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Cheap Apartments In Cambridge
Dorchester County,Maryland

Image of Conifer Village at Cambridge
1040 Foxtail
Cambridge, Maryland
Conifer Village at Cambridge is a 76 unit low income housing apartment community that provides 1—2 bedroom apartments for rent in Cambridge. Rents at Conifer Village at Cambridge are $874—984.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Cambridge.
Income Based
Section 42 Low-Income Housing Tax Credit (LIHTC)
Accepts Section 8 Housing Choice Vouchers (HCV)
View More
Image of Cambridge Club Apartments
5220 Woods Rd
Cambridge, Maryland
Cambridge Club Apartments is a 76 unit low income housing apartment community that provides 1—3 bedroom apartments for rent in Cambridge. Rents at Cambridge Club Apartments are $565—725.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Cambridge.
Income Based
Section 42 Low-Income Housing Tax Credit (LIHTC)
Accepts Section 8 Housing Choice Vouchers (HCV)
View More
Image of Cambridge Commons
1220 Chestnut Place
Cambridge, Maryland
Cambridge Commons is a 96 unit low income housing apartment community that provides 2—3 bedroom apartments for rent in Cambridge.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Cambridge.
Income Based
Section 42 Low-Income Housing Tax Credit (LIHTC)
Accepts Section 8 Housing Choice Vouchers (HCV)
View More
Image of Leonards Grove Apartments
2339 Hudson Road
Cambridge, Maryland
Leonards Grove Apartments is a 32 unit low income housing apartment community that provides 1—2 bedroom apartments for rent in Cambridge.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Income Based
Section 515 Rural Rental Housing
Section 521 USDA Rental Assistance
Project-Based Rental Assistance
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Image of New Horizons
503 Muir Street
Cambridge, Maryland
New Horizons is a 32 unit low income housing apartment community that provides 1 bedroom apartments for rent in Cambridge.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Income Based
Section 42 Low-Income Housing Tax Credit (LIHTC)
Section 515 Rural Rental Housing
Section 521 USDA Rental Assistance
Project-Based Rental Assistance
View More

There are 22 low income housing apartment complexes which contain 1,903 affordable apartments for rent in Cambridge, Maryland. Many of these rental apartments are income based housing with about 1,266 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 356 Project-Based Section 8 subsidized apartments in Cambridge. There are 1,843 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Cambridge

The Cambridge Housing Authority is a Public Housing public housing agency in Cambridge, Maryland.

The Maryland Department of Housing and Community Development is a Section 8 public housing agency in Lanham, Maryland.

Understanding Affordable Housing in Cambridge, Maryland

Cambridge, MD Affordable Housing Snapshot

Total Affordable Apartment Properties22
Total Low Income Apartments1,903
Total Rent Assisted Apartments1,266
Percentage of Housing Units Occupied By Renters62.18%
Average Renter Household Size2.37
Total Population12,534
Housing Units5,129
Average Household Size2.34
Median Household Income$35,354 ±$3,248
Median Rent$815 ±$40
Percentage Of Renters Overburdened49.83% ± 5.17pp

Population and Household Demographics

Cambridge is a City in Dorchester County, Maryland with a population of 12,534. There are 5,129 households in the city with an average household size of 2.34 persons. 62.18% of households in Cambridge are renters.

Income and Rent Overburden in Cambridge

The median gross income for households in Cambridge is $35,354 a year, or $2,946 a month. The median rent for the city is $815 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cambridge, a household making less than $2,717 a month would be considered overburdened when renting an apartment at or above the median rent.49.83% of households who rent are overburdened in Cambridge.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 5.17 percentage points.

Area Median Income In Cambridge

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cambridge, the AMI is calculated from all households within Dorchester County.

In Cambridge, HUD calculates the Area Median Income for a family of four as $63,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cambridge

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cambridge HUD Rental Assistance in Cambridge

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$15,000$17,150$20,780$25,100$29,420$33,740$38,060$42,380
50%$25,000$28,550$32,100$35,650$38,550$41,400$44,250$47,100
80%$39,950$45,650$51,350$57,050$61,650$66,200$70,750$75,350

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Cambridge

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2011, 16 low income apartment communities containing 1,022 rental apartments have been constructed and made affordable to low income persons in Cambridge by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Cambridge by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cambridge

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$25,000$28,550$32,100$35,650$38,550$41,400$44,250$47,100
60%$30,000$34,260$38,520$42,780$46,260$49,680$53,100$56,520

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cambridge is $38,520 a year, or $3,210 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,210 by 30% to get a maximum rent of $963 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio1 Bed2 Bed3 Bed4 Bed5 Bed
50%$625$669$803$928$1,035$1,142
60%$750$803$963$1,113$1,242$1,370
Fair Market Rents in Cambridge

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$743$765$878$1,191$1,196