,248 affordable apartments for rent in Hardin County, Kentucky. Hardin County features 548 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 700 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Hardin County.

Hardin County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 34
Total Low Income Apartments 1,248
Total Housing Units with Rental Assistance 548
Percentage of Housing Units Occupied By Renters 37.55%
Average Renter Household Size 2.56
Average Household Size 2.58
Median Household Income $50,765 ±$1,766
Median Rent $762 ±$18
Percentage Of Renters Overburdened 39.6% ± 3.49pp
Total Population 107,529

Population and Household Demographics

Hardin County is a County in Kentucky with a population of 107,529. There are 40,376 households in the county with an average household size of 2.58 persons. 37.55% of households in Hardin County are renters.

Income and Rent Overburden in Hardin County

The median gross income for households in Hardin County is $50,765 a year, or $4,230 a month. The median rent for the county is $762 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hardin County, a household making less than $2,540 a month would be considered overburdened when renting an apartment at or above the median rent. 39.6% of households who rent are overburdened in Hardin County.1

Area Median Income In Hardin County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Hardin County, HUD calculates the Area Median Income for a family of four as $68,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hardin County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Hardin County HUD Rental Assistance in Hardin County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,250 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,700 $27,050 $30,450 $33,800 $36,550 $39,250 $41,950 $44,650
80% of Median $37,900 $43,300 $48,700 $54,100 $58,450 $62,800 $67,100 $71,450
Low Income Housing Tax Credits in Hardin County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1993 to 2011, 19 low income apartment communities containing 691 rental apartments have been constructed and made affordable to low income persons in Hardin County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Hardin County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,700 $27,050 $30,450 $33,800 $36,550 $39,250 $41,950 $44,650
60% of Median $28,440 $32,460 $36,540 $40,560 $43,860 $47,100 $50,340 $53,580

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Hardin County is $36,540 a year, or $3,045 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,045 by 30% to get a maximum rent of $914 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $593 $634 $761 $879 $981 $1,083
60% $711 $761 $914 $1,055 $1,178 $1,299
Fair Market Rents in Hardin County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$587 $593 $781 $1,127 $1,371

Cities In Hardin County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Elizabethtown 26 The HUD funded Public Housing Agencies that serve Elizabethtown are the Housing Authority of Elizabethtown and Kentucky Housing Corporation.
Radcliff 7 The HUD funded Public Housing Agencies that serve Radcliff are the Housing Authority of Radcliff and Kentucky Housing Corporation.
Vine Grove 0 The HUD funded Public Housing Agency that serves Vine Grove is the Kentucky Housing Corporation.
Cecilia 0 The HUD funded Public Housing Agency that serves Cecilia is the Kentucky Housing Corporation.
Muldraugh 1 The HUD funded Public Housing Agency that serves Muldraugh is the Kentucky Housing Corporation.
Sonora 0 The HUD funded Public Housing Agency that serves Sonora is the Kentucky Housing Corporation.
Upton 0 The HUD funded Public Housing Agency that serves Upton is the Kentucky Housing Corporation.
Fort Knox 0 The HUD funded Public Housing Agency that serves Fort Knox is the Kentucky Housing Corporation.
West Point 0 The HUD funded Public Housing Agency that serves West Point is the Kentucky Housing Corporation.