Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In McCreary County

8 Low Income Apartment Communities In McCreary County

Parkhurst Apartments

26 Meadows Grove Rd
Pine Knot, Kentucky

Greene Pointe Apartments

431 W Highway 700
Whitley City, Kentucky

Pine Knot Manor

601 Pine Knot Mnr
Pine Knot, Kentucky
Elderly Supportive Housing

Mccreary Apartments

351 Old Bailey Rd
Whitley City, Kentucky

Stearns Residence Center

145 Hume Dr
Stearns, Kentucky
Accepts Vouchers

Greenes Landing Apartments : Khc Rhp

Hwy 1651 Mccreary
Whitley City, Kentucky
Accepts Vouchers

Whitley Park Apartments

434 Old Bailey Rd
Whitley City, Kentucky

The Landing Apartments

12 Old Bailey Rd
Whitley City, Kentucky
  • «
  • 1
  • »

Housing Authorities that serve McCreary County

Housing Authority Programs
Housing Authority of McCreary County Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in McCreary County, Kentucky

There are 8 low income housing apartment communities offering 193 affordable apartments for rent in McCreary County, Kentucky.

Income Based Apartments in McCreary County, Kentucky

McCreary County features 162 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in McCreary County, Kentucky

There are 31 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in McCreary County.

Housing Choice Vouchers in McCreary County, Kentucky

On average, Section 8 Housing Choice vouchers pay McCreary County landlords $500 per month towards rent. The average voucher holder contributes $200 towards rent in McCreary County.

The maximum amount a voucher would pay on behalf of a low-income tenant in McCreary County, Kentucky for a two-bedroom apartment is between $568 and $694.

2020 McCreary County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $448 $495 $631 $786 $856
Payment Standard Range $403 to $493 $446 to $545 $568 to $694 $707 to $865 $770 to $942

Sourced from federal housing data and research.

McCreary County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 193
Total Housing Units with Rental Assistance 162
Percentage of Housing Units Occupied By Renters 30.64%
Average Renter Household Size 2.80
Average Household Size 2.56
Median Household Income $19,328 ±$2,179
Median Rent $556 ±$37
Percentage Of Renters Overburdened 50.34% ± 9.16pp
Total Population 18,001

Population and Household Demographics

McCreary County is a county in Kentucky with a population of 18,001. There are 6,277 households in the county with an average household size of 2.56 persons. 30.64% of households in McCreary County are renters.

Income and Rent Overburden in McCreary County

The median gross income for households in McCreary County is $19,328 a year, or $1,611 a month. The median rent for the county is $556 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In McCreary County, a household making less than $1,853 a month would be considered overburdened when renting an apartment at or above the median rent. 50.34% of households who rent are overburdened in McCreary County.

Area Median Income In McCreary County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In McCreary County, HUD calculates the Area Median Income for a family of four as $27,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in McCreary County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in McCreary County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $28,850 $31,000 $33,150 $35,250
50% of Median $18,700 $21,400 $24,050 $26,700 $28,850 $31,000 $33,150 $35,250
80% of Median $29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,400

Cities In McCreary County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Pine Knot The HUD funded Public Housing Agencies that serve Pine Knot are the Housing Authority of McCreary County and Kentucky Housing Corporation.
Stearns The HUD funded Public Housing Agencies that serve Stearns are the Housing Authority of McCreary County and Kentucky Housing Corporation.
Whitley City The HUD funded Public Housing Agencies that serve Whitley City are the Housing Authority of McCreary County and Kentucky Housing Corporation.