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Affordable Housing In Murray
Calloway County, Kentucky

10 Low Income Apartment Communities In Murray

Essex Downs Apartments

1511 Duiguid Dr
Murray, Kentucky
Call For Rent
1-2 BR

Calloway Gardens Apartments

1505 Duiguid Dr
Murray, Kentucky
Call For Rent
1-2 BR

Wesley at Murray

440 Utterback Rd
Murray, Kentucky
Elderly Supportive Housing

University Heights Apartments

1734 Campbell St
Murray, Kentucky
Accepts Vouchers

Tanglewood Apartments

1750 Lowes Dr
Murray, Kentucky
Accepts Vouchers

Hurt Drive

623 Broad St
Murray, Kentucky

Forest View Apartments

1213 N 16th St
Murray, Kentucky

Purchase Community Housing Dev. Corp.

1408 Diuguid Dr
Murray, Kentucky
Accepts Vouchers

Mur-Cal Apartments

902 Northwood Dr
Murray, Kentucky

University Heights

1734 Campbell St
Murray, Kentucky
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Housing Authorities that serve Murray

Housing Authority Programs
Housing Authority of Murray Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Murray, Kentucky

There are 10 low income housing apartment communities offering 521 affordable apartments for rent in Murray, Kentucky.

Income Based Apartments in Murray, Kentucky

Murray features 377 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Murray, Kentucky

There are 144 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Murray.

Housing Choice Vouchers in Murray, Kentucky

On average, Section 8 Housing Choice vouchers pay Murray landlords $500 per month towards rent. The average voucher holder contributes $200 towards rent in Murray.

The maximum amount a voucher would pay on behalf of a low-income tenant in Murray, Kentucky for a two-bedroom apartment is between $674 and $824.

2020 Murray, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $488 $569 $749 $1,011 $1,015
Payment Standard Range $439 to $537 $512 to $626 $674 to $824 $910 to $1,112 $914 to $1,117

Sourced from federal housing data and research.

Murray, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 521
Total Housing Units with Rental Assistance 377
Percentage of Housing Units Occupied By Renters 61.64%
Average Renter Household Size 2.06
Average Household Size 2.19
Median Household Income $26,005 ±$5,006
Median Rent $562 ±$35
Percentage Of Renters Overburdened 56.4% ± 6.36pp
Total Population 18,515

Population and Household Demographics

Murray is a city in Calloway County, Kentucky with a population of 18,515. There are 7,004 households in the city with an average household size of 2.19 persons. 61.64% of households in Murray are renters.

Income and Rent Overburden in Murray

The median gross income for households in Murray is $26,005 a year, or $2,167 a month. The median rent for the city is $562 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Murray, a household making less than $1,873 a month would be considered overburdened when renting an apartment at or above the median rent. 56.4% of households who rent are overburdened in Murray.

Area Median Income In Murray

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Murray, the AMI is calculated from all households within Calloway County.

In Murray, HUD calculates the Area Median Income for a family of four as $60,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Murray

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Murray

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,680 $34,900 $37,300 $39,700
50% of Median $21,050 $24,050 $27,050 $30,050 $32,500 $34,900 $37,300 $39,700
80% of Median $33,700 $38,500 $43,300 $48,100 $51,950 $55,800 $59,650 $63,500