Affordable Housing In Frederick
Frederick County, Maryland

49 Low Income Apartment Communities In Frederick

Spring Ridge Senior Apts.

6351 Spring Ridge Parkway
Frederick, MD
$1,085-1,448
1-2 BR
HCV Welcome

Taney Village Apartments

1421 Taney Avenue
Frederick, MD
$1,024-1,229
1 BR
62+
Subsidized

Creekside Senior Apartments

100 Burgess Way
Frederick, MD
Call For Rent
1-2 BR
HCV Welcome

Overlook at Avalon

1369 Hampshire Drive
Frederick, MD
1 BR
HCV Welcome

520 North Market Apartments

520 North Market Street
Frederick, MD
$713-1,536
1-3 BR
HCV Welcome

Frederick Villas

5999 Ladd Ct
Frederick, MD
Call For Rent
1-2 BR

Country Hill Apartments

1000 Heather Ridge Dr
Frederick, MD
Subsidized

Floyd - Kress Homes

199 Greenway Dr
Frederick, MD
Accessible
Disabled Supportive Housing
Subsidized

Collins Way

208 Thomas Ave
Frederick, MD
Accessible
Disabled Supportive Housing
Subsidized

Meadow Grove Group Home

1807 Meadowgrove Ln
Frederick, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Housing Authorities that serve Frederick

Housing Authority Programs
Housing Authority of the City of Frederick Section 8 Housing Choice Voucher (HCV); Public Housing
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Guide To Affordable Housing in Frederick, Maryland

There are 49 low income housing apartment communities offering 1,520 affordable apartments for rent in Frederick, Maryland. Frederick features 1,026 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 494 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Frederick.

Sourced from federal housing data and AffordableHousingOnline.com research.

Frederick, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 49
Total Low Income Apartments 1,520
Total Housing Units with Rental Assistance 1,026
Percentage of Housing Units Occupied By Renters 46.39%
Average Renter Household Size 2.42
Average Household Size 2.47
Median Household Income $64,700 ±$2,192
Median Rent $1,250 ±$40
Percentage Of Renters Overburdened 49.92% ± 4.35pp
Total Population 67,421

Population and Household Demographics

Frederick is a City in Frederick County, Maryland with a population of 67,421. There are 26,591 households in the city with an average household size of 2.47 persons. 46.39% of households in Frederick are renters.

Income and Rent Overburden in Frederick

The median gross income for households in Frederick is $64,700 a year, or $5,392 a month. The median rent for the city is $1,250 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Frederick, a household making less than $4,167 a month would be considered overburdened when renting an apartment at or above the median rent. 49.92% of households who rent are overburdened in Frederick.1

Area Median Income In Frederick

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Frederick, the AMI is calculated from all households within Frederick County.

In Frederick, HUD calculates the Area Median Income for a family of four as $121,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Frederick

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Frederick HUD Rental Assistance in Frederick

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450
Low Income Housing Tax Credits in Frederick

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2010, 14 low income apartment communities containing 537 rental apartments have been constructed and made affordable to low income persons in Frederick by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Frederick

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
60% of Median $51,000 $58,260 $65,520 $72,780 $78,660 $84,480 $90,300 $96,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Frederick is $65,520 a year, or $5,460 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,460 by 30% to get a maximum rent of $1,638 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,063 $1,138 $1,365 $1,578 $1,760 $1,942
60% $1,275 $1,366 $1,638 $1,893 $2,112 $2,330
Fair Market Rents in Frederick

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,457 $1,500 $1,707 $2,215 $2,707