There are 644 low-income apartments in Frederick County that offer reduced rents to eligible households. Low-income rents in Frederick County, Maryland can range from $713 to $2,097 depending on the number of bedrooms.
Rental assistance programs support 1,212 low-income homes in Frederick County where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $461 towards rent each month.
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
|Maryland Department of Housing and Community Development||Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)|
Frederick County features 1,212 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
There are 644 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Frederick County.
On average, Section 8 Housing Choice vouchers pay Frederick County landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Frederick County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Frederick County, Maryland for a two-bedroom apartment is between $1,654 and $2,022.
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Frederick County, Maryland Fair Market Rent||$1,589||$1,615||$1,838||$2,299||$2,742|
|Frederick County, Maryland Payment Standard Range||$1,430 to $1,748||$1,454 to $1,777||$1,654 to $2,022||$2,069 to $2,529||$2,468 to $3,016|
Sourced from federal housing data and AffordableHousingOnline.com research.
|Total Affordable Apartment Properties||58|
|Total Low Income Apartments||2,055|
|Total Housing Units with Rental Assistance||1,212|
|Percentage of Housing Units Occupied By Renters||26.07%|
|Average Renter Household Size||2.44|
|Average Household Size||2.68|
|Median Household Income||$83,700 ±$1,810|
|Median Rent||$1,285 ±$30|
|Percentage Of Renters Overburdened||47.91% ± 2.84pp|
Frederick County is a county in Maryland with a population of 241,373. There are 88,494 households in the county with an average household size of 2.68 persons. 26.07% of households in Frederick County are renters.
The median gross income for households in Frederick County is $83,700 a year, or $6,975 a month. The median rent for the county is $1,285 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Frederick County, a household making less than $4,283 a month would be considered overburdened when renting an apartment at or above the median rent. 47.91% of households who rent are overburdened in Frederick County.
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Frederick County, HUD calculates the Area Median Income for a family of four as $142,300
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the Frederick County AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the Frederick County AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the Frederick County AMI may qualify for rental assistance programs that target Low Income households.