What HUD offices serve Jefferson County, Kentucky?
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Go to the Kentucky Public Housing and Low-Income Apartments Waiting Lists page for openings near Jefferson County.
How many renters live in Jefferson County, Kentucky?
The County of Jefferson County has 773,399 people living in 336,916 households.
There are 245,864 renters living in 123,921 renter households in this County. Renters make up 31.79 percent of the population living in Jefferson County.
What is the rental market like in Jefferson County, Kentucky?
There are an estimated 358,983 housing units in the Jefferson County area. Of these, 129,811 units are rental homes, making up 36 percent of the housing market. For every renter household in Jefferson County, Kentucky, there are 1 rental units.
What is the vacancy rate for rentals in Jefferson County?
The rental vacancy rate in Jefferson County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.
How many rental units are in Jefferson County for each bedroom size?
Occupied Rental Units by Size in Jefferson County
| Studio | One-Bedroom | Two-Bedroom | Three-Bedroom | Four+ Bedrooms |
|---|---|---|---|---|
| 4,776 | 36,891 | 53,338 | 22,841 | 4,699 |
Occupied Rental Units by Size in Jefferson County
A large number of apartments in Jefferson County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.
How many renter households in Jefferson County are overburdened by housing costs?
Among renter households in this market, 46 percent have housing cost burden. Further, 25 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.
The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.
How Much Is Rent in Jefferson County
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $976 to $1,955. FMRs are updated annually by HUD for every city and county nationwide.
| Bed Size | 2024 Fair Market Rents |
| Studio | $976 |
| One BR | $1,077 |
| Two BR | $1,301 |
| Three BR | $1,701 |
| Four BR | $1,955 |
2024 Fair Market Rents in Jefferson County, Kentucky
How many units are rented at Fair Market Rent (FMR) in Jefferson County?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:
| Unit Size | Count of Units Below FMR | Percentage of Total Units Below FMR |
| Studio | 3,218 | 67 percent |
| One BR | 25,214 | 68 percent |
| Two BR | 34,469 | 65 percent |
Rental Units Below FMR in Jefferson County, Kentucky
How many affordable rental units are in Jefferson County?
There are a variety of federal affordable housing programs serving households in Jefferson County, Kentucky including the following:
| Federal Program | Unit Count |
| Low Income Housing Tax Credit | 8,045 |
| Public Housing | 3,724 |
| Section 8 Project-Based Rental Assistance | 4,811 |
| Mod Rehab Project-Based Rental Assistance | 130 |
| Section 236 Rental Assistance | 35 |
| Section 202 Supportive Housing for the Elderly | 487 |
| Section 811 Supportive Housing for Persons with Disabilities | 304 |
Tracked Units by Federal Program in Jefferson County, Kentucky
Rental units may be funded in part by multiple federal programs.
Income Based Apartments in Jefferson County, Kentucky
Jefferson County features 10,290 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Jefferson County, Kentucky
There are 5,962 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Jefferson County.
Housing Choice Vouchers in Jefferson County, Kentucky
On average, Section 8 Housing Choice vouchers pay Jefferson County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Jefferson County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Jefferson County, Kentucky for a two-bedroom apartment is between $1,171 and $1,431.
Sourced from federal housing data and AffordableHousingOnline.com research.
