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Affordable Housing In Shelbyville
Shelby County, Kentucky

24 Low Income Apartment Communities In Shelbyville

Maidie Lane

29 Maidie Ln
Shelbyville, Kentucky
Accepts Vouchers

Shelbyville Townhomes Apartments

119 Nora Ave
Shelbyville, Kentucky

Cherrywood Apartments

Willowwood DR
Shelbyville, Kentucky
Accepts Vouchers

Parkside Associates, Inc

118 9th St
Shelbyville, Kentucky
Accepts Vouchers

1635 Juniper Dr

1635 Juniper Dr
Shelbyville, Kentucky
Accepts Vouchers

Bondurant Heights

1 Cardinal Dr
Shelbyville, Kentucky

Cola Commons

Frankfort Rd
Shelbyville, Kentucky
Accepts Vouchers

Marian Village Apartments

Short St
Shelbyville, Kentucky
Accepts Vouchers

Willow Woods Apts

501 Willow Wood Dr
Shelbyville, Kentucky

North Shelby House Ltd

84 N. Shelby House
Shelbyville, Kentucky

Housing Authorities that serve Shelbyville

Housing Authority Programs
Housing Authority of Shelbyville Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Shelbyville, Kentucky

There are 24 low income housing apartment communities offering 657 affordable apartments for rent in Shelbyville, Kentucky.

Income Based Apartments in Shelbyville, Kentucky

Shelbyville features 338 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Shelbyville, Kentucky

There are 319 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Shelbyville.

Housing Choice Vouchers in Shelbyville, Kentucky

On average, Section 8 Housing Choice vouchers pay Shelbyville landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Shelbyville.

The maximum amount a voucher would pay on behalf of a low-income tenant in Shelbyville, Kentucky for a two-bedroom apartment is between $753 and $921.

2020 Shelbyville, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $591 $636 $837 $1,135 $1,333
Payment Standard Range $532 to $650 $572 to $700 $753 to $921 $1,022 to $1,249 $1,200 to $1,466

Sourced from federal housing data and research.

Shelbyville, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 24
Total Low Income Apartments 657
Total Housing Units with Rental Assistance 338
Percentage of Housing Units Occupied By Renters 50.97%
Average Renter Household Size 2.60
Average Household Size 2.70
Median Household Income $45,398 ±$3,303
Median Rent $776 ±$40
Percentage Of Renters Overburdened 48.93% ± 9.57pp
Total Population 14,782

Population and Household Demographics

Shelbyville is a city in Shelby County, Kentucky with a population of 14,782. There are 5,425 households in the city with an average household size of 2.70 persons. 50.97% of households in Shelbyville are renters.

Income and Rent Overburden in Shelbyville

The median gross income for households in Shelbyville is $45,398 a year, or $3,783 a month. The median rent for the city is $776 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelbyville, a household making less than $2,587 a month would be considered overburdened when renting an apartment at or above the median rent. 48.93% of households who rent are overburdened in Shelbyville.

Area Median Income In Shelbyville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Shelbyville, the AMI is calculated from all households within Shelby County.

In Shelbyville, HUD calculates the Area Median Income for a family of four as $78,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelbyville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Shelbyville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,600 $18,950 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $27,650 $31,600 $35,550 $39,450 $42,650 $45,800 $48,950 $52,100
80% of Median $44,200 $50,500 $56,800 $63,100 $68,150 $73,200 $78,250 $83,300