Paducah, Kentucky Affordable Housing

Affordable Housing programs support 1,649 income based apartments in Paducah where households pay rent based on how much they earn.

There are 62 affordable apartments in Paducah that offer reduced rents to low-income households.

Waiting Lists in Paducah, Kentucky

There is one Section 8 Housing Choice Voucher waiting list open in Paducah.

Go to the Kentucky Section 8 Waiting Lists page for more openings near Paducah.

Irvin Cobb Apartments

600 Broadway St
Paducah, Kentucky
Call For Rent
Studio-2 BR
Rent Assisted

Ella Munal Dolly McNutt Blackburn and Southside Scattered Sites

2010 Hendricks St
Paducah, Kentucky
Call For Rent
1-5 BR

Pierce Lackey

501 Cherry Circle
Paducah, Kentucky
Call For Rent
Studio-2 BR

Lone Oak Manor Apartments

650 College Ave
Paducah, Kentucky
Call For Rent
1-3 BR

Fernwood Homes

710 Lone Oak Rd
Paducah, Kentucky
Income Based
2 BR

Elmwood Court

2330 Ohio Street
Paducah, Kentucky
Call For Rent
1-4 BR

Riverwood Group Home

421 S 9th St
Paducah, Kentucky
Rent Assisted
Elderly Supportive Housing

Whittier Apartments

1301 N 13th St
Paducah, Kentucky
Rent Assisted

Jackson House

301 S 9th St
Paducah, Kentucky
Rent Assisted

Mcauley Manor

631 McAuley Dr
Paducah, Kentucky
Rent Assisted
Elderly Supportive Housing
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Public Housing Agencies Serving Paducah, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Housing Authority of Paducah - Public Housing Public Housing
Housing Authority of Paducah - Section 8 Section 8 Housing Choice Voucher (HCV)
Go to the Kentucky Public Housing and Low-Income Apartments Waiting Lists page for openings near Paducah.

Paducah, Kentucky Affordable Housing Data

Income Based Apartments in Paducah, Kentucky

Paducah features 1,649 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Paducah, Kentucky

There are 62 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Paducah.

Housing Choice Vouchers in Paducah, Kentucky

On average, Section 8 Housing Choice vouchers pay Paducah landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Paducah.

The maximum amount a voucher would pay on behalf of a low-income tenant in Paducah, Kentucky for a two-bedroom apartment is between $790 and $966.

2023 Paducah, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Paducah, Kentucky Fair Market Rent $637 $667 $878 $1,094 $1,179
Paducah, Kentucky Payment Standard Range $573 to $701 $600 to $734 $790 to $966 $985 to $1,203 $1,061 to $1,297

Sourced from federal housing data and research.

Paducah, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 1,787
Total Housing Units with Rental Assistance 1,649
Percentage of Housing Units Occupied By Renters 48.38%
Average Renter Household Size 1.94
Average Household Size 2.11
Median Household Income $33,608 ±$2,995
Median Rent $575 ±$16
Percentage Of Renters Overburdened 43.95% ± 5.34pp
Total Population 25,001

Population and Household Demographics

Paducah is a city in McCracken County, Kentucky with a population of 25,001. There are 11,306 households in the city with an average household size of 2.11 persons. 48.38% of households in Paducah are renters.

Income and Rent Overburden in Paducah

The median gross income for households in Paducah is $33,608 a year, or $2,801 a month. The median rent for the city is $575 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Paducah, a household making less than $1,917 a month would be considered overburdened when renting an apartment at or above the median rent. 43.95% of households who rent are overburdened in Paducah.

Area Median Income In Paducah

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Paducah, the AMI is calculated from all households within McCracken County.

In Paducah, HUD calculates the Area Median Income for a family of four as $71,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Paducah

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Paducah

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Paducah AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,950 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Paducah AMI may qualify for rental assistance programs that target Very Low Income households.
$24,900 $28,450 $32,000 $35,550 $38,400 $41,250 $44,100 $46,950
80% AMI Income Limits
Renters earning up to 80% of the Paducah AMI may qualify for rental assistance programs that target Low Income households.
$39,850 $45,550 $51,250 $56,900 $61,500 $66,050 $70,600 $75,150