Frederick, Maryland Affordable Housing

Affordable Housing programs support 1,026 income based apartments in Frederick where households pay rent based on how much they earn.

There are 638 affordable apartments in Frederick that offer reduced rents to low-income households.

Waiting Lists in Frederick, Maryland

There is one Section 8 Housing Choice Voucher waiting list open in Frederick.

Go to the Maryland Section 8 Waiting Lists page for more openings near Frederick.

Sharpe Square

820 Motter Ave
Frederick, Maryland
Call For Rent
1-2 BR

Spring Ridge Senior Apts.

6351 Spring Ridge Parkway
Frederick, Maryland
1-2 BR

Taney Village Apartments

1421 Taney Avenue
Frederick, Maryland
1 BR
Rent Assisted


Frederick, Maryland
Call For Rent
1-3 BR

Creekside Senior Apartments

100 Burgess Way
Frederick, Maryland
Call For Rent
1-2 BR


Frederick, Maryland
Call For Rent
1-3 BR

Overlook at Avalon

1369 Hampshire Drive
Frederick, Maryland
1 BR

520 North Market Apartments

520 North Market Street
Frederick, Maryland
1 BR

Frederick Villas

5999 Ladd Ct
Frederick, Maryland
Call For Rent
1-2 BR

Carver Community

201 Madison St
Frederick, Maryland
Showing Results 1-10

Affordable Housing Near Frederick

View affordable apartments and waiting lists in cities near Frederick

City Apartments
Brunswick, MD Affordable Housing programs support 3 apartment communities in Brunswick.
Thurmont, MD Affordable Housing programs support 2 apartment communities in Thurmont.
Emmitsburg, MD Affordable Housing programs support 1 apartment communities in Emmitsburg.
Walkersville, MD Affordable Housing programs support 1 apartment communities in Walkersville.

Public Housing Agencies Serving Frederick, Maryland

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Housing Authority of the City of Frederick Section 8 Housing Choice Voucher (HCV); Public Housing; Moderate Rehabilitation; Homeownership; Housing Opportunities for Persons with AIDS (HOPWA)
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)
Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Frederick.

Frederick, Maryland Affordable Housing Data

Income Based Apartments in Frederick, Maryland

Frederick features 1,026 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Frederick, Maryland

There are 638 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Frederick.

Housing Choice Vouchers in Frederick, Maryland

On average, Section 8 Housing Choice vouchers pay Frederick landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Frederick.

The maximum amount a voucher would pay on behalf of a low-income tenant in Frederick, Maryland for a two-bedroom apartment is between $1,654 and $2,022.

2023 Frederick, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Frederick, Maryland Fair Market Rent $1,589 $1,615 $1,838 $2,299 $2,742
Frederick, Maryland Payment Standard Range $1,430 to $1,748 $1,454 to $1,777 $1,654 to $2,022 $2,069 to $2,529 $2,468 to $3,016

Sourced from federal housing data and research.

Frederick, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 51
Total Low Income Apartments 1,863
Total Housing Units with Rental Assistance 1,026
Percentage of Housing Units Occupied By Renters 46.39%
Average Renter Household Size 2.42
Average Household Size 2.47
Median Household Income $64,700 ±$2,192
Median Rent $1,250 ±$40
Percentage Of Renters Overburdened 49.92% ± 4.35pp
Total Population 67,421

Population and Household Demographics

Frederick is a city in Frederick County, Maryland with a population of 67,421. There are 26,591 households in the city with an average household size of 2.47 persons. 46.39% of households in Frederick are renters.

Income and Rent Overburden in Frederick

The median gross income for households in Frederick is $64,700 a year, or $5,392 a month. The median rent for the city is $1,250 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Frederick, a household making less than $4,167 a month would be considered overburdened when renting an apartment at or above the median rent. 49.92% of households who rent are overburdened in Frederick.

Area Median Income In Frederick

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Frederick, the AMI is calculated from all households within Frederick County.

In Frederick, HUD calculates the Area Median Income for a family of four as $142,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Frederick

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Frederick

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Frederick AMI may qualify for rental assistance programs that target Extremely Low Income households.
$29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,400
50% AMI Income Limits
Renters earning up to 50% of the Frederick AMI may qualify for rental assistance programs that target Very Low Income households.
$49,850 $56,950 $64,050 $71,150 $76,850 $82,550 $88,250 $93,950
80% AMI Income Limits
Renters earning up to 80% of the Frederick AMI may qualify for rental assistance programs that target Low Income households.
$63,000 $72,000 $81,000 $90,000 $97,200 $104,400 $111,600 $118,800