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Affordable Housing In Cambridge
Dorchester County, Maryland

Waiting List Openings In Cambridge

Waiting ListStatus
Maryland Department of Housing and Community Development Housing Choice Voucher Open Soon

22 Low Income Apartment Communities In Cambridge

Cambridge Club Apartments

5220 Woods Rd
Cambridge, Maryland
1-3 BR

Conifer Village at Cambridge

1040 Foxtail
Cambridge, Maryland
1-2 BR

Foxtail Crossing Townhouses

1243 Zachary Drive
Cambridge, Maryland
Income Based
3 BR

Rambler Apartments

303 Crusader Rd
Cambridge, Maryland
Call For Rent
1-2 BR

Cambridge Commons

1220 Chestnut Place
Cambridge, Maryland
Call For Rent
2-3 BR

Leonards Grove Apartments

2339 Hudson Road
Cambridge, Maryland
Call For Rent
1-2 BR

New Horizons

503 Muir Street
Cambridge, Maryland
Call For Rent
1 BR

Greenwood Village

1027 Cosby Avenue
Cambridge, Maryland
Call For Rent
3 BR

Bradford House Apartments

701 Race St
Cambridge, Maryland
Call For Rent
1 BR

Crusader Arms Apartments

316-104 Crusader Road
Cambridge, Maryland
Call For Rent
1-2 BR

Housing Authorities that serve Cambridge

Housing Authority Programs
Cambridge Housing Authority Public Housing
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Guide To Affordable Housing in Cambridge, Maryland

There are 22 low income housing apartment communities offering 1,877 affordable apartments for rent in Cambridge, Maryland.

Income Based Apartments in Cambridge, Maryland

Cambridge features 1,266 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cambridge, Maryland

There are 611 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cambridge.

Housing Choice Vouchers in Cambridge, Maryland

On average, Section 8 Housing Choice vouchers pay Cambridge landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Cambridge.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cambridge, Maryland for a two-bedroom apartment is between $812 and $992.

2021 Cambridge, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $748 $753 $902 $1,240 $1,367
Payment Standard Range $673 to $823 $678 to $828 $812 to $992 $1,116 to $1,364 $1,230 to $1,504

Sourced from federal housing data and research.

Cambridge, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 22
Total Low Income Apartments 1,877
Total Housing Units with Rental Assistance 1,266
Percentage of Housing Units Occupied By Renters 62.18%
Average Renter Household Size 2.37
Average Household Size 2.34
Median Household Income $35,354 ±$3,248
Median Rent $815 ±$40
Percentage Of Renters Overburdened 49.83% ± 5.17pp
Total Population 12,534

Population and Household Demographics

Cambridge is a city in Dorchester County, Maryland with a population of 12,534. There are 5,129 households in the city with an average household size of 2.34 persons. 62.18% of households in Cambridge are renters.

Income and Rent Overburden in Cambridge

The median gross income for households in Cambridge is $35,354 a year, or $2,946 a month. The median rent for the city is $815 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cambridge, a household making less than $2,717 a month would be considered overburdened when renting an apartment at or above the median rent. 49.83% of households who rent are overburdened in Cambridge.

Area Median Income In Cambridge

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cambridge, the AMI is calculated from all households within Dorchester County.

In Cambridge, HUD calculates the Area Median Income for a family of four as $68,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cambridge

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cambridge

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,300 $17,500 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
80% of Median $40,800 $46,600 $52,450 $58,250 $62,950 $67,600 $72,250 $76,900