Affordable Housing In Union County
Kentucky

7 Low Income Apartment Communities In Union County

Holly Park Apartments

724 East Lyon Street
Morganfield, Kentucky

Northside Apartments

43 Northside Ct
Morganfield, Kentucky
Subsidized

Kelly Brook Apartments

221 S Holt Dr
Sturgis, Kentucky
Subsidized

Morganfield Ha

738 Culver Ct
Morganfield, Kentucky

Pleasant View Apartments

7 S Holt Dr
Sturgis, Kentucky

Union Villa Apts

701 S Webster St
Morganfield, Kentucky

Ashmoor Apts

301 Kelsey Street #323
Sturgis, Kentucky
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Section 8 Vouchers, Apartments, and Waiting Lists in Union County, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Union County, Kentucky

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Union County, Kentucky

There are 7 low income housing apartment communities offering 223 affordable apartments for rent in Union County, Kentucky.

Income Based Apartments in Union County, Kentucky

Union County features 191 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union County, Kentucky

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union County.

Housing Choice Vouchers in Union County, Kentucky

On average, Section 8 Housing Choice vouchers pay Union County landlords $700 per month towards rent. The average voucher holder contributes $200 towards rent in Union County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union County, Kentucky for a two-bedroom apartment is between $671 and $821.

2023 Union County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Union County, Kentucky Fair Market Rent $541 $611 $746 $908 $1,002
Union County, Kentucky Payment Standard Range $487 to $595 $550 to $672 $671 to $821 $817 to $999 $902 to $1,102

Sourced from federal housing data and AffordableHousingOnline.com research.

Union County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 223
Total Housing Units with Rental Assistance 191
Percentage of Housing Units Occupied By Renters 27.81%
Average Renter Household Size 2.59
Average Household Size 2.43
Median Household Income $40,120 ±$3,015
Median Rent $543 ±$60
Percentage Of Renters Overburdened 44.8% ± 10.03pp
Total Population 15,138

Population and Household Demographics

Union County is a county in Kentucky with a population of 15,138. There are 5,562 households in the county with an average household size of 2.43 persons. 27.81% of households in Union County are renters.

Income and Rent Overburden in Union County

The median gross income for households in Union County is $40,120 a year, or $3,343 a month. The median rent for the county is $543 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union County, a household making less than $1,810 a month would be considered overburdened when renting an apartment at or above the median rent. 44.8% of households who rent are overburdened in Union County.

Area Median Income In Union County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Union County, HUD calculates the Area Median Income for a family of four as $61,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Union County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Union County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $35,800 $38,300 $40,750
50% AMI Income Limits
Renters earning up to 50% of the Union County AMI may qualify for rental assistance programs that target Very Low Income households.
$21,600 $24,700 $27,800 $30,850 $33,350 $35,800 $38,300 $40,750
80% AMI Income Limits
Renters earning up to 80% of the Union County AMI may qualify for rental assistance programs that target Low Income households.
$34,550 $39,500 $44,450 $49,350 $53,300 $57,250 $61,200 $65,150

Cities In Union County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Breckinridge Center The HUD funded Public Housing Agency that serves Breckinridge Center is the Kentucky Housing Corporation.
Morganfield The HUD funded Public Housing Agencies that serve Morganfield are the Housing Authority of Morganfield and Kentucky Housing Corporation.
Sturgis The HUD funded Public Housing Agencies that serve Sturgis are the Housing Authority of Sturgis and Kentucky Housing Corporation.
Uniontown The HUD funded Public Housing Agency that serves Uniontown is the Kentucky Housing Corporation.
Waverly The HUD funded Public Housing Agency that serves Waverly is the Kentucky Housing Corporation.