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Affordable Housing In Union County

7 Low Income Apartment Communities In Union County

Holly Park Apartments

724 East Lyon Street
Morganfield, Kentucky

Northside Apartments

43 Northside Ct
Morganfield, Kentucky

Kelly Brook Apartments

221 S Holt Dr
Sturgis, Kentucky

Morganfield Ha

738 Culver Ct
Morganfield, Kentucky

Pleasant View Apartments

7 S Holt Dr
Sturgis, Kentucky

Union Villa Apts

701 S Webster St
Morganfield, Kentucky

Ashmoor Apts

301 Kelsey Street #323
Sturgis, Kentucky
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Housing Authorities that serve Union County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Union County, Kentucky

There are 7 low income housing apartment communities offering 223 affordable apartments for rent in Union County, Kentucky.

Income Based Apartments in Union County, Kentucky

Union County features 191 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union County, Kentucky

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union County.

Housing Choice Vouchers in Union County, Kentucky

On average, Section 8 Housing Choice vouchers pay Union County landlords $700 per month towards rent. The average voucher holder contributes $200 towards rent in Union County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union County, Kentucky for a two-bedroom apartment is between $568 and $694.

2020 Union County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $448 $538 $631 $869 $979
Payment Standard Range $403 to $493 $484 to $592 $568 to $694 $782 to $956 $881 to $1,077

Sourced from federal housing data and research.

Union County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 223
Total Housing Units with Rental Assistance 191
Percentage of Housing Units Occupied By Renters 27.81%
Average Renter Household Size 2.59
Average Household Size 2.43
Median Household Income $40,120 ±$3,015
Median Rent $543 ±$60
Percentage Of Renters Overburdened 44.8% ± 10.03pp
Total Population 15,138

Population and Household Demographics

Union County is a county in Kentucky with a population of 15,138. There are 5,562 households in the county with an average household size of 2.43 persons. 27.81% of households in Union County are renters.

Income and Rent Overburden in Union County

The median gross income for households in Union County is $40,120 a year, or $3,343 a month. The median rent for the county is $543 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union County, a household making less than $1,810 a month would be considered overburdened when renting an apartment at or above the median rent. 44.8% of households who rent are overburdened in Union County.

Area Median Income In Union County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Union County, HUD calculates the Area Median Income for a family of four as $56,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Union County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,450 $32,700 $34,950 $37,200
50% of Median $19,750 $22,550 $25,350 $28,150 $30,450 $32,700 $34,950 $37,200
80% of Median $31,550 $36,050 $40,550 $45,050 $48,700 $52,300 $55,900 $59,500

Cities In Union County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Breckinridge Center The HUD funded Public Housing Agency that serves Breckinridge Center is the Kentucky Housing Corporation.
Morganfield The HUD funded Public Housing Agencies that serve Morganfield are the Housing Authority of Morganfield and Kentucky Housing Corporation.
Sturgis The HUD funded Public Housing Agencies that serve Sturgis are the Housing Authority of Sturgis and Kentucky Housing Corporation.
Uniontown The HUD funded Public Housing Agency that serves Uniontown is the Kentucky Housing Corporation.
Waverly The HUD funded Public Housing Agency that serves Waverly is the Kentucky Housing Corporation.