Louisa, Kentucky Affordable Housing

Affordable Housing programs support 131 income based apartments in Louisa where households pay rent based on how much they earn.

There are 20 affordable apartments in Louisa that offer reduced rents to low-income households.

Waiting Lists in Louisa, Kentucky

There is one Section 8 Housing Choice Voucher waiting list open in Louisa.

  • is currently open for new Section 8 applications.

Go to the Kentucky Section 8 Waiting Lists page for more openings near Louisa.

Louisa Multi-Housing

301 Country Place Lane
Louisa, Kentucky
Call For Rent
1-2 BR

Louisa Senior Apartments

1315 Pearl St
Louisa, Kentucky
Rent Assisted

Bay Pointe Apartments

1485 Gene Wilson Blvd
Louisa, Kentucky
Rent Assisted
Elderly Supportive Housing

Lawrence Square Apartments

71 Old Lick Creek Rd
Louisa, Kentucky
Rent Assisted

Pinecrest Apartments

37 Pinecrest Dr
Louisa, Kentucky

Country Place Apts.

301 Country Place Ln
Louisa, Kentucky
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Public Housing Agencies Serving Louisa, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Housing Authority of Lawrence County Section 8 Housing Choice Voucher (HCV); Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)
Go to the Kentucky Public Housing and Low-Income Apartments Waiting Lists page for openings near Louisa.

Louisa, Kentucky Affordable Housing Data

Income Based Apartments in Louisa, Kentucky

Louisa features 131 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Louisa, Kentucky

There are 20 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Louisa.

Housing Choice Vouchers in Louisa, Kentucky

On average, Section 8 Housing Choice vouchers pay Louisa landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Louisa.

The maximum amount a voucher would pay on behalf of a low-income tenant in Louisa, Kentucky for a two-bedroom apartment is between $668 and $816.

2023 Louisa, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Louisa, Kentucky Fair Market Rent $538 $564 $742 $1,046 $1,138
Louisa, Kentucky Payment Standard Range $484 to $592 $508 to $620 $668 to $816 $941 to $1,151 $1,024 to $1,252

Sourced from federal housing data and AffordableHousingOnline.com research.

Louisa, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 151
Total Housing Units with Rental Assistance 131
Percentage of Housing Units Occupied By Renters 57.08%
Average Renter Household Size 2.54
Average Household Size 2.65
Median Household Income $22,667 ±$6,666
Median Rent $475 ±$51
Percentage Of Renters Overburdened 46.49% ± 11.71pp
Total Population 2,961

Population and Household Demographics

Louisa is a city in Lawrence County, Kentucky with a population of 2,961. There are 1,074 households in the city with an average household size of 2.65 persons. 57.08% of households in Louisa are renters.

Income and Rent Overburden in Louisa

The median gross income for households in Louisa is $22,667 a year, or $1,889 a month. The median rent for the city is $475 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Louisa, a household making less than $1,583 a month would be considered overburdened when renting an apartment at or above the median rent. 46.49% of households who rent are overburdened in Louisa.

Area Median Income In Louisa

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Louisa, the AMI is calculated from all households within Lawrence County.

In Louisa, HUD calculates the Area Median Income for a family of four as $48,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Louisa

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Louisa

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Louisa AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $35,250 $37,650 $40,100
50% AMI Income Limits
Renters earning up to 50% of the Louisa AMI may qualify for rental assistance programs that target Very Low Income households.
$21,250 $24,300 $27,350 $30,350 $32,800 $35,250 $37,650 $40,100
80% AMI Income Limits
Renters earning up to 80% of the Louisa AMI may qualify for rental assistance programs that target Low Income households.
$34,000 $38,850 $43,700 $48,550 $52,450 $56,350 $60,250 $64,100