Affordable Housing In Paducah
McCracken County, Kentucky

17 Low Income Apartment Communities In Paducah

Lone Oak Manor Apartments

650 College Ave
Paducah, Kentucky
Call For Rent
1-3 BR

Fernwood Homes

710 Lone Oak Rd
Paducah, Kentucky
Income Based
2 BR

Riverwood Group Home

421 S 9th St
Paducah, Kentucky
Subsidized
62+
Accessible
Elderly Supportive Housing

Whittier Apartments

1301 N 13th St
Paducah, Kentucky
Subsidized

Irvin Cobb Apartments

600 Broadway St
Paducah, Kentucky
Subsidized

Jackson House

301 S 9th St
Paducah, Kentucky
Subsidized

Mcauley Manor

631 McAuley Dr
Paducah, Kentucky
Subsidized
62+
Accessible
Elderly Supportive Housing

W B Sanders Retirement Center

820 Washington St
Paducah, Kentucky
Subsidized
62+
Accessible
Elderly Supportive Housing

Paducah Highland Terrace

1110 Old North Friendship Rd
Paducah, Kentucky
Subsidized

Dudley Court Apartments

801 McGuire Ave
Paducah, Kentucky
Subsidized

Section 8 Vouchers, Apartments, and Waiting Lists in Paducah, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Paducah, Kentucky

Housing Authority Programs
Housing Authority of Paducah - Public Housing Public Housing
Housing Authority of Paducah - Section 8 Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Paducah, Kentucky

There are 17 low income housing apartment communities offering 1,787 affordable apartments for rent in Paducah, Kentucky.

Income Based Apartments in Paducah, Kentucky

Paducah features 1,649 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Paducah, Kentucky

There are 62 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Paducah.

Housing Choice Vouchers in Paducah, Kentucky

On average, Section 8 Housing Choice vouchers pay Paducah landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Paducah.

The maximum amount a voucher would pay on behalf of a low-income tenant in Paducah, Kentucky for a two-bedroom apartment is between $726 and $888.

2022 Paducah, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Paducah, Kentucky Fair Market Rent $577 $613 $807 $999 $1,094
Paducah, Kentucky Payment Standard Range $519 to $635 $552 to $674 $726 to $888 $899 to $1,099 $985 to $1,203

Sourced from federal housing data and AffordableHousingOnline.com research.

Paducah, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 1,787
Total Housing Units with Rental Assistance 1,649
Percentage of Housing Units Occupied By Renters 48.38%
Average Renter Household Size 1.94
Average Household Size 2.11
Median Household Income $33,608 ±$2,995
Median Rent $575 ±$16
Percentage Of Renters Overburdened 43.95% ± 5.34pp
Total Population 25,001

Population and Household Demographics

Paducah is a city in McCracken County, Kentucky with a population of 25,001. There are 11,306 households in the city with an average household size of 2.11 persons. 48.38% of households in Paducah are renters.

Income and Rent Overburden in Paducah

The median gross income for households in Paducah is $33,608 a year, or $2,801 a month. The median rent for the city is $575 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Paducah, a household making less than $1,917 a month would be considered overburdened when renting an apartment at or above the median rent. 43.95% of households who rent are overburdened in Paducah.

Area Median Income In Paducah

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Paducah, the AMI is calculated from all households within McCracken County.

In Paducah, HUD calculates the Area Median Income for a family of four as $63,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Paducah

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Paducah

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Paducah AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,400 $17,420 $21,960 $26,500 $31,040 $35,580 $39,450 $42,000
50% AMI Income Limits
Renters earning up to 50% of the Paducah AMI may qualify for rental assistance programs that target Very Low Income households.
$22,300 $25,450 $28,650 $31,800 $34,350 $36,900 $39,450 $42,000
80% AMI Income Limits
Renters earning up to 80% of the Paducah AMI may qualify for rental assistance programs that target Low Income households.
$35,650 $40,750 $45,850 $50,900 $55,000 $59,050 $63,150 $67,200