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Affordable Housing In Hardinsburg
Breckinridge County, Kentucky

4 Low Income Apartment Communities In Hardinsburg

Hallmark Group Home

606 Hooks Ln
Hardinsburg, Kentucky
Elderly Supportive Housing

Evanwood Apartments

614 US Highway 60 Byp
Hardinsburg, Kentucky

Evanwood Properties Ltd

614 Old Highway 60
Hardinsburg, Kentucky

Meadowside Apts

113 Chambliss Drive
Hardinsburg, Kentucky
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Housing Authorities that serve Hardinsburg

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Hardinsburg, Kentucky

There are 4 low income housing apartment communities offering 72 affordable apartments for rent in Hardinsburg, Kentucky.

Income Based Apartments in Hardinsburg, Kentucky

Hardinsburg features 8 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hardinsburg, Kentucky

There are 64 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hardinsburg.

Housing Choice Vouchers in Hardinsburg, Kentucky

On average, Section 8 Housing Choice vouchers pay Hardinsburg landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Hardinsburg.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hardinsburg, Kentucky for a two-bedroom apartment is between $568 and $694.

2020 Hardinsburg, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $498 $501 $631 $786 $937
Payment Standard Range $448 to $548 $451 to $551 $568 to $694 $707 to $865 $843 to $1,031

Sourced from federal housing data and research.

Hardinsburg, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 72
Total Housing Units with Rental Assistance 8
Percentage of Housing Units Occupied By Renters 35.03%
Average Renter Household Size 2.09
Average Household Size 2.34
Median Household Income $40,045 ±$6,837
Median Rent $542 ±$24
Percentage Of Renters Overburdened 42.59% ± 14.85pp
Total Population 2,225

Population and Household Demographics

Hardinsburg is a city in Breckinridge County, Kentucky with a population of 2,225. There are 905 households in the city with an average household size of 2.34 persons. 35.03% of households in Hardinsburg are renters.

Income and Rent Overburden in Hardinsburg

The median gross income for households in Hardinsburg is $40,045 a year, or $3,337 a month. The median rent for the city is $542 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hardinsburg, a household making less than $1,807 a month would be considered overburdened when renting an apartment at or above the median rent. 42.59% of households who rent are overburdened in Hardinsburg.

Area Median Income In Hardinsburg

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Hardinsburg, the AMI is calculated from all households within Breckinridge County.

In Hardinsburg, HUD calculates the Area Median Income for a family of four as $62,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hardinsburg

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Hardinsburg

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,100 $17,240 $21,720 $26,200 $30,680 $35,160 $38,650 $41,150
50% of Median $21,850 $24,950 $28,050 $31,150 $33,650 $36,150 $38,650 $41,150
80% of Median $34,900 $39,900 $44,900 $49,850 $53,850 $57,850 $61,850 $65,850