Affordable Housing In Murray
Calloway County, Kentucky

10 Low Income Apartment Communities In Murray

Essex Downs Apartments

1511 Duiguid Dr
Murray, Kentucky
Call For Rent
1-2 BR

Calloway Gardens Apartments

1505 Duiguid Dr
Murray, Kentucky
Call For Rent
1-2 BR

Wesley at Murray

440 Utterback Rd
Murray, Kentucky
Elderly Supportive Housing

University Heights Apartments

1734 Campbell St
Murray, Kentucky

Tanglewood Apartments

1750 Lowes Dr
Murray, Kentucky

Hurt Drive

623 Broad St
Murray, Kentucky

Forest View Apartments

1213 N 16th St
Murray, Kentucky

Purchase Community Housing Dev. Corp.

1408 Diuguid Dr
Murray, Kentucky

Mur-Cal Apartments

902 Northwood Dr
Murray, Kentucky

University Heights

1734 Campbell St
Murray, Kentucky
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Section 8 Vouchers, Apartments, and Waiting Lists in Murray, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Murray, Kentucky

Housing Authority Programs
Housing Authority of Murray Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Murray, Kentucky

There are 10 low income housing apartment communities offering 521 affordable apartments for rent in Murray, Kentucky.

Income Based Apartments in Murray, Kentucky

Murray features 377 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Murray, Kentucky

There are 144 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Murray.

Housing Choice Vouchers in Murray, Kentucky

On average, Section 8 Housing Choice vouchers pay Murray landlords $500 per month towards rent. The average voucher holder contributes $200 towards rent in Murray.

The maximum amount a voucher would pay on behalf of a low-income tenant in Murray, Kentucky for a two-bedroom apartment is between $748 and $914.

2022 Murray, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Murray, Kentucky Fair Market Rent $560 $632 $831 $1,027 $1,127
Murray, Kentucky Payment Standard Range $504 to $616 $569 to $695 $748 to $914 $924 to $1,130 $1,014 to $1,240

Sourced from federal housing data and research.

Murray, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 521
Total Housing Units with Rental Assistance 377
Percentage of Housing Units Occupied By Renters 61.64%
Average Renter Household Size 2.06
Average Household Size 2.19
Median Household Income $26,005 ±$5,006
Median Rent $562 ±$35
Percentage Of Renters Overburdened 56.4% ± 6.36pp
Total Population 18,515

Population and Household Demographics

Murray is a city in Calloway County, Kentucky with a population of 18,515. There are 7,004 households in the city with an average household size of 2.19 persons. 61.64% of households in Murray are renters.

Income and Rent Overburden in Murray

The median gross income for households in Murray is $26,005 a year, or $2,167 a month. The median rent for the city is $562 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Murray, a household making less than $1,873 a month would be considered overburdened when renting an apartment at or above the median rent. 56.4% of households who rent are overburdened in Murray.

Area Median Income In Murray

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Murray, the AMI is calculated from all households within Calloway County.

In Murray, HUD calculates the Area Median Income for a family of four as $60,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Murray

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Murray

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Murray AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $31,040 $34,950 $37,350 $39,750
50% AMI Income Limits
Renters earning up to 50% of the Murray AMI may qualify for rental assistance programs that target Very Low Income households.
$21,100 $24,100 $27,100 $30,100 $32,550 $34,950 $37,350 $39,750
80% AMI Income Limits
Renters earning up to 80% of the Murray AMI may qualify for rental assistance programs that target Low Income households.
$33,750 $38,550 $43,350 $48,150 $52,050 $55,900 $59,750 $63,600