Affordable Housing In Union County
Kentucky

4 Low Income Apartment Communities In Union County

Northside Apartments

43 Northside Ct
Morganfield, KY
Subsidized

Kelly Brook Apartments

221 S Holt Dr
Sturgis, KY
Subsidized

Morganfield Ha

738 Culver Ct
Morganfield, KY

Pleasant View Apartments

7 S Holt Dr
Sturgis, KY
  • «
  • 1
  • »

Housing Authorities that serve Union County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Union County

Housing Authority Programs
Housing Authority of Morganfield Public Housing
Housing Authority of Sturgis Public Housing

Guide To Affordable Housing in Union County, Kentucky

According to federal housing data and AffordableHousingOnline.com research, there are 4 low income housing apartment communities offering 181 affordable apartments for rent in Union County, Kentucky. Union County features 181 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 0 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Union County.

Union County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 181
Total Housing Units with Rental Assistance 181
Percentage of Housing Units Occupied By Renters 27.81%
Average Renter Household Size 2.59
Average Household Size 2.43
Median Household Income $40,120 ±$3,015
Median Rent $543 ±$60
Percentage Of Renters Overburdened 44.8% ± 10.03pp
Total Population 15,138

Population and Household Demographics

Union County is a County in Kentucky with a population of 15,138. There are 5,562 households in the county with an average household size of 2.43 persons. 27.81% of households in Union County are renters.

Income and Rent Overburden in Union County

The median gross income for households in Union County is $40,120 a year, or $3,343 a month. The median rent for the county is $543 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union County, a household making less than $1,810 a month would be considered overburdened when renting an apartment at or above the median rent. 44.8% of households who rent are overburdened in Union County.1

Area Median Income In Union County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Union County, HUD calculates the Area Median Income for a family of four as $54,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Union County HUD Rental Assistance in Union County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $29,350 $31,500 $33,700 $35,850
50% of Median $19,050 $21,750 $24,450 $27,150 $29,350 $31,500 $33,700 $35,850
80% of Median $30,450 $34,800 $39,150 $43,450 $46,950 $50,450 $53,900 $57,400

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Union County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,050 $21,750 $24,450 $27,150 $29,350 $31,500 $33,700 $35,850
60% of Median $22,860 $26,100 $29,340 $32,580 $35,220 $37,800 $40,440 $43,020

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Union County is $29,340 a year, or $2,445 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,445 by 30% to get a maximum rent of $734 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $476 $510 $611 $706 $788 $869
60% $572 $612 $734 $848 $945 $1,043
Fair Market Rents in Union County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$448 $538 $631 $869 $979

Cities In Union County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Sturgis 2 The HUD funded Public Housing Agencies that serve Sturgis are the Housing Authority of Sturgis and Kentucky Housing Corporation.
Morganfield 2 The HUD funded Public Housing Agencies that serve Morganfield are the Housing Authority of Morganfield and Kentucky Housing Corporation.
Breckinridge Center 0 The HUD funded Public Housing Agency that serves Breckinridge Center is the Kentucky Housing Corporation.
Uniontown 0 The HUD funded Public Housing Agency that serves Uniontown is the Kentucky Housing Corporation.
Waverly 0 The HUD funded Public Housing Agency that serves Waverly is the Kentucky Housing Corporation.